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Prices Paid: Buying & Leasing Experiences Lexus RX 350 / RX 450h Lease Questions
1578 messages, Last post on Dec 01, 2009 at 4:58 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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MSRP 42,892 for AWD non-NAV Cap Cost 36,462 $3000 up front 389.79 base payment (plus tax) MF .00145 36 months, 12,000 mi/yr San Francisco area Sound decent?
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Replying to: steinboy (Nov 19, 2008 10:06 pm) Base rx350 AWD (no nav). Sticker right around 42,000. The deal: $1,539 down (first month's lease payment plus license, tax and registration) 36/15k $455 per month (all inclusive). Do you think I can I do better? Much appreciated. |
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| What is the general opinion on waiting until February for the 2010 model to come out? I'm wondering if I will get a good deal by waiting? | |
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Replying to: tjim (Nov 23, 2008 8:18 pm) Sounds like a fabulous deal, better than I can get here in Phoenix. I'm at the end of my second RX lease (currently a 330), and am looking to save money on our next vehicle. Can you tell me the name of the dealer where you got that quote? It would be worth our while to drive up to SF to get it, and see relatives at the same time. Thanks. |
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Replying to: sixstringer (Nov 25, 2008 10:34 am) |
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Replying to: sixstringer (Nov 25, 2008 10:34 am) List... 43,476.00 Cap cost... 3608.81 36 months. 15 thousands miles per year. Are you ready for this? I'm doing a one-payment lease for 15557.05 (including drive off and lease acquisition fee) $410.95 (including tax!) Beat that!!!!
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Replying to: Timelockmind (Nov 25, 2008 8:15 pm)
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Replying to: indus2 (Nov 26, 2008 9:57 pm) The cap cost is 36.084.81 As I have never heard of any disadvantage of a prepaid lease. Please explain "the risk of losing money is your car is totaled/stolen". I don't sign the deal until Sunday and do not want to do anything stupid. |
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Timelockmind, In a scenario your car is stolen/totaled, your primary insurance company will pay out what they consider to be the market value of the car. If that market value is less than what you owe to the bank (the finance company), your gap insurance will kick in and cover the difference. In the case of a pre-paid lease, you will never be in a situation where you owe the bank more than the car is worth; however, it is likely that you will not recover all of the money you've paid up front. That risk is the greatest in the beginning of the lease, and diminishes over time. Having said that, the cap cost you've negotiated is very good. Assuming there is a $1000 coupon that the dealer is applying on top of it towards cap cost reduction, you should be at around $430/month with just inceptions up front, assuming 7% sales tax, without pre-payment.
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