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Infiniti M35 / M45 Lease Questions

1830 messages,  Last post on Nov 16, 2009 at 7:02 PM

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What is this discussion about? Infiniti M35, Infiniti M45, Car Leasing, Sedan

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#21 of 1830 Re: Proposed M45 Sport Lease--Good deal?? by Car_man HOST Sep 28, 2005 (1:58 am)
Hi 540dude. I can't calculate a sample lease payment on it without knowing its full MSRP, but the other aspects of your deal look good. You got it for an attractive selling price and the money factor that was used to calculate your monthly payment is in line with Infiniti Financial Services buy rate. If you like the car, I don't see any reason not to pull the trigger on this deal.   Car_man Host Smart Shopper / Prices Paid Forums Replies to this message: 540dude (Sep 28, 2005 8:03 am) gs455 (Oct 04, 2005 9:18 am)
#22 of 1830 Re: Proposed M45 Sport Lease--Good deal?? [Car_man] by 540dude Sep 28, 2005 (8:03 am)
Replying to: Car_man (Sep 28, 2005 1:58 am) Thanks Carman.   The full MSPR was $57,340.   Still a good deal?   I think so. Replies to this message: gs455 (Oct 04, 2005 9:18 am)
#23 of 1830 One more question about quote from Dealer by gdukes1975 Sep 29, 2005 (5:21 pm)
Once again, thanks for the information Car_man. This help has been invaluable. I have one more question though. I got a quote from the dealership giving me a MF of 3.48 for a 42 month lease on the M35. Does this mean that it will be .00348?   If so, that seems monstrously high. They never said %, they just left a message saying the MF=3.48 with IFS for the vehicle I requested. I haven't called back because I am in no hurry to buy, and I don't want to go in without all the aces up my sleeve.   Once again, this forum is amazing. I just wish I would have used it when I bought my '99 Q45.
#25 of 1830 This is the deal I'm being offered. What do you think? by baimer8 Sep 29, 2005 (6:25 pm)
I don't have the full details yet. I ordered an M45 Sport, fully loaded: Diamond Graphite Bourbon Interior Wood Trim Journey Package Tech Package/XM Full Aero Package (Body Kit)   MSRP $60,250   Here is what I am getting: 24 mos. lease $1906 down $823.21/month (tax included) 15k miles/yr   How does this sound? Replies to this message: 540dude (Sep 30, 2005 3:10 am) baimer8 (Sep 30, 2005 7:49 am) 540dude (Sep 30, 2005 10:24 am)
#26 of 1830 Re: This is the deal I'm being offered. What do you think? [baimer8] by 540dude Sep 30, 2005 (3:10 am)
Replying to: baimer8 (Sep 29, 2005 6:25 pm) You need more information as this sounds too high.   What is the selling price (total capitalized cost of the lease).   What is the money factor?   What is the residual?   Look at my deal above. $733 per month with New York City and state taxes (of 8.625%) rolled in for 18K per year. $1K above invoice. I paid NO cap cost reduction (down payment). The only option that you are getting that I did not was the full aero kit (I just got the rear spoiler). Also, are you getting the rear DVD player?   With all due respect, I think you are getting ripped off. Replies to this message: baimer8 (Sep 30, 2005 7:49 am) 540dude (Sep 30, 2005 10:24 am)
#27 of 1830 Re: This is the deal I'm being offered. What do you think? [540dude] by baimer8 Sep 30, 2005 (7:49 am)
Replying to: 540dude (Sep 30, 2005 3:10 am) Really, you think so?!?! Even with only a 24 mos. lease? I actually got these #'s from a car broker and the dealer is matching it. At the time, 2 mos. ago when I got this quote when I ordered the car, the dealer was shocked at the #'s that I was being quoted.   I'll try and find out some more info on the other questions. Replies to this message: 540dude (Sep 30, 2005 10:24 am)
#28 of 1830 Sept vs Oct Lease by howard4 Sep 30, 2005 (8:26 am)
Read elsehwere in section that Oct MF may go down slightly to make up for lower RV. Quoted .00186 MF for 36 mos 61% RV vs .00198 for 39 mos 60% RV. Haven't finalized options and cap cost but in terms of numbers how do these currently look and any guess for October? Thanks.
#29 of 1830 Re: This is the deal I'm being offered. What do you think? [baimer8] by 540dude Sep 30, 2005 (10:24 am)
Replying to: baimer8 (Sep 30, 2005 7:49 am) The first rule of leasing is never negotiate to a monthly payment. That is a classic dealer trap. You must know the following:   What is the selling price (total capitalized cost of the lease).    What is the money factor?    What is the residual?    These 3 factors will dictate what the monthly payment is. My gut tells me that, based on your numbers, you are not getting a very good deal, but to really evalulate if you are or are not, you need to know those 3 items of information.   I negotiated my lease using these 3 key factors of a lease -- not by asking the dealer to meet a monthly payment target. Having a monthly payment target that you tell the dealer could result in the dealer marking up the money factor or the selling price beyond the base money factor and the lower price above invoice that the dealer would sell the car for, resulting in a windfall for the dealer and in you getting the shaft.
#30 of 1830 My end of month deal by ezefla Sep 30, 2005 (7:28 pm)
I just leased the following   M45 Sport Diamond Graphite Graphite Interior Metal Trim Journey Package Tech Package/XM Full Size Spare Full Size Trunk Mats Splash Guards Rear Spolier   MSRP $57310 CAP $53285 Down $2000 12k Miles 39 Months Resid 59% MFact .00167   $682 (includes tax)   They had to swap it from another dealer across the state. Got the Road Hazzard from list of $330 to half ($165)   How does this sound? Replies to this message: baimer8 (Oct 04, 2005 10:24 am) gs455 (Oct 04, 2005 12:31 pm)

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