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Infiniti M35 / M45 Lease Questions

1830 messages, Last post on Nov 16, 2009 at 7:02 PM
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Replying to: jrock321 (Nov 18, 2008 8:44 pm) IFS money factor and residual value for a 36 month 2008 M35 2WD with 15,000 miles per year are .00001 (the lowest possible) and 45%. I'm not exactly sure of the MF for 39 months but I believe the residual is 44% (that's what a dealer told me yesterday).
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Replying to: cael (Nov 19, 2008 6:56 am) |
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2008 M35x with tech, advanced tech and xenon MSRP $53,520 Sale Price $48,827 Fees $350 + $595 Tax Rate .065 Residual $24,084 (45%) Money Factor .00024 Cap Reduction $2595 Payment $639.55 Miles 15,000/year 639/mo seems about right. Sale price is at invoice. Opinions appreciated. |
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New to leases. Checking to lease M45X tech, for 39m, 10K. on business. reside in PA Had an offer for Premium pack, 2K down, 639/m including tax. Was told "a car show" vehicle, brand new otherwise. All other offers were at least $50 more/month even for cheaper advance tech or base teck. What should I watch for here? Is this a decent offer or I can do better? Reading some posts people not advising lease 08 at this time, rather purchase. What are the cons/pros. I can buy on business too. Any advise be helpful. Thanks |
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Have been waiting for a deal on one of these. Just got a base M35x Msrp 46075...splash guards and trunk mat... $1300 TOTAL out of pocket... 39 mos... 12k miles $ 517 including NJ tax All in all we thought it was a good deal I only drove it once... wifey seems to like it so far
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Replying to: yamawho (Dec 02, 2008 9:02 pm)
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Hello All, I was wondering if any one had the details to the December cash/finance/lease programs? I understand that the December programs were announced on 12/2. Well, I am eyeing an 2008 M45 with the following line items: Base - 50250 Tech/Nav Pkg - 3350 Sport Pkg - 1650 Trunk Mat - 105 Destination - 815 TOTAL - 56170 M45 MSRP > 56170 Invoice > 51364 C/I > -8500 (1500 as selldown, 7000 core cash for cash purchase) TOTAL > 42864 Now I am wondering... do I use my own cash or OPM. The cash price of 42864 would not be on the table if I were to finance or lease with IFS. Do I go to an outside bank to either lease or purchase. I really like the cash discount but I don't want to put all of my money into the car - especially since it's a depreciating asset but at what rate I am not certain. Any insights from the sages of the board?
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I would also be interested on opinions on the Infiniti recently announced lease deals for the M 35 & 45. the Edmunds site has the following listed concerning the M35. I am not sure what the $6,000 Retail Dealer cash is. Anyway here is the lease offer: $489 Monthly Payment 39 Month Term $3500 Down Payment NA Security Deposit 10000 Annual Mileage Restrictions Lease is based on 2008 M35 Sedan with Technology Package (model 98118). $2000 Lease Loyalty cash available. Cannot be combined with $6000 Retail Dealer Cash. See dealer for complete details. Comments $3989 due at signing. Dealer participation may vary. Incentives and Rebates are provided subject to the terms of our Visitor Agreement. The M45 lease offer is as follows. Again I am not sure what the $7,000 represents: $599 Monthly Payment 39 Month Term $3440 Down Payment NA Security Deposit 10000 Annual Mileage Restrictions Lease is based on 2008 M45 RWD Sedan with Technology Package (model 98318). $2000 Lease Owner Loyalty cash available. Cannot be combined with $7000 Retail Dealer Cash. Must finance through Infiniti Financial Services. See dealer for complete details. Comments $4039 due at signing. Dealer participation may vary. Incentives and Rebates are provided subject to the terms of our Visitor Agreement. Any insight on these offers as well as an explanation of the Retail Dealer Cash is would be very much appreciated. Thanks.
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Replying to: steve777 (Dec 03, 2008 11:11 am) |
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Replying to: gator5000e (Dec 03, 2008 7:59 pm) What you have listed in your post is simply the posted lease deals that Infiniti has until 1/5/2009. For the M45, the money factor is 0.00001, with a residual of 43% on a 39 month lease. From what I recall the annual mileage allowance was 12,000 miles. MSRP with Nav/Tech, and Sport - $56170 Quoted Invoice - $51364 The dealer cash of $7000 cannot be used to reduce the cap cost from $51364 down to $44364. Similar explanation holds for the M35 offer you had listed as well. The only time the dealers would even consider you acquiring an M45 for $44364 would be when you come into the deal with cash. Hope this helps. |
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