Sign In Join 



Infiniti M35 / M45 Lease Questions

1830 messages,  Last post on Nov 16, 2009 at 7:02 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Infiniti M35, Infiniti M45, Car Leasing, Sedan


Messages Page 141 of 184
1
...
138
139
140
141
142
143
144
...
184
Prev
Next
Last
Go To Msg #
Search This Discussion

#1394 of 1830
Re: 2008 M35x deal: much better than 2006 [Car_man] by djdez
Apr 21, 2008 (11:47 am)
Reply

Replying to: Car_man (Apr 18, 2008 2:34 am)

Thanks Car_man - good to see you around here again! Funny thing is - a dealer I was dealing with was trying to tell me I could NOT use the money to take off of the 'selling price', or to lower the cap cost. And, I do qualify for the $2000 as I'm currently leasing an Infiniti through IFS. He said it could be used for my 'down payment' money -- haha - what a joke. I basically told him he can forget dealing with me. Other dealers said they'd let me use it, now it's just a matter of seeing if the money factors improve over the next few months, when my lease ends.
 
Thanks again!
#1396 of 1830
M45 with tech by cablue
Apr 22, 2008 (2:32 pm)
Reply
What is the MF and residual for the M45/tech? Been offered car at 49,500. Just want to get my facts straight. Would like values for 24/12,000. Any help would be great. MSRP is 54,025. Thanks in advance!
#1397 of 1830
Just the facts by jam550
Apr 26, 2008 (6:14 am)
Reply
Hello all,
 
Great insights on this board - I am hoping to just get to the bottom line and have folks list out what I should expect to pay to lease an M35/M35x in Charlotte, NC. I will be looking for the base car with 36 months / 12k miles per year.
 
Please let me know what my target cap cost should be when I speak to the dealers. Thanks!
#1398 of 1830
M35S with Technology Package/Sport Package April 30 2008 by creative99
May 01, 2008 (9:42 am)
Reply
Hello All,
 
I GREATLY appreciate all of your contributions to this forum and wanted to return the favor.
 
Just got a new M35S, 24 Month Lease at 623/Mo with 1900 down.
Cap 43587 (includes 1000 dealer incentive).
Money factor .00061
Residual 63% / 30722
12000 miles
Payment 622 including 7% sales tax.
Paid 1900 down... which was ONLY fees and first months payment which included 70 sales tax on the incentive.
36 months was virtually identical payments, maybe a few dollars less so I went with the shorter lease.
 
I LOVE this car!

Note when leasing
. Force the dealer to ONLY finance the vehicle itself. They will bury their Dealer Fee/ Doc Fee (aka dealer's profit) and possibly Bank Fee in the 'cap cost' if you're not careful and wont tell you about it. This is one of the #1 tricks. If you have only a true net cap with 0 fees included, residual, and money factor, plus you pay down only fees+first month you will easily find out who is giving you the best deal. You shouldn't finance any fees on a lease. When they ask you how much you want to put down. Tell them you want ALL fees broken out and itemized and that is what you will pay up front: 1st Month lease payment, Doc Fee+tax, Bank Fee w/tax, DMV/tags. For premium vehicles with would be in the 2000 ballpark. If possible also get the Invoice for full disclosure.
 
Best wishes and keep up the great contributions!
#1399 of 1830
Re: what to finance on a lease by madrad
May 01, 2008 (2:49 pm)
Reply
creative99's suggestion about what to finance appears to be at odds with what carman usually tells us, which is to only pay:
registration fee, state required taxes and the first monthly payment
Carman, can you comment?
 
Also, what are the pros and cons of financing the sales tax as well?
 
Carman, when you refer to state required taxes, are you referring to sales taxes?
Thanks a lot.
MJC
#1400 of 1830
M35X / 2008 / Tech / Nav by gedalneil
May 02, 2008 (2:11 pm)
Reply
I am about to pull the trigger on my third Infiniti, but I need a push.
 
2008 M35X / Tech(a)
 
$0 Down - Taxes Built in NY / Westchester 8.375% - using current owner discount
 
$651 for 39 month lease - $845 at close - taxes built in.
 
Give me the thumbs up, and I am doing it.
 
Thank you.
#1401 of 1830
Re: M35S with Technology Package/Sport Package April 30 2008 [creative99] by ghstudio
May 04, 2008 (4:49 pm)
Reply

Replying to: creative99 (May 01, 2008 9:42 am)

When figuring out leases...the only important comparison is the total cost of the lease over the life of the lease....or total lease cost per month. It doesn't matter if the dealer's fees, bank fees etc are bundled in the monthly payments or paid at the beginning for comparing leases. Also, if you are comparing leases between car brands, then make sure you include "multiple security deposits" if they are available since that will reduce the total cost of your lease.
 
However, the best way to actually lease is to put no more money down in front than you need to...and that's the first month's lease plus taxes and registration...nothing more. Don't pay any of the fees up front....and certainly don't make a large capital cost reduction up front.
#1402 of 1830
Re: M35S with Technology Package/Sport Package April 30 2008 [ghstudio] by madrad
May 04, 2008 (5:40 pm)
Reply

Replying to: ghstudio (May 04, 2008 4:49 pm)

When you say: " and that's the first month's lease plus taxes and registration...nothing more" ...are you referring to state sales tax on the purchase price (capital cost)?
 
and if so, why wouldn't you also bundle those dollars into the amount financed?
Thanks
#1403 of 1830
Re: M35S with Technology Package/Sport Package April 30 2008 [madrad] by ghstudio
May 04, 2008 (6:59 pm)
Reply

Replying to: madrad (May 04, 2008 5:40 pm)

I understand there are a few states that require the taxes paid up front....and I don't think you can roll them into the lease. If you aren't in those states, then you pay the taxes with each payment.

Messages Page 141 of 184
1
...
138
139
140
141
142
143
144
...
184
Prev
Next
Last
Go To Msg #
Search This Discussion
To POST a message, please Sign In.

New? Join Now!

Forum Tools

Please sign in.
Email Address:

Password:

Forgot Password?

Search Forums

Enter Keyword(s)

Advanced Search

Browse by Vehicle



View All Vehicles
Advertisement
Ask the Community
See What People Are Asking

Browse by Board

Browse by Topic


View All Topics

Today's Chats

Advertisement