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Infiniti M35 / M45 Lease Questions

1638 messages,  Last post on Aug 27, 2008 at 9:55 AM

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What is this discussion about? Infiniti M35, Infiniti M45, Car Leasing, Sedan

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#1302 of 1638 Infiniti M45 lease - Help needed by yogibearsd Feb 17, 2008 (1:25 pm)
Hello all -   I need your help regarding my 2006 Infiniti M45 lease that is scheduled to end in April 2008. I have taken very good care of the car and it currently has 15000 miles on it.   What I like to know is:   1. Would it be possible to extend the lease by another 6/12 months? I love the car but I am not ready to purchase it yet.   2. Is it possible to negotiate on the purchase price with Infiniti? If so, how much of window do you think I will have on the $41,000 residual on the car.   3. If any of you have owned a M45 beyond 3-4 years, would you advise I purchase the car at the end of the lease?   Any help with any/all of the above would be much appreciated.   Thanks     Replies to this message: Car_man (Mar 03, 2008 4:17 am)
#1303 of 1638 Re: m35x [ghstudio] by newtonguy1 Feb 17, 2008 (3:19 pm)
Replying to: ghstudio (Aug 19, 2007 12:42 pm) Infinity is allowing up to 9 security deposits, and the sales person told me that each deposit would reduce the implied interest rate on a lease by 0.1%. I'm trying to decide whether this makes financial sense, and I can't figure out how you concluded that you'd be earning an effective 12% interest rate on MSDs. I calculated that I'd save just over $1000 in interest for 9 deposits totaling about $5100, which was a three-year compound rate of just over 6%.   Can you please elaborate on how you determined the 12%? Replies to this message: ghstudio (Feb 17, 2008 6:56 pm)
#1304 of 1638 Re: m35x [newtonguy1] by ghstudio Feb 17, 2008 (6:56 pm)
Replying to: newtonguy1 (Feb 17, 2008 3:19 pm) The actual $/% you save probably depends on your specific lease. Each security deposit (your monthly payment calculated with no security deposits rounded up to the nearest $50) (up to 9) reduces your money factor by .0001. Run both cases...no deposits and the MSD case...total up all the costs for the life of the lease (don't forget to add back the multiple security deposits which you get back)...that's the $ amount you earned by loaning infiniti the multiple security money for the period of the lease.   The savings, by the way, are tax free....because it's money you are not paying out..vs leaving the money in the bank or CD and earning taxable interest. I don't know anywhere I can put money and get even 6% tax free interest over the next 24 to 36 months. So even 6% is great...but I think you'll find it's more than that.
#1305 of 1638 Lease End by spark763 Feb 25, 2008 (1:51 pm)
My 2007 M35X lease is up in a few months, does Infinity ever give any deals to buy the car at the end of the lease or is the price in the lease contract the actual amount you have to pay?   Thanks for any help
#1306 of 1638 February Figures by random987 Feb 27, 2008 (10:09 am)
Does anyone have the February MF and residual numbers? Replies to this message: Car_man (Mar 03, 2008 4:22 am) random987 (Mar 03, 2008 8:03 am)
#1307 of 1638 Good Deal? by nyarlathotep Feb 27, 2008 (10:20 am)
Here are the facts (Delaware dealership): 2008 M35x with Tech Pkg - MSRP: $49025 Sale price: $46000 Pending trade-in worth: $10000 Residual: 52% Lease factor: .00140 Money down: (PA) Tags ($100?) and first payment of $653   Is this good, or should I be lower? Thanks to all in advance...looking to seal the deal by Saturday if possible!   —Jason Replies to this message: yankee06040 (Feb 27, 2008 7:28 pm)
#1308 of 1638 Re: Good Deal? [nyarlathotep] by yankee06040 Feb 27, 2008 (7:28 pm)
Replying to: nyarlathotep (Feb 27, 2008 10:20 am) Look at my posts #1289 on. I ended up getting $5 off the monthly payment and they got rid of the $243 cap cost reduction. That was for $18M miles annually.
#1309 of 1638 Carman Looking for M35X lease information by ct1211 Mar 02, 2008 (6:16 pm)
Hi Carman, you helped me with my last infiniti M35X lease. I'm about up on the lease and looking at the M35X and the new EX. Can you give me the money factors and residuals on this vehicle. I'm looking at 24 and 36 months 15K miles per year.!! Thanks    Craig Replies to this message: Car_man (Mar 03, 2008 4:33 am)
#1310 of 1638 Re: lease [yankee06040] by Car_man HOST Mar 03, 2008 (3:47 am)
Replying to: yankee06040 (Feb 02, 2008 9:41 pm) Hi yankee06040. The selling price that you were quoted on the M35 that you are interested in is right around $1,000 over dealer invoice. That's not bad. If you are in an area that has a decent level of competition and you shop around, you might be able to beat this by a few hundred dollars, but not by a ton. When you arrive at a selling price that you are comfortable with, make sure that the dealer uses Infiniti Financial Services' .00135 lease money factor to calculate your monthly payment.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#1311 of 1638 Re: Thanks [dmx434343] by Car_man HOST Mar 03, 2008 (3:53 am)
Replying to: dmx434343 (Feb 07, 2008 4:34 pm) Hello dmx434343. I would be happy to give you an idea of what these cars' current lease programs are like, however you never mentioned what term or mileage allowance you need. For now I will assume that you are interested in a 36 month lease with 15,000 miles per year. Let me know if you want something different. Infiniti Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2008 Infiniti M35 2WD with 15,000 miles per year are .00112 and 51%, respectively. The numbers for an otherwise identical lease of a 2008 M45 2WD are .00152 and 54%.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum

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