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Infiniti M35 / M45 Lease Questions

1642 messages,  Last post on Sep 06, 2008 at 5:49 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Infiniti M35, Infiniti M45, Car Leasing, Sedan


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#1300 of 1642
Re: Money Factor and Residuals [gryan] by awd2003
Feb 16, 2008 (7:13 pm)
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Replying to: gryan (Feb 16, 2008 9:24 am)

Thanks for the info. I decided to lease a G35x. My dealer in Hartford, CT. took multiple security deposits to lower the MF. .0001 per deposit.
#1301 of 1642
Money factors and residual for 2008 M35 by vicenza
Feb 16, 2008 (8:47 pm)
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I'm looking to get a 2008 M35 Sport / Tech. Does anyone know what's the m.f. and residual value is for a 36 month lease with 18k miles per year?
#1302 of 1642
Infiniti M45 lease - Help needed by yogibearsd
Feb 17, 2008 (1:25 pm)
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Hello all -
 
I need your help regarding my 2006 Infiniti M45 lease that is scheduled to end in April 2008. I have taken very good care of the car and it currently has 15000 miles on it.
 
What I like to know is:
 
1. Would it be possible to extend the lease by another 6/12 months? I love the car but I am not ready to purchase it yet.
 
2. Is it possible to negotiate on the purchase price with Infiniti? If so, how much of window do you think I will have on the $41,000 residual on the car.
 
3. If any of you have owned a M45 beyond 3-4 years, would you advise I purchase the car at the end of the lease?
 
Any help with any/all of the above would be much appreciated.
 
Thanks
 
 
#1303 of 1642
Re: m35x [ghstudio] by newtonguy1
Feb 17, 2008 (3:19 pm)
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Replying to: ghstudio (Aug 19, 2007 12:42 pm)

Infinity is allowing up to 9 security deposits, and the sales person told me that each deposit would reduce the implied interest rate on a lease by 0.1%. I'm trying to decide whether this makes financial sense, and I can't figure out how you concluded that you'd be earning an effective 12% interest rate on MSDs. I calculated that I'd save just over $1000 in interest for 9 deposits totaling about $5100, which was a three-year compound rate of just over 6%.
 
Can you please elaborate on how you determined the 12%?
#1304 of 1642
Re: m35x [newtonguy1] by ghstudio
Feb 17, 2008 (6:56 pm)
Reply

Replying to: newtonguy1 (Feb 17, 2008 3:19 pm)

The actual $/% you save probably depends on your specific lease. Each security deposit (your monthly payment calculated with no security deposits rounded up to the nearest $50) (up to 9) reduces your money factor by .0001. Run both cases...no deposits and the MSD case...total up all the costs for the life of the lease (don't forget to add back the multiple security deposits which you get back)...that's the $ amount you earned by loaning infiniti the multiple security money for the period of the lease.
 
The savings, by the way, are tax free....because it's money you are not paying out..vs leaving the money in the bank or CD and earning taxable interest. I don't know anywhere I can put money and get even 6% tax free interest over the next 24 to 36 months. So even 6% is great...but I think you'll find it's more than that.
#1305 of 1642
Lease End by spark763
Feb 25, 2008 (1:51 pm)
Reply
My 2007 M35X lease is up in a few months, does Infinity ever give any deals to buy the car at the end of the lease or is the price in the lease contract the actual amount you have to pay?
 
Thanks for any help
#1306 of 1642
February Figures by random987
Feb 27, 2008 (10:09 am)
Reply
Does anyone have the February MF and residual numbers?
#1307 of 1642
Good Deal? by nyarlathotep
Feb 27, 2008 (10:20 am)
Reply
Here are the facts (Delaware dealership):
2008 M35x with Tech Pkg - MSRP: $49025
Sale price: $46000
Pending trade-in worth: $10000
Residual: 52%
Lease factor: .00140
Money down: (PA) Tags ($100?) and first payment of $653
 
Is this good, or should I be lower?
Thanks to all in advance...looking to seal the deal by Saturday if possible!
 
—Jason
#1308 of 1642
Re: Good Deal? [nyarlathotep] by yankee06040
Feb 27, 2008 (7:28 pm)
Reply

Replying to: nyarlathotep (Feb 27, 2008 10:20 am)

Look at my posts #1289 on. I ended up getting $5 off the monthly payment and they got rid of the $243 cap cost reduction. That was for $18M miles annually.
#1309 of 1642
Carman Looking for M35X lease information by ct1211
Mar 02, 2008 (6:16 pm)
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Hi Carman, you helped me with my last infiniti M35X lease. I'm about up on the lease and looking at the M35X and the new EX. Can you give me the money factors and residuals on this vehicle. I'm looking at 24 and 36 months 15K miles per year.!! Thanks
  
Craig

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