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Infiniti M35 / M45 Lease Questions

1644 messages,  Last post on Sep 07, 2008 at 9:03 PM

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What is this discussion about? Infiniti M35, Infiniti M45, Car Leasing, Sedan

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#1081 of 1644 M35 Lease - Is this a good deal? by oreinc Apr 20, 2007 (3:46 pm)
Was offered the following from one of the two area Inifiniti dealers in Charlotte, NC:   Base M35 with a few options:   MSRP $43348 vpp discount $3101.98 cap cost $40246 + 599 dealer doc fee = gross cap cost $40845 assuming 700+ beacon term 27 mos 12k miles yr money factor .00058 Residual $28149. Payment w/ sales tax 525.55 drive off $1245.55 includes 1st payment --$595.00 IFS acquis. fee-- $125.00 registration   The vpp discount is supposedly something available because of where I work.. I inquired about a lower net cap cost, but the dealer is not biting yet. Are there better deals out there? Thanks,   JT
#1082 of 1644 Leasing a 2007 M35x -- A good deal or not? by pwelsh Apr 23, 2007 (3:07 pm)
I am in negotiations with Passport Infiniti of Alexandria VA. Here is the deal: I told them I wanted to get monthly payment under $500. MSRP = $51,250 approx, sales price $49,500 Finance Charge = 2.9% (says this is lower than .0058 money factor - I don't know how to calculate that) $300k for trade-in $7000k out of pocket $499 per month for 39 month lease w/ 12,000 miles Replies to this message: ghstudio (Apr 23, 2007 8:17 pm)
#1084 of 1644 Re: Leasing a 2007 M35x -- A good deal or not? [pwelsh] by ghstudio Apr 23, 2007 (8:17 pm)
Replying to: pwelsh (Apr 23, 2007 3:07 pm) .00058 is approx 1.39%. It's amazing what a salesman will say when he wants a deal   First thing is not to pay the $7K up front. Use that money to "buy down" the finance charge to .00008 with five multiple security deposits (read back in this forum on multiple security deposits). Your finance charge expense will then be almost 0% which is pretty darn good.   Don't focus on the monthly payments...focus on the total out of pocket expense for 39 months. It doesn't matter if you pay it up front or later, it's the same $'s.   Tell your salesperson you want to pay nothing down up front, make five security deposits and then see what the total cost is....it should be lower than what you got.
#1085 of 1644 Lease ?? by mminny Apr 24, 2007 (12:56 pm)
Any comments on this deal? In NYS M35x with tech pkg Price $47,790 (seems high invoice is $44,598) Residual 65% Interest 1.0%(not sure how this translates into money factor) 27 months/ 12k miles/year down $3,081.94 (include $595 fee, Tax/regs $125 and sales tax) [what portion of the price is charged for sales tax? paid upfront?] $699.95/month MMinSYR
#1086 of 1644 2007 M35X lease offer by gurvysethi Apr 24, 2007 (1:48 pm)
Here is what I have been offered from Competition Infiniti in Smithtown, NY.   Purchase price of $47118   27 month lease for 12K miles with advanced tech package  - $539/month with $2454 down or $615/month sign and drive   27 month lease for 15K miles with advanced tech package  - $558/month with $2516 down or $636/month sign and drive   Where do I find the money factor and residual %? How do these help me to get a good deal or not? Does anyone think that there is still room to negotiate here?   Thanks Replies to this message: nrwayne (May 10, 2007 12:10 pm) amell (May 12, 2007 2:26 pm) tsfdirect (Jun 21, 2007 12:01 pm) kyfdx (Jun 21, 2007 12:23 pm)
#1087 of 1644 M35 Sport Lease $598.18 a month by leasexpert Apr 24, 2007 (5:38 pm)
In my opinion dealer sales people are all slimeballs. If you remeber that you are on your way to understanding how it all works.   I know how a lease works and created a spreadsheet in Excel that lets me track the deal, so I always have a pretty good idea what is going on. (at least I like to think so) I recommend you do the same.   I just made the deal below on 4/15/2007   The important numbers in a lease deal are Invoice, MSRP, Money factor, residual, how much money you have to pay at inception, and how much over invoice you want to give to the dealer. Most people pay whatever so you can go in and demand a reasonable price and if you stick to it you will most likley get it.   The money factor on my deal was .00083, which is subsidized by Infiniti Financial. Every 0 takes another $100 of your monthly payment. Bank rates typically only have only two zeros. The higher the residual the better for you. (unless you plan to buy the car at the end of the lease but why would you) My residual was 53%.   Infiniti M35 Sport with Tech Package, rear spoiler, sat radio, trunk mat Monthly Payment Including Tax $598.18   MSRP $ 48,620.00 Dealer Invoice $44,497 I paid $45,327. Terms 39 Months 12K miles   Drive off Check $1,542.64 which includes.... Cap Cost Reduction $55.75 First Monthly Payment $ 598.18 Registration Fee 175.00 Florida Fees M.V.W.T.F $68.50 Tax on Cap Cost Reduction $3.91 Sales Tax $10.60 Acquisition/Bank Fee $595 Tax on Acquisition Fee $ 35.70   Always find a sticking point to negotaite on like color or options to make them sweeten the deal to take a car they think you don't really like. Don't let them push or bully you. They always bring some other scumbag, that brings nothing to the deal, to help them do this. The often talk to you like you are actually negotiating the deal but then they say they have to go check. Some try to get you to sign a paper to say you will do the deal if they meet your numbers. This is a mind game it means nothing just another way to bully you through the process. You can back out anytime until you sign the actual lease papers. They know this and expect that you don't. Once you sign they become much less agreeable.   Let me know if you have any questions. Good luck.
#1088 of 1644 M35 Sport lease with Advanced Tech by mansfi May 01, 2007 (10:59 am)
You're right, sales guys are slime!!   I was negotiating at Santa Monica Infiniti when another dealer emailed a deal that was $100 a less per month that the 'lowest possible deal' that Santa Monica could do.   I just showed the sales guy the email on my phone and said 'Beat this deal or I'm outta here'. They did. Here's where I ended up:   M35 Sport with Advanced Tech (incl Sirius) 27 months at $545 plus tax $2,500 drive-off incl 1st payment, tax, reg fees, CA fees etc   I could probably have reduced this another $15 a month if I'd have been willing to spend another hour quibling about colors etc.   Great forum!
#1089 of 1644 lease terms by traderb May 02, 2007 (1:31 pm)
anyone know if the lease terms have changed for MAY?
#1090 of 1644 Lease terms for M35x by postnobills May 06, 2007 (9:18 pm)
Car-man (or anyone else)- I'm looking for the current lease rates/residuals on an M35x. Term of 24, 27 or 36 months with 12K miles/year. Thanks!! Replies to this message: Car_man (May 14, 2007 2:54 am)

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