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Prices Paid: Buying & Leasing Experiences Infiniti G37 Lease Questions
4731 messages, Last post on Dec 08, 2009 at 7:19 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: sonofjay (May 18, 2008 4:26 pm)
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Replying to: sonofjay (May 18, 2008 4:34 pm) Not a stupid question at all, because it had been something that was unclear to me in the past. When i put some thought into it i came to the realization that if you are leasing a vehicle for 36 months, you still have to make 36 payments regardless of whether you make a first payment the first day you pick up the car or a few weeks after. In essence the entire cost of the lease still remains the same no matter how you slice up the pie.
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Replying to: helices (May 16, 2008 3:23 pm) Infiniti of Lisle gave me three (3) sets of numbers for G35XS, sport, nav, premium packages: Invoice -- will NOT say 24 months Sales Price $37995 Residual 71% Money Factor 1.310 Monthly $619.93 36 months Sales Price $37995 Residual 61% Money Factor 1.720 Monthly $579.47 39 months Sales Price $37995 Residual 60% Money Factor 1.720 Monthly $553.47 This includes 8.0% Cook County sales tax. Check at signing is: 1st month + $175 doc fee + $143 plates OK, remember that I am a newbie with this. What do you all make of these numbers? Best Regards, helices
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What is the correct residual and money factor for the following: 12K/36 mos. G35 Journey 12K/36 mos G35X Thanks.
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I got offered 441 plus tax on a 2008 G 35 sedan journey with premium package only; $1500 (which includes first months payment) down... W/ tax Im around $467..anyone, please give me some advice!!!, this is my first time leasing. |
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Infiniti Warranty: 4 years/ 50K bumper to bumper 6/70K drivetrain Need I say more. Owners pay for wear and tear/ Lessee's pay for wear and tear. You can only take a deduction for lease payment based on proportion of driving in the course of the business. That does not include driving commuting to work or pleasure driving. The IRS requires a log be maintained by the lessee for inspection. Similarly the car owner can take a depreciation deduction for miles driven in the course of business. I'm a trial lawyer who drives to various courthouses in a 60 mile radius from my office in Chicago. It accounts for about 60% of my total annual driving. My accountant states that for tax purposes there is no benefit for me to lease. In response to Brian62: 6 yrs worth of lease payments divided by the maximum miles permitted (72K)=$0.48 per mile. $40K purchase price financing - $20K (retail value after 6 years)/ 72K miles = $0.27 Infiniti NA is offering 1.9% financing for 36 months/ 3.9% for 60 mos!!!!!!!!!!!! Your absolutely right. The $/mile cost of the lease is not 100% more expensive than for the purchase, its ONLY 78% more expensive. Who spends $4-6K in maintenance on a car they bought new with the Infiniti warranty? My Mom and Dad each had mid 1990 BMWs they bought new. He still drives his 5 series and she sold her 3 series last year to buy a new 3 series. They drove each of those cars for 13 years and did not spend more than $6K COMBINED in maintenance, including a rebuilt tranny for the 5 series last year. I bought my car with 70% down, and financed at 3.9% in 2003 for 4 years. Just to keep my credit score high. A buyer who needs to finance more than 50% of a car purchase clearly is buying beyond their means. Insurance premiums FALL as vehicles become older. This is because collision claim benefits for replacement in the event of the vehicle being totalled decline as the car ages and depreciates. For the duration of a lease or loan comprehensive coverage stays high because the insurance company is covering the value of the vehicle to the lessor/ lienholder, which is fixed. Of course insurance premiums do increase for antiques or museum car based upon any increase in insured value. It's highly unlikely that any G35/ G37 owner will ever face that situation. |
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| Is the G35 qualify for the $1000.00 conquest cash infiniti is offering? | |
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Replying to: brodway (May 18, 2008 4:49 pm) |
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Replying to: brodway (May 18, 2008 4:41 pm) I am convinced that the 5 year included maintenance BMW offer on their new cars is a result of owner issues like this. Anyway... I hope that my new G35x, when I get it, follows the same experience I've had with other Japanese manufacturers and it is reliably |
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Replying to: athens (May 18, 2008 5:14 pm) Thats an absolutely silly thing to say. I bought my wifes car with only 20% down, but could have afforded to buy it for cash. The finance rate was 1.9%. I think i can do much better than that in the financial markets.
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