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Prices Paid: Buying & Leasing Experiences Infiniti G35 G37 Lease Questions
3302 messages, Last post on Jul 06, 2008 at 8:04 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: skmiller22 (May 13, 2008 12:03 pm) I would concentrate on price - car+destination+dealer fees first and not mention leasing at all. If you mention you want to lease they hit you with payments to cover up how much they are charging you for the car. Dennis
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Replying to: dwynne (May 13, 2008 12:50 pm) One more question(probably stupid too) - How do I go about contacting the internet sales manager for the dealerships? Do i just go through the infiniti website and select get quote?
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Replying to: skmiller22 (May 13, 2008 1:00 pm) If your employer does business with Nissan / Infiniti you may qualify for a VPP code which will get the price set to about $300 over invoice. You can search for your company name at this link. Dennis
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payment calculation question: i've worked up some "hopeful/hypothetical" numbers in the lease calculator(the residual was given by the dealer) and now i'm "trying" to make sense of how to compare/understand these numbers when i put it into my finance calculator to see if the payments match. let me explain in greater detail. car= 08 journey, sport, premium, splash lease calc= sales price $35,050 taxes at 3,25 of $1,139 term 39/mo resid $22,381 (based off a $37,935 (59%) msrp) MF=00.175(hypothetical again) 15,000 miles acq $595 sec dep $500 payment = $481.90 here comes the question. is there a way, to use my "financial calulator" to compare the deal?? meaning.....if i take MSRP + taxes=$39,074 subtract the residual value of $22,381, i come up with $16,693 that i'm financing over 39 mo's in this case. so enter in finance calc: N=39 interest rate=4.2 (.00175 x 2400) Present Value= $16,693 compute payment= $458.65 but the lease calculator has the same setup giving me 481.90? what am i missing guys? besides my brain? long day i guess. thx in advance.... 
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Replying to: drjustin (May 13, 2008 7:07 pm) I found the following link useful in putting together my 'calculator'. I created a formula in Microsoft Excel that does the lease calculation. Hopefully it can help you figure how you want to build a calculation you can use as well. http://ridewithg.whitecarrot.com/index.php/the-lease-formula/ -S
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Replying to: jeremyw (May 13, 2008 5:37 am) Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: gipsy (May 13, 2008 7:02 am) just curious.....what is the return? any current numbers? i recently signed up for a money market account at my bank with 8K+ and am not even receiving (1.8%) anything close to the inflation rate?? |
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Replying to: sonofjay (May 13, 2008 9:31 pm) i'd love to have that excel spreadsheet. I'm a doctor and not a MS Office guru. Would you be kind enough to email it to me? jsnyder at drjustinsnyder dot com |
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I have been shopping around for a couple weeks and have been finally offered the below deal. Doing the math, I think I am about $750 over invoice (with the doc fee). G35 Journey w/ Prem Pkg only 24 month, 12k mile lease Tier 1 credit MSRP $35,515 Adj Cap Cost of $35,065 includes the following $595 Acquisition fee $600 DMV fee (AZ) $541 1st Payment $495 Doc Fee $0 due at signing with the 23 remaining payments at $541 (including 8% tax). I would love to get this down another couple hundred but I am not having any luck. We only have 4 Infiniti dealers in Phoenix (2 of the 4 owned by the same company) and 1 more in Tucson about 2 hours away. I can get the VPP discount, but every dealer has a $400-500 doc fee so I am in the same ball park with price. I will try one last time when I go do the final deal, but I am ok with paying the extra $10 or so a month to get the car. My bigger concern is that I want to make sure I am good with the math before pulling the trigger.
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Replying to: montydee (May 14, 2008 9:11 am) i think you'd find most of the educated lease folk on here, not including myself in that category, would tell you this: a good deal would be one that is $500 above invoice, including dest fee and dealer doc fee's. i'm NOT SURE if that "good deal" includes the acq. fee of $595 or not? i also think that these guys are going to tell you this: we need to know the exact options of your car, as well as the invoice price etc. all that information can be found on edmunds.com i'd STRONGLY recommend brushing up on your lease knowledge/education before making a deal. take time and read these posts. in them you'll find the information you need, while at the same time nobody will be able to afford the time to walk someone through hand in hand. here are a few things you need to figure your deal: invoice money factor (ask the dealer, per "dennis" if they won't disclose this info, don't deal with them.) bottom line is to educate yourself or pay later. IMO, without knowing your mf or invoice, i'd say you're not getting a good deal. the msrp and cap costs are too close?? i have an invoice on the same car, add sport edition for $34,600ish, and that was from the dealer, not edminds. the edmunds invoice is $34,200 something. something ain't right in your deal..... but then again, i'm nowhere near an expert or claiming to be. just trying to help a fellow person in my same situation. best of luck! |
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