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Prices Paid: Buying & Leasing Experiences Infiniti G35 G37 Lease Questions
3408 messages, Last post on Jul 24, 2008 at 4:09 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: kyfdx (May 02, 2008 12:40 pm) Since the current offer seems to be similar to the past couple months and if the tax credit incentive is indeed set to go off for May 6, I guess May would be the best time to lease, am I right? This is a big savings for us folks in IL. Correct me if I'm wrong.
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After much research, I'm intent on leasing a g37. I see all these MF and residual numbers based on tier 0/1 levels. How does one determine the rates based on bad/awful credit (tier 4/5 - which I believe is the lowest)? I for one have as bad a score as you can get and might not even qualify for a lease anymore. Unfortunately my lease payment record on my current car is not sparkling so I'm concerned if i'll even qualify when my lease is up. For the past 6-8 months, I've finally come to my senses and understood what kind of impact this has down the road so it's an experience I'll have to live with. Basically, how does this bad credit affect the MF which in turn affects my monthly payments. I was told by dealers in reference to the est. monthly payments that it will increase from 50-100 a month for a 36 month lease. I'd certainly would love to hear thoughts on this as I'm intent on leasing a G37 in Aug/Sept (maybe sooner) with at least 4000.00 down (I have about 5000.00 saved). Thanks.
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Replying to: shinng (May 02, 2008 10:33 pm) It does suck to lease in Illinois.. unfortunately, no tax credits that I'm aware of.. regards, kyfdx |
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Replying to: shinng (May 02, 2008 11:06 pm) They only publish the top tier rates you would have to work with a dealer to see if they would even do a lease for your and if so how bad it is. Check over at leasecompare.com and see what they will do for a third party lease. A base coupe for someone with a 730 score is 0.00224 and $523 a month, at 675 0.00241 / $533, at 650 0.00383 and $617, below 650 and no lease for you. What *I* would do is get my credit in order and not take on a new, high dollar lease vehicle even if they could swing you a deal. Get your credit in order now and then enjoy something newer and nicer down the road for a good deal. Whatever you do now you are going to be paying way too much because of your credit history and your car credit history in particular. So I would do something cheap and affordable and make all the payments on time (and all your other bills too) until you have established a much higher score and a track record of always on time payments. Dennis
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Replying to: dwynne (May 02, 2008 8:48 pm) BTW, since he couldn't give me the May money factor, he instead gave me 2 oil changes
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Replying to: mkadams9 (May 03, 2008 9:25 am) I guess your lease is dated for April 30 so your term is 3 days too short? Did you check the residual for last month VS this month? I didn't check, but it is possible the residual was higher for April than May which would make up for the higher April rate. What color? Dennis
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Replying to: dwynne (May 03, 2008 10:02 am) Residual didn't change, 60%. The lease is for today which does bring up a good point. I guess I could have fought him on it to get the lower money factor but I already raked him on the price and I was happy. It probably is about $7/month I think difference and over the term it is about $250. I got 2 oil changes which is probably around $100. I guess maybe I left an extra $150 on the table. I can't cry about it. Not sure if all Infiniti dealers do it but I get a loaner car when I go in for an oil change and they will wash my car also. I couldn't be more happy with the dealer or the sales man. If anybody wants his name let me know (not sure if I can post it here). Car is slate blue with black interior. |
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Replying to: mkadams9 (May 03, 2008 10:22 am) If they dated it today then the dealer is just going to get the extra from the MF as a little more profit since they can't write a lease dated today and use last month's numbers. If they dated it the 30th then it would go through but IFS would get all the money. In either case, it is not like it is a bunch of money. Note that the MF is not on the paperwork, just the payment, price, and residual. I found the CD loading to be really easy and slick. I just drove around listening to XM or something already on the juke box while it ripped (quickly) the CD to the hard drive - of course I have all the original CDs so that makes it easier. Gracenote could not find a couple of my more odd CDs or a new release. If that happens to you don't bother typing the info in, just get a CF card and dump the unknown into to it, then use the free software from the Infiniti page to look it up online and write it back to the card, then upload it back from the card to the juke box. Sounds like a lot of trouble but it is simple compared to manually inputting the data. You can get an ipod for cheap (refurb 4gb nano for $100) and load it up and just leave it in the car - then no need to rip anything. CF cards are even better, I think my 4gb was $10-15 after rebate and you can find them for $25 pretty easy. I have seen 8gb for < $30 as well. You can't put more than 255 files in the root folder (I have been told) but I have way more tunes than that on mine and it works fine. As I said, you can browse folders and tunes while moving with the CF and you can't on the juke box, so just copying all your MP3s to a CF and leaving it in the dash is a much easier and better way to go than burning CDs and ripping them back to the hard drive juke box. The only annoying thing about the CF and folders is that it always returns to the folder level. So you pick song #3 in folder #5, if you then wanted to move ahead to the next song if you hit the steering wheel control it will change to folder #6 and not folder 5/song 4. If you do nothing it will play them in order in that folder then move on to the next. To skip songs you have to select the current folder again by hitting enter, then scroll to the song you want to play next. A small pain, but at least you can do this as you drive. Between the XM, CD/MP3 player, CD changer (for sedans), juke box, ipod interface, CF slot, and the audio/video aux input in the console the G has to be the most music available factory system on the road  . Dennis
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80513 Platinum Graphite / Graphite Splash Guards Trunk Cargo Net Premium Package Performance Tire/Wheel Pk Navigation Package MSRP $38,025 Selling Price (CAP COST) $34,967 $823.48 to cover drive offs 24m 12k miles $485.99 a month, (this includes tax) You guys like it? |
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Replying to: laderaking (May 03, 2008 11:35 am)
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