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Prices Paid: Buying & Leasing Experiences Infiniti G35 G37 Lease Questions
3309 messages, Last post on Jul 08, 2008 at 7:19 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: Car_man (Feb 29, 2008 3:21 am) how much would the taxes be if i get the deal close to invoice? Dealer is offering $ 1700 total out of pocket $450 a month 24 month 12k a year. He also told me that they would make 1 out of 2 payments for my 06 coupe. Is it a good deal?
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Replying to: marshallcpa (Feb 26, 2008 7:40 pm) IFS used to have a multiple security deposit program that enabled lessees to make up to nine additional deposits with each one reducing the money factor that is used to calculate their monthly payment by .00010. However, just last week IFS eliminated its security deposit requirement on leases. I don't know if this changes its MSD program. Making additional security deposits, if it is still allowed, is a much better way to reduce your car's monthly payment than making a down payment aka capitalized cost reduction would be. Most banks do allow lessees to extend their leases when then approach lease-end, either for a certain number of months or on a month to month basis, but I don't know IFS' specific policy on this matter. I don't anticipate Infiniti introducing any dealer cash on the G35 Sedan in March. Even if it does, chances are that it will be retail dealer cash that is not compatible with IFS' special lease program. Infiniti's dealer cash usually is not compatible with its special lease money factors. Of course, it is difficult to predict exactly what automakers will do with their future programs with 100% accuracy. Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: dwynne (Feb 27, 2008 10:56 am) Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: hellye1 (Feb 29, 2008 4:47 am) Missouri, Connecticut, and California use this method. The second way is to tax the entire selling price of the vehicle. This is how sales tax is calculated on leases in states like Illinois, Texas, and now Ohio. Lastly, some states only tax the depreciation portion of leases. This is tax is calculated on leased vehicles in New Jersey. I am not sure how it is calculated in New York, but you may be able to find out by visiting one of the following sites: New York State Department of Taxation and Finance or New York State Department of Motor Vehicles. Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: Car_man (Feb 29, 2008 4:42 am) Where did 71% residual for 24 months come from in your calculations. I know for February the IFS G35x 24months/12k miles program had 70% residual. Did it go up for March? Do you happen to have the new MF? The old one was .00123 Thanks, Ed
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Replying to: Car_man (Feb 29, 2008 4:21 am) What are the March lease rates for 15K lease, 24 and 36 month on a G35 journey with premium, nav and sport.
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Replying to: Car_man (Aug 31, 2005 4:14 am) I've read that a lot of people here say not to pay anything down if possible on the car. Is that true?
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G35 journey 0.00178 60% G35 sport 6mt 0.00178 58% G35x 0.00160 60% G37 journey 0.00202 61% G37 sport 6mt 0.00211 64% These are the March IFS lease numbers for a 36 month lease with 15k miles per year. Add 1% to the residual for 12k miles per year and 2% for 10k per year. Note that to get these rates you have to be in IFS tier 0 or tier 1 (700 and up credit score) and that while you may QUALIFY for these rates many Infiniti dealers mark them up for extra profit. I THINK the Feb numbers are good through Monday, so if your payment nets out to less using those numbers today would be a good day to visit your friendly dealer D: . Dennis
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Just wanted to thank the forum members and especially Dennis for all the great help as I signed the papers today on my new G35. Found a January model pre MSRP increase, Black Obsidian w/Graphite interior, premium, navigation, sport, tech, spoiler and of course splash guards, trunk mat and cargo net. MSRP $41,025 Net Cap Cost $38,000 (w/dealer prep & bank fee) 36 month/15K miles MF .00178 (March rate) Residual 60%, $24,615 (March rate) Payment w/tax $514.67 (6.5%) MSD (5) $2,750 Adj. Payment $488 Cash at Signing $3,406.32 When I went to review the numbers the total cap cost showed $38,500 with a $500 cap cost reduction. Before I could make the comment about the numbers being wrong he showed me a section with a $500 rebate which brought my cash at signing back in line. The only difference was I had to pay 6.5% tax ($32.50) on the cap cost reduction. However, since he was able to use the March rates and I had agreed on a deal Friday using February numbers it dropped by adjusted payment to $488.00 versus $492.24. The net affect was a $120 savings over the life of the lease so I did not have an issue with the deal. The point of my long winded explanation is that there may be some support dollars out there from Infiniti to the dealers. Not sure but thought it was worth mentioning. Worked with Atlantic Infiniti in Jacksonville and they had the same vehicle available in Liquid Platinum just without the spoiler. Thanks again for all the help, now I just need to find the time to learn all the features on my new toy. |
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Replying to: Car_man (Feb 29, 2008 4:42 am) Is the residual at 71% valid for 24 months and 12K. What should the Docs, registration etc be for Northern NJ? Thanks for your help.
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