- #2519 of 3301
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Re: G 35xs LEASE DEAL IN NY [hellye1]
by Car_man HOST
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Feb 29, 2008 (3:21 am)
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Replying to: hellye1 (Feb 20, 2008 3:28 pm)
Hi hellye1. Let's work up a lease payment on this car and see what we come up with. According to my calculations, if you were to lease a 2008 Infiniti G35x that has an MSRP of $40,615 and a selling price of $37,085 through Infiniti Financial Services right now for 24 months with 12,000 miles per year, your zero down, pre-tax monthly payment would be around $442.
Car_man
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- #2520 of 3301
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Re: 2008 g35 navigation lease [avwoo79]
by Car_man HOST
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Feb 29, 2008 (3:24 am)
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Replying to: avwoo79 (Feb 20, 2008 11:45 pm)
Greetings avwoo79. It definitely is not a good idea to make a down payment when leasing. Consumers can and should lease any vehicle that they are leasing without making any sort of capitalized cost reduction. Lessees who make one risk losing it if their vehicle is totaled in an accident or stolen and never recovered. Not only should you not make a cap cost reduction, but this week Infiniti Financial Services eliminated its security deposit requirement on leases. So if you lease an Infiniti through IFS all you would have to pay at lease signing would be your car's first month's payment, IFS' $595 acquisition fee, and any required state taxes or fees. You can even roll the acquisition fee into your vehicle's capitalized cost to make it part of your monthly payment instead of paying it at signing if you want to.
Car_man
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- #2521 of 3301
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Re: Bought 2008 G35x Premium in NJ [cwa318]
by Car_man HOST
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Feb 29, 2008 (4:15 am)
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Replying to: cwa318 (Feb 23, 2008 8:36 pm)
Hi cwa318. You never know what a dealer will do, but given the lack of cash support on leases of the G35 right now I suspect that it will be difficult to get one for less than dealer invoice. If I was in the market for this car right now, I personally would shoot for $500 or so over invoice and see what happens. You can always stop by the "Infiniti G35 G37 Prices Paid and Buying Experience" discussion to see how much other community members have paid for similar cars lately.
As far as this car's money factors go, Infiniti just introduced a new, slightly different lease program on it today. I believe that Infiniti Financial Services' current 24 month buy rate lease money factor the 2008 G35x is now .00123. Its 36 month money factor is now .00149.
Car_man
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- #2522 of 3301
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Re: Leasing a G35X [jbressi]
by Car_man HOST
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Feb 29, 2008 (4:18 am)
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Replying to: jbressi (Feb 23, 2008 8:55 pm)
Hi jbressi. It is difficult for me to say how good a deal the payment that you were quoted is without knowing what this car's MSRP, selling price, and mileage allowance are. The prices are very important numbers for you as a lessee to know. The selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. If I was in the market for a 2008 G35x in an area that has a decent level of competition right now, I personally would shoot for a selling price of around $500 over dealer invoice. Once you arrive at a selling price that you are comfortable with, have the dealer calculate your monthly payment using this car's buy rate lease money factor. I believe that Infiniti Financial Services' current buy rate for a 39 month lease of an '08 G35x is .00173.
Car_man
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- #2523 of 3301
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Re: Leasing Help Needed - G35 Journey Loaded [condott9]
by Car_man HOST
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Feb 29, 2008 (4:21 am)
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Replying to: condott9 (Feb 25, 2008 9:02 am)
Hi condott9. $482 over dealer invoice including any bogus dealer fees plus the use of Infiniti Financial Services' buy rate lease money factor is an excellent deal on a leased G35 Sedan. Infiniti just introduced its March lease program for this car this morning and its March money factors for it are not very different than its February numbers. Infiniti raised its money factors on most models slightly, but for some reason it also raised their residual values by a point offsetting the difference.
Car_man
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- #2524 of 3301
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Re: G35 offer good? [nfgrockerdude]
by Car_man HOST
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Feb 29, 2008 (4:26 am)
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Replying to: nfgrockerdude (Feb 25, 2008 6:47 pm)
Hey nfgrockerdude. $200 over dealer invoice is an excellent selling price for a leased 2008 G35 sedan right now. I believe that Infiniti Financial Services' March buy rate lease money factor and residual value for a 24 month lease of a 2008 G35 Sport Sedan with 15,000 miles per year are .00144 and 67%, respectively. The residual value for this car would be 1% higher if you leased it with only 12,000 miles per year.
A credit score of 730 is great. As long as you have some sort of credit history, you should have no problem getting approved to lease this car using IFS' best money factors. They won't care that you have never leased a vehicle before.
Car_man
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- #2525 of 3301
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Re: G35 Current Lease Offer [dalonso66]
by Car_man HOST
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Feb 29, 2008 (4:35 am)
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Replying to: dalonso66 (Feb 25, 2008 10:58 pm)
I see that this is your first post, dalonso66. Welcome to the forums. While manufacturers' official advertised lease payments are usually decent deals, they often leave a little meat on the bone so to speak. It makes sense if one thinks about it. Dealers would be pretty irritated if automakers cut all of the profit out of their advertised deals. Consumers who comparison shop in areas that have a decent level of competition are usually able beat official vehicles advertised payments.
The best way to get a good deal on the G35 that you want is to shoot for the lowest possible selling price and then have the dealer that gives you that price calculate your car's monthly payment using its buy rate lease money factor. If I was in the market for an '08 G35 Sedan right now, I personally would shoot for a selling price of $500 over invoice.
Car_man
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- #2526 of 3301
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Re: NJ 2yr lease offer [mrv1]
by Car_man HOST
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Feb 29, 2008 (4:42 am)
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Replying to: mrv1 (Feb 26, 2008 6:18 am)
Hello mrv1. The money factor that you were quoted is right in line with Infiniti Financial Services' current buy rate for this car. I see that you are shooting for a selling price of right at dealer invoice on this car. That's a good price to shoot for, but don't be surprised if you end up having to pay a couple hundred dollars over invoice. A couple hundred over is still a great deal. Make sure to stop by the "Infiniti G35 G37 Prices Paid and Buying Experience" discussion to see how much other community members have paid for similar cars lately.
I just worked up a lease payment on this car for you that you can compare to the one that you came up with. According to my calculations, if you were to lease a car that has an MSRP $39,475, a capitalized cost of $36,666, a money factor of .00123, and a residual value of 71% for 24 months, its zero down, pre-tax monthly payment would be around $440.
Car_man
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- #2527 of 3301
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Re: G 35xs LEASE DEAL IN NY [Car_man]
by hellye1
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Feb 29, 2008 (4:47 am)
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Replying to: Car_man (Feb 29, 2008 3:21 am)
Car_man
how much would the taxes be if i get the deal close to invoice? Dealer is offering $ 1700 total out of pocket $450 a month 24 month 12k a year. He also told me that they would make 1 out of 2 payments for my 06 coupe. Is it a good deal?
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- #2528 of 3301
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Re: A Few Lease Questions [marshallcpa]
by Car_man HOST
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Feb 29, 2008 (4:51 am)
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Replying to: marshallcpa (Feb 26, 2008 7:40 pm)
Hi Brian. I am not sure if Infiniti Financial Services offers one pay leases. You will have to check with your dealer to find out if they do. If you wouldn't mind, stop back and let us know what you find out because I am curious if it does.
IFS used to have a multiple security deposit program that enabled lessees to make up to nine additional deposits with each one reducing the money factor that is used to calculate their monthly payment by .00010. However, just last week IFS eliminated its security deposit requirement on leases. I don't know if this changes its MSD program. Making additional security deposits, if it is still allowed, is a much better way to reduce your car's monthly payment than making a down payment aka capitalized cost reduction would be.
Most banks do allow lessees to extend their leases when then approach lease-end, either for a certain number of months or on a month to month basis, but I don't know IFS' specific policy on this matter.
I don't anticipate Infiniti introducing any dealer cash on the G35 Sedan in March. Even if it does, chances are that it will be retail dealer cash that is not compatible with IFS' special lease program. Infiniti's dealer cash usually is not compatible with its special lease money factors. Of course, it is difficult to predict exactly what automakers will do with their future programs with 100% accuracy.
Car_man
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