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Infiniti FX35 / FX50 Lease Questions

1013 messages,  Last post on Oct 11, 2008 at 12:55 PM

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What is this discussion about? Infiniti FX35, Infiniti FX45, Infiniti FX50, Car Leasing, SUV

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#62 of 1013 Re: Lease Infiniti FX 35 [exaudiowner] by harv681 Nov 04, 2005 (2:46 pm)
Replying to: exaudiowner (Oct 30, 2005 1:42 pm) I have searched all Infiniti dealers within 3 hours of my home (New Orleans) looking for a 3-year lease on the FX35 with sports/touring package for no more than $500 per month, tax(8.75%)included. By the responses I have received, you would think I was asking for the vehicle free of charge. Replies to this message: rifx35 (Nov 05, 2005 12:59 am)
#63 of 1013 Re: Lease Infiniti FX 35 [harv681] by rifx35 Nov 05, 2005 (12:59 am)
Replying to: harv681 (Nov 04, 2005 2:46 pm) WEll I am new here so forgive me if I am stepping on anyones toes.....BUT I had my Fiance call a few dealerships for prices adn she was quoted 487 for a 2005 FX35 Black/Black w Touring/Tech/Sirius.....Not sure if this is a good Deal they said for an extra 60/year I would get 3000 miles....I am going to post the details as soon as I can so they can be reviewd just to make sure I am getting the best deal..BUT with the 06 comming soon (hopefully) dealers may be more willing to bend and give you a better deal to get the cars off the lot.
#64 of 1013 better to wait for 06 by jmezz Nov 07, 2005 (8:54 pm)
carman,   i am interested in fx35 w/touring and tech. i would like to lease for 39 mo, 15k/yr,zero down, just inceptions and i would be willing to do 9 0r 10 multiple security deposits. is it better to wait for 06(better residuals?) or to make a deal on an 05. thanks Replies to this message: rifx35 (Nov 08, 2005 3:59 am) Car_man (Nov 09, 2005 4:23 am)
#65 of 1013 FX35 in Charlotte by black_fx_35 Nov 07, 2005 (9:38 pm)
Car_Man,   Thanks so much for your assistance. This is my first post here, and I just left my local Infiniti Dealership. 2005 FX35 with Tech and Touring and XM. Cost: $39,796 Residual: $23,322.60 42 months 0 Down Money Factor .00218 Monthly Payment $594.00 15K miles $599 Dealer Fee, $550 Aquisition Fee, $594 FP, $80 Tags   3% Sales Tax   Now, based on reading here, it looks like the money factor that I was given is a joke! I do not have credit (just moved to the states from Canada), but my girlfriend is co-signing for me, and her credit score is 720+. What should I do?? Thanks so much! Replies to this message: Car_man (Nov 09, 2005 4:28 am)
#66 of 1013 Lease Help by rifx35 Nov 08, 2005 (1:54 am)
Hello all just wondering if I am getting "snowed" on this deal I dont have a the details with me as I am at work at the moment... But here is the basics. I am looking at a 2005 FX35 Black/Graphite Touring/Tech/Sport, with Cargo Pro, Sunroof wind deflector, Flaps. MSRP of 47,9000 (I believe) My Payment monthly would be 525.60 (may be a few cents off) WITH tax(RI 7%) for 39 Months. 15 K Miles.   This includes an initial due approx of 4500 at signing (3000 down payment). NOW before everyone says you shouldn't make a down payment my credit is not that good, so I figure that I am going to get a high rate IF i do get the lease so the downpayment is to lower my monthly. Dont really want to pay more then 530 w/ tax. Now is this a good deal I am sure youll need other info but it seemed like a OK deal. thank for any info you can give me on this it is much appreciated. Replies to this message: oceanexprt (Nov 08, 2005 10:47 am) Car_man (Nov 09, 2005 4:33 am) Car_man (Nov 09, 2005 4:31 am)
#67 of 1013 Re: better to wait for 06 [jmezz] by rifx35 Nov 08, 2005 (3:59 am)
Replying to: jmezz (Nov 07, 2005 8:54 pm) well the 06 wont be out untill Feb so it all depends on if you can wait for it I say go for an 05 and get a killer deal
#68 of 1013 Re: Lease Help by oceanexprt Nov 08, 2005 (10:47 am)
Replying to: rifx35 (Nov 08, 2005 1:54 am) hi carman,   i'm looking to lease 2005 fx35. msrp is 38820. i was quoted $490 for 36 months, 12k/year. zero drive off.   what do you think of this?   thank you very much. Replies to this message: Car_man (Nov 09, 2005 4:33 am)
#69 of 1013 Re: better to wait for 06 [jmezz] by Car_man HOST Nov 09, 2005 (4:23 am)
Replying to: jmezz (Nov 07, 2005 8:54 pm) Hi jmezz. It's difficult to say whether it will be less expensive to lease a 2005 FX now, or to lease a new 2006 model when it comes out because we don't know what the lease program will be like for the '06 model yet. The 2006 FX will undoubtedly have higher residual values, however its money factors will probably be higher as well. I suspect that they will be close to .00250 than the .00120 or so that is available on the 2005 model right now. Furthermore, dealers will be less willing to negotiate on the 2006 model than they will be on leftover 2005s right now. I personally don't see any advantage to waiting for an '06, but again there's no way to know for certain what its lease program will be like until it is published.   Car_man Host Smart Shopper / Prices Paid Forums
#70 of 1013 Re: FX35 in Charlotte [black_fx_35] by Car_man HOST Nov 09, 2005 (4:28 am)
Replying to: black_fx_35 (Nov 07, 2005 9:38 pm) No problem black_fx_35. You're right, the lease money factor that you were quoted for this truck is a little on the high side. Infiniti Financial Services' current buy rate lease money factor for a 42 month lease of a 2005 FX35 AWD is .00166 for consumers who qualify for its top credit tier. Its rates would be a little higher for consumers who do not have much in the way of established credit, possibly even if they have a co-signer. If a factor of .00218 is the best that IFS will approve you for, it still isn't that bad. It is equivalent to an interest rate of just over 5%.   Car_man Host Smart Shopper / Prices Paid Forums
#71 of 1013 Re: Lease Help [rifx35] by Car_man HOST Nov 09, 2005 (4:31 am)
Replying to: rifx35 (Nov 08, 2005 1:54 am) Greetings rifx35. Let me begin by saying that I always advise consumers against making any sort of down payment when leasing. I do so for two main reasons. The first is if your vehicle is totaled in an accident or stolen during your lease, your insurance company pays off the bank that you were leasing it through and your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So your lease-end purchase option price for your Infiniti would be exactly the same, regardless of whether you had put $3,000 down, or had made absolutely no down payment at all. Down payments on leases should not have any impact upon your ability to get a good money factor (interest rate).   You never mentioned the selling price of the truck that you are interested in leasing. This is an important number for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the price of the truck that you want to lease you don't know how good a price you are getting it for. The second reason is that one needs the selling price of a vehicle that they want to lease is that it is necessary to calculate its lease payment. I would be more than happy to give you my opinion on this deal if you let me know what the selling price is.   Car_man Host Smart Shopper / Prices Paid Forums

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