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Infiniti FX35, Infiniti FX45, Infiniti FX50, Car Leasing, SUV
#36 of 1712 Re: Re: Re: fx35 [Car_man]
Oct 19, 2005 (9:49 pm)
The MSRP is $40,110, $3,128 due on delivery which includes $1,796 cap reduction, $33 tax, $349 license fees, $400 advance pmt, $550 bank fee at a rate (money factor?) of 1.500 for 39 months, 12K /year lease.
I found a better deal, I think, advertized: - $0 down, $379 a month for 39 months for a 10K/year lease. So I approximate cash due on delivery will be $33 tax + $349 license fees, $379 first payment, $0 security deposit, $550 bank fee = $1311, but comparing this to the other poster's total due of a $1000, mine seems $311 too high.. This same ad that lists the lease also says that the msrp is 40,560 and that one can buy it for 35,999 or lease $379 zero down, so i am assuming that these are the same selling and MSRP prices that apply to the lease
Do you think Infiniti will reinstate the security deposit next month? it will be sad to pay that extra $400 if I don't have to, but I don't think I will close the deal this month because I have yet to sell my audi first.
The other option I am considering is to buy the 2004 fx used - seeing as they depreciate about $2000 a year? the way i look at it, if i sell it in 3 years I would have paid $2000 * 3 years = ~ $6000 for it, versus $380 * 36 (to make it three years) * 13680, so $7600 less over the time of three years. However I don't know if it makes sense because I still need to get financing for it..
Thanks in advance,
#37 of 1712 Re: Re: fx35 [exaudiowner]
Oct 19, 2005 (9:50 pm)
I think I didn't mention that the 3,128 was the total amount due on delivery, not the cap reduction?
#38 of 1712 Re: FX35 AWD Lease [badad]
Oct 19, 2005 (9:55 pm)
I am also checking out the murano sl awd, but the sl is nothing like the fx in terms of performance.. gas mileage, yes! i thought i had a good deal on the murano: $1000 total due on delivery, $365 / month, but then i found the infiniti deals for paractically the same cost.. maybe i should look for a better murano deal, but fx took my liking. the other choice is the Acura MDX.. One thing I don't like in the FX is that it doesn't sit as high as the murano or the MDX.
#39 of 1712 Re: FX35 AWD Lease - Southern Cal [exaudiowner]
Oct 19, 2005 (11:20 pm)
Can someone confirm whether exaudiowner is correct about 39 month leases being a waste. I was told by the salesman at Infiniti that going with 39 months absolutely saves you money -- and not just by stretching out your payments for another 3 months. I'm not sure what the salesman gains from lying about that -- maybe to make your car payments look lower. Any other opinions?
#40 of 1712 Re: FX35 AWD Lease - Southern Cal [rufusryker]
by kyfdx@Edmunds HOST
Oct 20, 2005 (2:18 am)
The 39 mo. vs. 36 mo. lease value is entirely dependent on the lease specifics...
For some reason, Nissan and Infiniti seem to frequently offer lease specials based on 39 month terms. Usually, what makes the 39 month term more advantageous.. is the residual percentage is only 1% lower than the 36 month residual... A normal spread between the two terms would be 3%-4%, which would offer no advantage to the 39 mo. term..
I don't have the specifics on the lease numbers for the FX35 (Car_man will), but I will guess that there are good residuals for the 39 month terms...
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#41 of 1712 Re: FX35 AWD Lease - Southern Cal [kyfdx]
Oct 20, 2005 (10:50 am)
lol man 39 month lease is waste i love how no one listens to me... they pitch it for a reason guys. Use your common sense. If it's too good to be true it is.
#42 of 1712 Leasing the FX35 with negative equity....HELP!
Oct 20, 2005 (10:57 am)
I am in the market for leasing the FX 35 as well and I've done my research and read these posts (which have been very helpful) but I'm hoping someone could offer advice to me about getting into a lease with negative equity.
Unfortunately, I'm about $2500 in negative equity with my current car so I'm not sure how to approach leasing this vehicle considering all the info on this board. How do I not put any money down (which is frowned upon in leasing) knowing that I have negative equity? Can I even do that? How do I get rid of the neg. equity without putting down a substantial amount of money? I was told to look for leases that offer rebates and incentives to knock out my equity but I'm finding this rarely ever happens!
Help! Any suggestions? Car_Man what do you recommend?
#43 of 1712 Re: Leasing the FX35 with negative equity....HELP! [kprice2]
Oct 22, 2005 (5:18 am)
hey kprice.... negative equity... so your about $2500 upsidedown right now. Are you currently financing or leasing? Best way without rebates to lower that $2500 is to try and sell the car for more than it is residualized for (if u are leasing it.) How do I not put any money down (which is frowned upon in leasing) knowing that I have negative equity you ask? Well first off not putting any money down IS NOT frowned upon. Tell the dealer you don't want to put any money down... just inception fees (i.e. acquisition fee, doc fees, first months payment etc etc). In most cases putting money down turns out to be a waste. Roughly every $1000 you put down you lower your lease payment $30/mo. Thats $360 a year $1080 over the life of the lease. Well that $1000 now is worth more than $1080 in 3 years... my suggestion, unless its really really worth it dont put extra money down. All you are doing is fudging the numbers of your monthly payment by throwing $ at it.... hope this helps!
#44 of 1712 Re: Leasing the FX35 with negative equity....HELP! [exaudiowner]
Oct 24, 2005 (9:07 am)
Thanks for your help exaudiowner! I am actually currently financing not leasing so with that in mind, what do you suggest? (the other recommendation you gave was for leasing...)
I'm dying to lease a GX or FX 35 but I don't want a $450 plus monthly payment because of my negative equity. I would love to utilize the current deal they have right now but don't know how the negative equity would affect those numbers.
#45 of 1712 fx35 [Car_man]
Oct 25, 2005 (10:04 am)
Car_man, I wonder if you can see if this deal is good or bad.
cap cost $38,100
money factor .00205
acq fee $550 cannot waive
cap cost $38,100
money factor .00155
acq fee $550 cannot waive
Does this sounds like a little too much?