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Infiniti FX35, Infiniti FX45, Infiniti FX50, Car Leasing, SUV
#31 of 1701 Re: FX35 AWD Lease - Southern Cal
by Car_man HOST
Oct 19, 2005 (3:38 am)
Hello badad. Let's calculate a lease payment on the vehicle that you are interested in and see what we come up with. According to my calculations, if you were to lease a 2005 Infiniti FX35 AWD with an MSRP of $40,770 and a selling price of $37,200 through Infiniti Financial Services right now for 39 months with 15,000 miles per year, its zero down, pre-tax monthly payment should be around $429. Interestingly, the payment for an otherwise identical 42 month lease should be a less attractive $452 per month.
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#32 of 1701 Re: FX35 AWD Lease - Southern Cal [Car_man]
Oct 19, 2005 (11:51 am)
Thanks for the response, Car_man. When I posted, I was given the RWD, not AWD numbers, despite what they said. A little bait and switch at the dealership door. Anyway, the new numbers (from a different dealer, no doubt) are MSRP: $42070. Sale Price: $38450. The quote on a 39 month was $505, including tax (SoCal 8.25%). Didn't get the MF. This is for an AWD w/sport and touring packages. How is this price? Thanks in advance for your follow-up since I'm hoping to close a deal by tomorrow.
#33 of 1701 Re: FX35 AWD Lease - Southern Cal [badad]
Oct 19, 2005 (12:55 pm)
Oh yeah... $1000 drive off, no security deposit.
#34 of 1701 Re: FX35 AWD Lease - Southern Cal [badad]
Oct 19, 2005 (2:50 pm)
hey badad a few things....im getting a 36 month lease with just bank fees down for $560 a month... see my previous post about 39 month leases just an absolute waste. I was a finance major in college and know all the tricks that these guys pull. A dollar now is worth more than a dollar later keep that in mind. Money in your pocket is better than money in their pocket upfront. So if you put down $1000 it saves you $1000 over the life of your lease in real money terms what will $1000 buy you 3 years from now? Not as much as $1000 could buy you right now. Best to have that extra $ in your pocket. If the dealer says he cant find the car you want he is lying. I know a black with graphite fx35 without the RES package is hard to find but shop around, the cars do exist. Once again it is your money, why let them have it instead of you? Like I said before, if the dealer says he cant find you that car, kindly reply, "That's ok, I'll start to make some phone calls here and search myself." He will either bust his ass and find you one or still say he cant find you one. In which case make calls on your own.
#35 of 1701 Re: Re: fx35 [rocco50]
Oct 19, 2005 (3:01 pm)
rocco you are paying entirely too much. I am paying $560 a month for 36 months. Car comes with touring, sport, and tech packages. Price also includes tax, only fee is the bank fee of $550. Just haggle the crap out of your car dealer ask to speak to the sales manager whatever it takes. Tell him that he is off on the lease numbers.. his number is too high. He isnt gonna shoot you his best deal righ toff the bat. It's always a game of high low. He wants you to pay high you wanna pay low. IT IS YOUR MONEY. And remember if you dont ask you dont get. If you want name your price, whats the worst he could say, no? If he does you could always counter-offer. Like I said, it's your money save as much of it as you can.
#36 of 1701 Re: Re: Re: fx35 [Car_man]
Oct 19, 2005 (10:49 pm)
The MSRP is $40,110, $3,128 due on delivery which includes $1,796 cap reduction, $33 tax, $349 license fees, $400 advance pmt, $550 bank fee at a rate (money factor?) of 1.500 for 39 months, 12K /year lease.
I found a better deal, I think, advertized: - $0 down, $379 a month for 39 months for a 10K/year lease. So I approximate cash due on delivery will be $33 tax + $349 license fees, $379 first payment, $0 security deposit, $550 bank fee = $1311, but comparing this to the other poster's total due of a $1000, mine seems $311 too high.. This same ad that lists the lease also says that the msrp is 40,560 and that one can buy it for 35,999 or lease $379 zero down, so i am assuming that these are the same selling and MSRP prices that apply to the lease
Do you think Infiniti will reinstate the security deposit next month? it will be sad to pay that extra $400 if I don't have to, but I don't think I will close the deal this month because I have yet to sell my audi first.
The other option I am considering is to buy the 2004 fx used - seeing as they depreciate about $2000 a year? the way i look at it, if i sell it in 3 years I would have paid $2000 * 3 years = ~ $6000 for it, versus $380 * 36 (to make it three years) * 13680, so $7600 less over the time of three years. However I don't know if it makes sense because I still need to get financing for it..
Thanks in advance,
#37 of 1701 Re: Re: fx35 [exaudiowner]
Oct 19, 2005 (10:50 pm)
I think I didn't mention that the 3,128 was the total amount due on delivery, not the cap reduction?
#38 of 1701 Re: FX35 AWD Lease [badad]
Oct 19, 2005 (10:55 pm)
I am also checking out the murano sl awd, but the sl is nothing like the fx in terms of performance.. gas mileage, yes! i thought i had a good deal on the murano: $1000 total due on delivery, $365 / month, but then i found the infiniti deals for paractically the same cost.. maybe i should look for a better murano deal, but fx took my liking. the other choice is the Acura MDX.. One thing I don't like in the FX is that it doesn't sit as high as the murano or the MDX.
#39 of 1701 Re: FX35 AWD Lease - Southern Cal [exaudiowner]
Oct 20, 2005 (12:20 am)
Can someone confirm whether exaudiowner is correct about 39 month leases being a waste. I was told by the salesman at Infiniti that going with 39 months absolutely saves you money -- and not just by stretching out your payments for another 3 months. I'm not sure what the salesman gains from lying about that -- maybe to make your car payments look lower. Any other opinions?
#40 of 1701 Re: FX35 AWD Lease - Southern Cal [rufusryker]
by kyfdx HOST
Oct 20, 2005 (3:18 am)
The 39 mo. vs. 36 mo. lease value is entirely dependent on the lease specifics...
For some reason, Nissan and Infiniti seem to frequently offer lease specials based on 39 month terms. Usually, what makes the 39 month term more advantageous.. is the residual percentage is only 1% lower than the 36 month residual... A normal spread between the two terms would be 3%-4%, which would offer no advantage to the 39 mo. term..
I don't have the specifics on the lease numbers for the FX35 (Car_man will), but I will guess that there are good residuals for the 39 month terms...
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