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Honda Ridgeline Lease Questions

353 messages,  Last post on Aug 25, 2009 at 3:15 AM

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What is this discussion about? Honda Ridgeline, Car Leasing, Truck

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#61 of 353 Re: Initial Offer on an RTL Lease [cbyrd] by dblasi Nov 17, 2005 (5:41 am)
Replying to: cbyrd (Nov 15, 2005 3:40 pm) I had the same offer but with 18k miles/yr and with a sunroof. but my delivery amount was $900.00. so you have to do the math on that. if you think it's a good deal and you like the truck...I say it's always a good deal.
#62 of 353 Re: Honda Leadership Purchase vs. Lease [dblasi] by tawneycat Nov 18, 2005 (7:05 am)
Replying to: dblasi (Nov 15, 2005 9:32 am) I did a HLP. Residuals are the same. interest rates a little different. With HLP you finance with lease like price and set a residual (honda book value). You can buy or turn in (honda is buying from you for residual instead of you turning back in like lease. On HLP car is in your name as owner not Honda. Insurance may be less that way but I like it. I got superfrefeered interest rate of 2.5% Negotiate at least $3000 off then ask for great rate if your credit score supports it or you have history with Honda financial. My deal RTS $27,700 free front tint. 36 months 15k year zero down 35 payments of $320. Residual was around $18000 as I recall. 42 month 12k year will lower payment considerably.
#63 of 353 New To Honda Lease Program by greg1122 Nov 22, 2005 (6:29 pm)
Here's my deal offered by 2 local dealerships. RTS Sticker $30,xxx. Selling price $28309.00. 15,000 miles year. Residual: $16,219. $400.00/42 Months. The lease calculator shows about the same lease payment. How does everyone on the forum get such great payments. $285/$320/$335 ect. What am I missing or what am I not understanding. The dealer says Under $400/42 months is impossible??? Thanks for anyone's help in advance!! Replies to this message: dave85 (Nov 26, 2005 7:34 pm)
#64 of 353 Re: New To Honda Lease Program [greg1122] by dave85 Nov 26, 2005 (7:34 pm)
Replying to: greg1122 (Nov 22, 2005 6:29 pm) Could it be your credit score that is driving up the money factor? I was offered the same RTS as you for $333 for 36 mos, this is with just the first payment due at signing, all the fees are rolled into the loan, the 42 mo should be even cheaper. The MF should be .0004 for 36 but my dealer is quoting .0005 w/o a sec deposit up front. This deal should be good til Jan 3 I think.
#65 of 353 Re: Honda Ridgeline Lease Numbers [1bigdawgfan] by Car_man HOST Nov 27, 2005 (8:13 am)
Replying to: 1bigdawgfan (Nov 09, 2005 10:15 am) Yes, 1bigdawgfan, Honda Finance's residual values for the Ridgeline vary by model. The .00040 money factor that you have seen is correct for a 2006 Ridgeline leased through Honda Finance in November for consumers who qualify for its top credit tier and pay a security deposit. The dealer that you spoke with quoted you the correct factor for a Ridgeline leased right now with the security deposit waived.   Car_man Host Smart Shopper / Prices Paid Forums
#66 of 353 Re: Leasing a Ridgeline w.Accessories [chilly4] by Car_man HOST Nov 27, 2005 (8:17 am)
Replying to: chilly4 (Nov 13, 2005 6:43 pm) Hi chilly4. Since you are new to the world of leasing, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.   You really need to know the full MSRP and selling price of the Ridgeline that you are interested in to be able to tell how good a deal you are getting on it. If you tell me these numbers, I will give you my opinion on the price that you are being given and can use Honda Finance's actual lease program to estimate what your monthly payment should be.   It is very possible that Honda Finance does not allow the residualization of dealer installed options. If that is the case, then any that you have added to your truck would have to be paid for in full over the course of your lease.   Car_man Host Smart Shopper / Prices Paid Forums
#67 of 353 Re: Honda Leadership Purchase vs. Lease [dblasi] by Car_man HOST Nov 27, 2005 (8:21 am)
Replying to: dblasi (Nov 15, 2005 9:32 am) Hello dblasi. I believe that Honda Finance's Leadership Purchase plan is another name for a balloon note program. Balloon notes are very similar to leases in that they provide consumers with lower monthly payments than a traditional loan would and give them the option to purchase their vehicle at the end of a specific period of time. The main difference with balloon notes and leases is that with leases the bank's name is on your vehicle's title, while with balloon notes yours is. In a few states, balloon notes are popular because the way that the tax laws work consumers have to pay less sales tax on them than leases. Still, overall balloon notes are much less popular than leases. Like with leases and regular finance contracts, the selling prices of vehicles that consumers get balloon notes on are negotiable.   Car_man Host Smart Shopper / Prices Paid Forums
#68 of 353 Re: 2006 Ridgeline A/T Lease for $219 [europ91] by Car_man HOST Nov 27, 2005 (8:24 am)
Replying to: europ91 (Nov 16, 2005 12:30 pm) Europ91, Honda now has a 2WD Pilot, but there is no 2WD Ridgeline. Perhaps oldjoe is mixing these two trucks up. By "TV lease" I suspect that he meant that he saw a television advertisement that mentioned a lease payment.   Car_man Host Smart Shopper / Prices Paid Forums
#69 of 353 honda ridgeline lease by hrt Nov 27, 2005 (12:19 pm)
Ok car man, I'm ready for your advice---Looking to own Ridgeline eventually---Qualify for Hondas best finance programs. Lease quote for RTL/navi/moonroof w/options ($6,316)---$37,529 cap. cost--31,213 s/p--35,190 msrp--residual 3/36/12k miles is $19,706.Payment quoted $540mo. plus tax.Money factor is .0050 w/no security deposit and drive off of $1,035. How do I improve this deal? Seems options really run up pmt.--Thanks for your help Replies to this message: Car_man (Dec 12, 2005 3:25 am)
#70 of 353 Honda Ridgeline RTL lease by northsea Nov 28, 2005 (7:48 pm)
Thanks for all the posts. They were great information for making sure I was getting a good deal on my new Ridgeline. With a little back and fourth with the dealer, drove away with my new Amazon green RTL (no moonroof or navigation) for $316 per month on 42 mo lease. 15K miles. Selling price of $29,800. Drive off was just under 1,500. money factor at .0004   I have seen a few deals here a bit lower, but happy with what I got. 33K car for just over 300 a month. Replies to this message: sparky11 (Nov 29, 2005 6:48 pm) 22350 (Dec 09, 2005 11:37 am) Car_man (Dec 12, 2005 3:29 am) Car_man (Dec 12, 2005 3:26 am)

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