- #2169 of 2588
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Re: Intrerest rates and Dealer cash gone tomorrow [kat2800]
by bigdadi118
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Jan 06, 2009 (12:11 pm)
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Replying to: kat2800 (Jan 06, 2009 11:06 am)
Currently is the interchange period, the old one expired 1/5 and the new one not yet posted. It will 1 to 2 days to have the new offers to be out. Possible in 1/7 we will see new offers.
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- #2170 of 2588
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Re: 2009 Honda Pilot Touring AWD w/RES [rjohnson1987]
by Car_man HOST
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Jan 07, 2009 (4:00 am)
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Replying to: rjohnson1987 (Dec 21, 2008 6:51 pm)
Hi rjohnson1987. Here's the information that you're looking for. Honda Finance's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Pilot Touring AWD with 15,000 miles per year are .00151 and 47%, respectively for consumers who qualify for its "Super Preferred" credit tier. The money factor for an otherwise identical lease for a Pilot Touring AWD with RES is the same, but its residual value is one percent lower at 46%.
When negotiating your lease on this truck, make sure to take the $1,500 dealer cash that Honda is currently providing on it into account. It should help you to negotiate a capitalized cost that's well below dealer invoice.
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
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- #2171 of 2588
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Re: Residuals and MF for 2009? [sjtash]
by Car_man HOST
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Jan 07, 2009 (4:36 am)
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Replying to: sjtash (Jan 03, 2009 6:15 pm)
Hi sjtash. Honda Finance's new January buy rate lease money factor and residual value for a 36 month lease of a 2009 Honda Pilot EX-L 4WD with 15,000 miles per year are .00151 and 48%, respectively for consumers who qualify for its "Super Preferred" credit tier. The residual value for a lease with only 12,000 miles per year is 2% higher.
When negotiating your lease on this truck, make sure to take the $1,500 dealer cash incentive that is currently available on it into account. It should help you to negotiate a selling price that's well below dealer invoice.
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
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- #2172 of 2588
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Credit Score?
by kat2800
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Jan 08, 2009 (6:18 pm)
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I am going to a local dealer tomorrow to sign papers for an 09 Pilot 4X4 EX lease. $298/mo + taxes with only $690 down (doc fees, 1st month, plates). 54% residual. 12K/yr 36 months. My credit score is 10 points lower than they want for this payment. Has anyone ever had them bend a little for something like this? This is the best deal I have gotten offered so far.
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- #2173 of 2588
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Re: Credit Score? [kat2800]
by jmontagna
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Jan 08, 2009 (10:01 pm)
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Replying to: kat2800 (Jan 08, 2009 6:18 pm)
Where did you get this deal? This sounds great. Today I was offered an LX with $500 down for $375 a month. And an EX with $500 down for $420. Both are an all-in price.
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- #2174 of 2588
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Re: Credit Score? [jmontagna]
by kat2800
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Jan 10, 2009 (4:33 pm)
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Replying to: jmontagna (Jan 08, 2009 10:01 pm)
This was one of those advertised specials. Believe it or not I am holding out a bit... but there was a lady who was very happy to take it right after. I wanted a few more accessories.
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- #2175 of 2588
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Re: Credit Score? [kat2800]
by Hoop1234
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Jan 10, 2009 (8:44 pm)
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Replying to: kat2800 (Jan 08, 2009 6:18 pm)
Boch Honda had the same add..Called the dealership and the real deal is 368.00 per month for the EX 4x4. Run the numbers...Boch is posting their own reply's to this forum.
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- #2176 of 2588
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Re: Credit Score? [Hoop1234]
by kat2800
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Jan 11, 2009 (6:05 am)
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Replying to: Hoop1234 (Jan 10, 2009 8:44 pm)
Boch usually has those ads... I have also seen them from Bernardi for the EX at the same price per month but more cash down. I would rather not mention the dealer I went to, but I am sure that they are trying to stay in competition with these above mentioned dealers. The point to remember is what you said... the numbers don't add up... unless you get one of the two they have available for that special. They lose thousands on those two giving them at that low of a price but the hundred people that come in afterwards looking for the same deal pay the higher price. It is a tactic for getting more business through the door.
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- #2177 of 2588
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Re: Credit Score? [Hoop1234]
by bigdadi118
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Jan 11, 2009 (11:38 am)
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Replying to: Hoop1234 (Jan 10, 2009 8:44 pm)
I think I saw that Boch monthly promotion is for EVERY EX 4x4 in stock and good for the month. Better no trade due Boch always lowballs your trade at least $2k less than KBB's trade-in. Herb Chambers gives better reasonable trade-in dollars very close to KBB's.
Boch has a banner ad saying 140% of KBB for your trade but restrictions make it useless,
cannot combine with any other offers. Plus when the special calls for $0 cash ot trade, that means the special is good for NO TRADE-IN, thus prepare to sell the old car yourself if want to make a deal in specials with Boch.
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- #2178 of 2588
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Re: Credit Score? [bigdadi118]
by kat2800
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Jan 11, 2009 (1:41 pm)
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Replying to: bigdadi118 (Jan 11, 2009 11:38 am)
Very true about Boch. They have been calling me over and over regarding how they can make a sale with me. Basically, I told them, give me a realistic trade and my payments would be where I want them. When I went to see them recently they told me that they only and always give "fair" KBB for a trade. That is crazy! My car is worth far more than that so now I am forced to sell it myself. I have to get it all cleaned inside and get it on the market - then I will have some cash in hand to talk numbers with. Does Boch give the best deal overall?
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