- #51 of 833
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Re: Did I get a good deal? [crandleman]
by beefybri
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Nov 06, 2005 (2:31 pm)
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Replying to: crandleman (Nov 06, 2005 2:23 pm)
y is that?
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- #52 of 833
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Re: Did I get a good deal? [beefybri]
by cmmarsch
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Nov 07, 2005 (3:20 am)
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Replying to: beefybri (Nov 06, 2005 1:00 pm)
I am not exactly sure why not to put money on a lease, but everyone on this message board taught me that. I think it's because if something happens to your car, that money is just gone.
Anyways, it doesn't seem to me like you got a very good deal at least by Atlanta standards. I just signed a lease, waiting for mine to come !! Dark blue EX (no nav) with tan interior. Can't wait. Anyway, I didn't put any money down and my payments are 266/month for 42 months ... and that's for an EX. I had a deal worked out before i learned not to put money down that was 3000 down, 218/month for 42 months.
That's all i got for you ...
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- #53 of 833
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Re: Did I get a good deal? [cmmarsch]
by cmmarsch
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Nov 07, 2005 (3:21 am)
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Replying to: cmmarsch (Nov 07, 2005 3:20 am)
OOPS ! Sorry forgot to mention my trade in .. worth 1750....
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- #54 of 833
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Re: Did I get a good deal? [beefybri]
by meuseman
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Nov 07, 2005 (5:56 am)
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Replying to: beefybri (Nov 06, 2005 2:31 pm)
You should not put any money down on a lease because you cannot recoup that money should something happen to the car. If you put $2000 down on a lease as a "cap cost reduction", then you drive off the lot and total the car, you will never see that $2000 again. The insurance company will pay off the bank for their loss, but not you.
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- #55 of 833
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Re: Did I get a good deal? [cmmarsch]
by beefybri
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Nov 07, 2005 (3:24 pm)
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Replying to: cmmarsch (Nov 07, 2005 3:20 am)
I guess that makes sense. Your deal seems a little strange?
How could it cost more money in total, by puttin 3k down and payin $218 a month which equals $12,156 vs $0 down and $266 a month for 42 months which equals $11,172?
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- #56 of 833
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Re: Did I get a good deal? [beefybri]
by cmmarsch
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Nov 08, 2005 (1:26 am)
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Replying to: beefybri (Nov 07, 2005 3:24 pm)
Hmm good question. Never added it up like that. I did forget to put my trade in in that second deal (1750) ?? now I am confused all over again !!
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- #57 of 833
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Re: Help on my civic lease !! [cmmarsch]
by Car_man HOST
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Nov 08, 2005 (3:14 am)
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Replying to: cmmarsch (Oct 31, 2005 9:59 am)
Hey cmmarsch. Yes, the selling price that you would have to pay to lease the car that you are interested in would be exactly the same as if you had decided to finance or pay cash for it. I'm not sure exactly what the market is like for the 2006 Civic right now. You can easily get a 2005 model for right around dealer invoice, or a little below once the dealer cash that is available on it is taken into account. However, the 2006 model is all new and will probably demand a higher dealer gross. You should be able to get a good idea of how much you should pay for this car right now by visiting the following discussion: "Honda Civic: Prices Paid & Buying Experience". Once you know an approximate selling price for the car that you want, let me know and I will be happy to estimate what its lease payment should be like for you using Honda's actual lease program.
Car_man
Host
Smart Shopper / Prices Paid Forums
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- #58 of 833
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Re: Help on my civic lease !! [cmmarsch]
by Car_man HOST
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Nov 08, 2005 (3:16 am)
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Replying to: cmmarsch (Oct 31, 2005 10:12 am)
Cmmarsch, the answer is that dealers would not be willing to discount 2006 Civics much if they are indeed flying off the lots as you say. There's no reason for a dealer to give you a significant discount on one when they know that another interested consumer sill come along in the near future and offer them more money.
Car_man
Host
Smart Shopper / Prices Paid Forums
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- #59 of 833
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Re: Help on my civic lease !! [cmmarsch]
by Car_man HOST
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Nov 08, 2005 (3:18 am)
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Replying to: cmmarsch (Oct 31, 2005 2:43 pm)
I'm glad to see that you were able to find out this car's selling price, cmmarsch. In order for me to estimate what its lease payment should be for you I still need some additional information. This info includes how long you want to lease it for, how many miles per year you need to be able to drive it, and its full MSRP. Let me know and I will work up a payment for you.
Car_man
Host
Smart Shopper / Prices Paid Forums
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- #60 of 833
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Re: lease vs. purchase. [cmmarsch]
by Car_man HOST
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Nov 08, 2005 (3:21 am)
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Replying to: cmmarsch (Nov 01, 2005 11:08 pm)
Cmmarsch, the lease program that you were quoted on this car looks good to me. Not that it is a great program, it's not, just that it is in line with Honda Finance's current lease program for this car.
Car_man
Host
Smart Shopper / Prices Paid Forums
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