- #38 of 94
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Re: UPFRONT TAXES [teamdry]
by Car_man HOST
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Sep 20, 2006 (3:01 am)
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Replying to: teamdry (Aug 25, 2006 11:37 am)
Hi teamdry. I personally feel as though it is in your best interest to roll the sales tax for your leased vehicle into your monthly payment. By doing so, you only have to pay 4.9% interest on it and you eliminate the risk of losing the tax that you paid if your vehicle is totaled in an accident or stolen and never recovered.
Car_man
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- #39 of 94
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Re: 2006 GMC Envoy Question [oakridge067]
by Car_man HOST
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Sep 20, 2006 (3:05 am)
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Replying to: oakridge067 (Aug 29, 2006 10:06 am)
You're welcome oakridge067. You definitely don't do much driving. According to my calculations, if you were to lease a 2006 GMC Envoy SLE with an MSRP of $31,185 and a selling price of $29,493.57 through GMAC right now for 36 months with 12,000 miles per year, its zero down, pre-tax monthly payment should be around $398. The numbers for an otherwise identical lease with only 10,000 miles per year would be $382.
Car_man
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- #40 of 94
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Re: Expected Lease Price [misterep]
by Car_man HOST
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Sep 20, 2006 (3:12 am)
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Replying to: misterep (Aug 30, 2006 1:33 pm)
You're welcome, misterep. You don't have anything to fear if you are eligible for General Motors' Employee Purchase Program. You are going to get a good deal on the truck that you want without having to haggle. Unfortunately, the cash incentives that you mentioned in your post are not compatible with GMAC's special lease program. If you want to lease this truck through GMAC, the only one that you can take advantage off is the $1,000 employee bonus cash. I will work up a lease on this truck based upon a capitalized cost of $33,340, which is the selling price that you were quoted minus the $1,000 bonus. According to my calculations, if you were to lease a 2006 GMC Envoy Denali with an MSRP of $37,840 and a capitalized cost of $33,340 through GMAC right now for 36 months with 12,000 miles per year, your zero down, pre-tax monthly payment should be around $410.
Car_man
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- #41 of 94
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Lease Cash or Incentives in Northeast?
by yingxiong
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Sep 25, 2006 (6:54 am)
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Anyone know what the lease cash/incentives are right now (25 SEP 2006) in the Northeast - Connecticut - for the 2006 GMC Envoy Denali? I'm sure the $4k cash isn't included.....
Thanks in advance!
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- #42 of 94
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Re: Lease Cash or Incentives in Northeast? [yingxiong]
by Car_man HOST
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Oct 11, 2006 (2:44 am)
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Replying to: yingxiong (Sep 25, 2006 6:54 am)
Hi yingxiong. Unfortunately, General Motors is no longer providing lease support on 2006 models. If you want to lease an Envoy right now, you really have to go with a 2007 model. Do you want me to tell you what its lease program is like?
Car_man
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- #43 of 94
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quote from dealer
by misterep
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Oct 11, 2006 (3:39 pm)
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I had inquired about an 06 Envoy Denali...
The 2006 models are awful!!! I did do a 2007 lease for you, It is an slt with navigation loaded msrp is 39,700 I am quoting lease payment for a 24 12> with 2,000.00 down GMS (2412> taxes included are 328.02) for a (3612> taxes included are 344.14) This is better than what I can do for any Envoy 2006 model. and it is current year.
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- #44 of 94
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"2006 models are awful"
by cbrun13
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Oct 14, 2006 (6:06 am)
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I hope he meant the price offered?! If he meant the quality of the car or features then he is ripping on the 07 as well since they barely changed anything....
SLT with navigation is not a Denaly but a lower version.
What rates is he offering you on a 07 Denaly with navigation? I have an 06 Denaly and I am very happy with it. I had turned in an 04 Envoy to get the Denaly...The Denaly rides a lot better, feels much more responsive on the accel., is quieter, and the Bose sound system is phenomenal. I feel its really a different car. The wheels and other small outside changes are just icing on the cake.
I lease my Denaly 06
27 months,
15k
0 down
Navigation
470/month
4.9% rate
GM Employee discount.
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- #45 of 94
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Re: Lease Cash or Incentives in Northeast? [Car_man]
by mwinters
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Oct 28, 2006 (3:48 pm)
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Replying to: Car_man (Oct 11, 2006 2:44 am)
i am in the northeast as well and am interested in leasing a 2007 GMC Envoy Denali 4WD... do you know the most attractive base money factor and residual % are for verious lease lengths? 36, 39, or 48? I am being told 6.9% and 51% for 48 months. Thanks.
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- #46 of 94
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Re: Lease Cash or Incentives in Northeast? [mwinters]
by Car_man HOST
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Nov 01, 2006 (3:21 am)
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Replying to: mwinters (Oct 28, 2006 3:48 pm)
Hello mwinters. GMAC's current base lease rate for the 2007 GMC Envoy is 5.9%. Make sure that the dealer that you are working with uses this rate to calculate your truck's lease payment.
Car_man
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- #47 of 94
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Re: Lease Cash or Incentives in Northeast? [Car_man]
by mwinters
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Nov 05, 2006 (6:54 pm)
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Replying to: Car_man (Nov 01, 2006 3:21 am)
Thanks, Car_man... what is the base residual % for 48 mth term? also, is there a more attractive lease term than 48 mths as it relates to the base residual % and lease rate?
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