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Prices Paid: Buying & Leasing Experiences Ford Fusion Lease Questions
183 messages, Last post on Oct 06, 2008 at 4:22 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: Car_man (Oct 05, 2005 2:57 am) Two-year: (a) 15,000 miles (b) 17,000 miles (or nearest mileage) Three-year: (a) 15,000 miles (b) 17,000 miles (or nearest mileage) Anyone with that info? I'm in metro Detroit area. Thanks
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Replying to: Car_man (Oct 05, 2005 2:57 am) |
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Replying to: mi_sat (Oct 06, 2005 5:06 pm) Two years, 15k miles: 57% residual, 2.5% Three years, 15k miles: 49%, 2.75% Rates/residuals courtesy of my local mercury dealer. Now if I could only calculate the same lease payment my dealer did. His calc is $18/month higher than mine, which means he is padding the costs with something. I buy A-plan, and he and I agreed on MSRP and A-plan price; he provided residual and interest rate. Yet, we're still different by $18/month. (Shock: His payment is higher than my calculation.) I always insist on the same lease calculation payment before buying to ensure no padding of costs. A-plan doesn't allow doc prep fees, etc., so it must be something like rustproofing.
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Replying to: mi_sat (Oct 07, 2005 5:14 pm) |
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Replying to: jpmiller99 (Oct 07, 2005 5:36 pm)
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Replying to: jpmiller99 (Oct 07, 2005 5:36 pm) |
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Replying to: jpmiller99 (Oct 07, 2005 5:38 pm) I ran the payments on a fully loaded Milan at the Accord's 57% residual and 6.1% interest rate to see what impact it had. The payment was only $4/month less when using the Accord's assumptions on the Milan. Bottom line was that the Accord's residual lowered the payment while its interest rate increased it. Net net was close to a wash. My Milan assumptions (fully loaded -- cannot get any more factory installed options): MSRP $26,290; A-Plan $23,360; Rate: 2.75%; Residual: 49%; Rebate: $1,000 (this is the present offering). Resulting payment was $322/month for 36 months (incl 6% sales tax). This comparison isn't to determine which vehicle is better. Rather, just to illustrate the impact of all the assuptions going into the lease payment. Hope this helps with your decision. One more point: Fusion residual may differ; I was interested in a Milan.
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Replying to: mi_sat (Oct 08, 2005 6:23 am) |
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You're welcome jpmiller99. Smaller cars seem to be selling fairly well right now because of the high gas prices. In fact a number of manufacturers actually cut back on their incentives on small cars a little bit this month. Ford cut back on its 2006 Focus support a little bit in October. Eventually though Ford will probably have to sweeten its offers on the Fusion as you suspect. Car_man Host Smart Shopper / Prices Paid Forums |
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Mi_sat, Honda has a new special lease program on the 2006 Accord (it introduced it in late September). So if that is a car that you are considering you may want to reevaluate what its lease payment will be like. It now may be less expensive to lease than the Milan. Car_man Host Smart Shopper / Prices Paid Forums
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