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Chrysler 300 Lease Questions

231 messages,  Last post on Jul 28, 2008 at 11:16 AM

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What is this discussion about? Chrysler 300, Chrysler 300C SRT-8, Car Leasing, Sedan

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#211 of 231 Need major help with Chrysler leasing question by mommyof2and1 Aug 20, 2007 (11:28 am)
Dh currently has a 2005 Chrysler 300 that he has leased for 39 months come March 2008. We have always had good credit and never really had to "deal" with any issues. However, dh was laid off for 5 months. We had to move from MI to FL. We paid our bills the whole time dh didn't have a job. However, since the MI economy STINKS our house is worth $150 LESS than we bought it on a good day. We are working with the mortgage company but they said in order to qualify for help we had to be behind plus with paying to live in FL now we could not keep up the house payment. So now we are not making the house payment in MI. We have been trying to sell it but it looks like foreclosure is coming - hoping to do a deed in leui. We finally in 5-6 months got our first offer on the house and the bank tried to counter and they walked. We have tons of people look at the house they just can get other house cheaper b/c everything in our area is in foreclosure or people lived in the house forever and can sell for cheaper. We had just moved to MI and only been in the house for 3 yrs. just before all the plant shut down came out and of course the plant right down the road was shut down this year. Anyways all that to ask can we lease with Chrysler with a bad credit score? We have never missed a car payment or even credit card - just the house now. I think his credit score is probably about 590 right now but that is also with some errors that we are trying to get off. I am hoping to have his credit score in the very low 600s by the time March rolls around. We will have $5K to put down on something. Can we lease? I am thinking that leasing for a short time would be better than buying as our credit will continue to get better after this is all done. Any advice?   Tammy Replies to this message: qbrozen (Aug 20, 2007 11:52 am) hardhawk (Aug 20, 2007 1:15 pm)
#212 of 231 Re: Need major help with Chrysler leasing question [mommyof2and1] by qbrozen Aug 20, 2007 (11:52 am)
Replying to: mommyof2and1 (Aug 20, 2007 11:28 am) just a suggestion, but how about trying to negotiate the buyout on the 300? If you can get a good deal on it and put $5k down, you could probably have decent payments on a 2-year loan and own it outright in the end ... meaning no payments for a while.
#213 of 231 Re: Need major help with Chrysler leasing question [mommyof2and1] by hardhawk Aug 20, 2007 (1:15 pm)
Replying to: mommyof2and1 (Aug 20, 2007 11:28 am) My lease on a 2005 Dodge Magnum is expiring soon. I have already gotten a mailing telling me I am preapproved for a new lease or loan up to a certain dollar amount, which is enough to get any new Chrysler or Dodge product. I bet if you call or check your lease account on line you may well find that you are also preapproved. Check it out and good luck. I cannot imagine they would run off a customer who has made timely payments to them for 3 years.
#214 of 231 Re: Chrysler 300 Money Factor? [greggs11] by Car_man HOST Aug 27, 2007 (3:38 am)
Replying to: greggs11 (Jul 20, 2007 5:24 pm) Hi greggs11. The car that you are interested in probably has a spread of around $3,100 between its full MSRP and its dealer invoice price. Additionally, Chrysler is providing $3,000 lease cash and $500 bonus cash on the '07 300. That gives you a total of around $6,600 to play with. The $7,000 discount that you were quoted on this car looks very attractive to me.   I am not personally familiar with the SRT Design trim level of this car, but the money factor that you were quoted looks about right to me.   You would be better off not making the $1,200 down payment that you are considering making. I always advise consumers against making down payments on leases. Those who make them risk losing part or all of them if their vehicle is totaled in an accident or stolen and never recovered. Other than that, this deal looks good to me. If you like the car, I personally don't see any reason not to go for it.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#215 of 231 Re: Chrysler 300 Money Factor? [greggs11] by greggs11 Aug 27, 2007 (7:40 am)
Replying to: greggs11 (Jul 20, 2007 5:24 pm) Thanks for everyone's advice here. I ended up actually leasing a 2007 BMW 328i...the BMW was too good a deal to pass up, and a little better car for my purposed use.   Thanks again,   - Steve
#216 of 231 07 300C SRT Design (Not SRT8) by christiands Aug 30, 2007 (5:16 pm)
Car man and all, I am trying to decide if this month is the time or if September will get better. Last vehicle we leased in September and it was the last of the good deals on the leftovers. Let me know what you think:   300C SRT Design (5.7 not 6.1 engine, but includes SRT wheels, suspension, interior, etc) Sticker: $42,210 Selling Price: $38,177 (employee pricing, not including rebates) Rebates: $4,500   39 months/10.5k per year = $450 per month including 6% tax, $0 due at signing   This assumes 50% residual and .00214 money; Detroit region   I know there is $1k dealer cash in the $4,500 and this also includes loyalty. Anyone have an opinion? Next month (Sept 5) will it get a little better? Thanks for your comments. C
#218 of 231 Re: Lease Chrysler 300 Limited Edition AWD [hezdope07] by bmw123 Nov 14, 2007 (9:37 am)
Replying to: hezdope07 (Jul 27, 2007 4:14 am) hey i just went to a chrysler dealer in brooklyn and was offered a 300c for $400 a month with no money down Replies to this message: qbrozen (Nov 14, 2007 7:14 pm)
#219 of 231 Re: Lease Chrysler 300 Limited Edition AWD [bmw123] by qbrozen Nov 14, 2007 (7:14 pm)
Replying to: bmw123 (Nov 14, 2007 9:37 am) options? msrp? is that with taxes? how many months? how many miles?
#220 of 231 lease take over - boca raton, florida by amandad123 Dec 16, 2007 (4:44 pm)
i have an 2007 chrysler 300c hemi, black, sunroof, tan leather, 6600 miles, 12,000 a year...lease ends 9/24/2010...payment is $530 a month flat...reply if interested...i will cover first payment!!

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