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Cadillac CTS Lease Questions

372 messages,  Last post on Dec 04, 2009 at 3:48 AM

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What is this discussion about? Cadillac CTS, Cadillac CTS-V, Car Leasing, Sedan

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#61 of 372 Re: Is it a good deal? [cwreal] by Car_man HOST Jul 30, 2006 (8:08 am)
Replying to: cwreal (Jul 18, 2006 5:42 am) Hello cwreal. You never mentioned the selling price of the car that you are interested in leasing. This is an important number for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the price of the car that you want to lease you don't know how good a price you are getting it for. The second reason is that one needs the selling price of a vehicle that they want to lease is that it is necessary to calculate its lease payment. I would be more than happy to give you my opinion of this deal if you let me know what this car's selling price is.   Car_man Host Prices Paid Forum Replies to this message: cwreal (Aug 04, 2006 6:21 pm)
#62 of 372 Re: 06 CTS Sport Lease [jr32] by Car_man HOST Jul 30, 2006 (8:18 am)
Replying to: jr32 (Jul 18, 2006 9:24 am) Hi jr32. It appears to me as though you are getting this car for fairly close to dealer invoice. If so, and if this price is before the lease cash that is available on it is deducted, you are getting a good deal. Just make sure that the dealer you are working with uses GMAC's current base lease rate of 3.95% to calculate your car's lease payment and you're all set.   Car_man Host Prices Paid Forum
#63 of 372 Re: Carman, do you have insight on CTS-V lease. [roman371] by Car_man HOST Jul 30, 2006 (8:19 am)
Replying to: roman371 (Jul 23, 2006 6:00 pm) Yes, roman371, the lease cash that General Motors is currently providing on the Cadillac CTS is compatible with the discount that you would receive on it if you were to lease one through GM;s supplier purchase program. I would be happy to estimate what your lease payment should be on the car that you are interested in for you. However, in order for me to do so I need you to provide me with its full MSRP. Let me know and I'll do some calculations.   Car_man Host Prices Paid Forum
#64 of 372 Re: Car_man...please help me [maizeandblue7] by Car_man HOST Jul 30, 2006 (8:23 am)
Replying to: maizeandblue7 (Jul 26, 2006 3:28 pm) Hi maizeandblue7. Nothing is more annoying than being hesitant to drive your vehicle because you do not want to go over your mileage allowance. You can always purchase additional miles at a discounted rate at lease signing if you think that you will need to drive more than 15,000 miles per year. GM's lease program on the Cadillac CTS is pretty good right now, but if you are not completely sold on leasing you can always take advantage of the outstanding finance rates that GM is providing on this car right now. You can finance a 2006 Cadillac CTS through GMAC at 0% for up to 5 years at this time. It doesn't get much better than that.   Car_man Host Prices Paid Forum
#65 of 372 Lease numbers for 2006 CTS (Demo car) 3.6 L Automatic by radioative2006 Aug 03, 2006 (8:24 am)
Hi Car_man or others,   Here is teh offer I got for a 2006 CTS 3.6L Auto trans demo car with 3k miles on it   Selling price: $30900 Residual value: $18011 Monthly payment: $299 + 7.75% tax in IL Cap cost reduction: $2899 Milage allowance: 12K Lease : 39 Months Please tell me if this is the good deal or not Replies to this message: Car_man (Aug 15, 2006 2:19 am) ctsordie (Aug 31, 2006 1:57 pm) Car_man (Sep 18, 2006 3:44 am) and 1 more... ctsordie (Aug 31, 2006 3:35 pm)
#66 of 372 Question about incentives and credit score by aph Aug 04, 2006 (1:19 am)
What I'm having trouble understanding is how these dealer incentives work in conjunction with credit scores. I understand that the manufacturer can offer either a financing incentive for the upper-tier credit scores such as 0% for some time. What happens if they offer say, $3000 back in lieu of the 0% financing? Does that require the same upper-tier credit score and, if so, how much would the amount decrease with a lesser credit score.   I am looking to take advantage of the $299/mo, 39 mos., $0 down, $1939 at signing listed here at Edmunds.com but I can't figure out if I'm eligible with my credit score, which was 626 a month ago. How would this offer be affected by a mid-tier credit score like mine? Replies to this message: Car_man (Aug 15, 2006 2:25 am)
#67 of 372 Quote by aph Aug 04, 2006 (12:43 pm)
I spoke with a dealer here and he offered me the following:   2006 Cadillac CTS 4dr Sedan (2.8L 6cyl 6M) $33,635 MSRP (Edmunds shows $32,390) $31,800 invoice (Edmunds shows $30,080) 39 months 3.95% base lease rate .53 Residual = $17,826.55 Cost reduction -$2,800 (Edmunds shows -$3,000) Administrative fee "charged by GMAC" $780   All for $32,678 (he says it's invoice + administrative fee + $500 + his cost of sending a driver to get the car from another dealership).   Is he lying about the MSRP and invoice here? I understand these things can change, and he said that this car is >200 days old so has the "older MSRP". I am willing to give him $500 but only if he is giving me accurate information in regards to MSRP, invoice, and that the administrative fee is really charged by GMAC. Replies to this message: Car_man (Aug 15, 2006 2:36 am)
#68 of 372 Quote addition by aph Aug 04, 2006 (12:44 pm)
Forgot to include that that MSRP and invoice includes:   M82 5-Speed Shiftable Automatic Transmission ($1,200 MSRP, $996 invoice) CF5 Power Glass Sunroof w/Express Open ($1,200 MSRP, $996 invoice)
#69 of 372 Re: Is it a good deal? [Car_man] by cwreal Aug 04, 2006 (6:21 pm)
Replying to: Car_man (Jul 30, 2006 8:08 am) I really don't know. The 'agreed upon value" in the lease contract is $36,494. and the gross capitalized cost is $37.450.
#70 of 372 $299 Money Factor by dman090 Aug 07, 2006 (10:43 am)
Does anyone know the money factor that Cadillac is using for its 299/mo setup? Replies to this message: Car_man (Aug 15, 2006 2:38 am)

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