- #51 of 372
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Re: [Car_man] Help [cpbnb]
by Car_man HOST
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Jul 02, 2006 (7:09 am)
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Replying to: cpbnb (Jun 28, 2006 7:51 am)
Hello Pete. If you were to lease a 2006 Cadillac CTS 3.6 through General Motors Acceptance Corp. right now for 36 months with 12,000 miles per year, its base lease rate and residual value should be 3.95% and 54%, respectively. If you provide me with an approximate selling price for this car, I can tell you what its monthly payment should be like.
Car_man
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- #52 of 372
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Re: [Car_man] Help [cpbnb] [Car_man]
by cpbnb
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Jul 05, 2006 (10:26 am)
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Replying to: Car_man (Jul 02, 2006 7:09 am)
Thanks Car Man. I can buy at invoice $37,236 msrp is $40,075 10 k per year at 55% and 3.95 39 months. I also have a trade thats got $3,000 equity to put down and there is also a $2,000 dealer cash or rebate. Thanks in advance
Pete
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- #53 of 372
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Re: [Car_man] Help [cpbnb] [Car_man] [cpbnb]
by Car_man HOST
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Jul 10, 2006 (2:04 am)
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Replying to: cpbnb (Jul 05, 2006 10:26 am)
No problem, Pete. Cadillac is no longer providing $2,000 dealer cash on this car. It's now $3,000 customer cash. It doesn't really matter through because I don't believe that either of these incentives were compatible with leases through GMAC. Having said this, GM is providing $3,000 lease cash on leases of '06 CTS 3.6L models right now. Just because this lease cash is out there does not mean that you are automatically entitled to it. The dealer that you are working with may be counting on you not realizing that this cash is available and is hoping that they will be able to keep it. Make sure that it is being taken into account. For now I will assume that it is. OK, according to my calculations, if you were to lease a 2006 Cadillac CTS 3.6L with an MSRP of $40,075 and a selling price of $34,236 through GMAC right now for 39 months with 10,000 miles per year, your zero down, pre-tax monthly payment should be around $406. You can use part of the $3,000 that you get from your trade to pay this car's first month's payment, security deposit, and acquisition fee, but you would be better off using the rest to make a couple of your payments or to supplement them because if you use it as a capitalized cost reduction you risk losing it if your leased vehicle is totaled in an accident or stolen and never recovered.
Car_man
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- #54 of 372
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Is it a good deal?
by cwreal
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Jul 18, 2006 (5:42 am)
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I'm looking at a 2006 CTS, 3.6L with Luxury Pkg & Auto. List $35,990. with $3,000 cash back & my trade-in  $2,000, payments is $578.00 for 48 months with residual of $12,236.00.
Is this a good deal for me?
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- #55 of 372
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Is it a good deal?
by cwreal
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Jul 18, 2006 (5:44 am)
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 P.S. This price is for 15,000 mile per year, and is a true lease, not a GM Smartbuy.
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- #56 of 372
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06 CTS Sport Lease
by jr32
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Jul 18, 2006 (9:24 am)
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How does this sound:
06 CTS 3.8 sport
39 month
12k
sticker $40,060, sale $36k and change
$0 down, taxes rolled in (8.5%)
$3000 in rebates
$492 month
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- #57 of 372
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Re: 06 CTS Sport Lease [jr32]
by cwreal
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Jul 18, 2006 (1:44 pm)
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Replying to: jr32 (Jul 18, 2006 9:24 am)
What is the residual?
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- #58 of 372
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Re: 06 CTS Sport Lease [cwreal]
by jr32
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Jul 18, 2006 (4:52 pm)
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Replying to: cwreal (Jul 18, 2006 1:44 pm)
53% resid
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- #59 of 372
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Carman, do you have insight on CTS-V lease.
by roman371
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Jul 23, 2006 (6:00 pm)
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I have a supplier discount available, and there is also 3000 cash back. Can I use both of these on a lease? If yes, and the lease amt financed is 44k after all that, what would the lease pmt be for 36mo, 15K miles? Thanks
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- #60 of 372
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Car_man...please help me
by maizeandblue7
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Jul 26, 2006 (3:28 pm)
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I am looking to trade in my 2002 VW Passat GLX (80K, but in great looking shape). I would like to get the CTS V6, but am not sure whether to lease or buy. I put more than 15K a year on a car, but could probably get below that. What are your thoughts. If I purchased, I would pay over 4 or 5 years and put another $7-8K down. What would be the lease price for 36 months?
Thanks.
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