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Cadillac CTS Lease Questions

371 messages,  Last post on Nov 24, 2009 at 6:23 AM

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What is this discussion about? Cadillac CTS, Cadillac CTS-V, Car Leasing, Sedan

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#322 of 371 May 09 MF and Residuals by couchman57 May 14, 2009 (11:43 am)
OK Carman, is the $7k lease incentive offset by crazy MF and low residuals??   Can you supply the latest MF and residuals?   I was interested in heading to Cadillac dealer but this type of information may push me back to BMW or Acura.... Replies to this message: Car_man (May 15, 2009 2:25 am) wvgasguy (May 16, 2009 5:29 pm)
#323 of 371 Re: May 09 MF and Residuals [couchman57] by Car_man HOST May 15, 2009 (2:25 am)
Replying to: couchman57 (May 14, 2009 11:43 am) Hi couchman57. GMAC is no longer leasing vehicles, so in order to lease a CTS one would have to do so through an independent bank. I don't personally keep tabs on the money factors and residual values that independent banks are offering, but I would be shocked if the money factors that are out there really were equivalent to an interest rate of 24%. It sounds like the dealer who said that just doesn't want anyone to lease this car for some reason, or doesn't know what he's talking about. I don't even think that banks are allowed to charge consumers interest rates that are that high on auto loans and leases.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: wvgasguy (May 16, 2009 5:29 pm)
#324 of 371 Re: May 09 MF and Residuals [Car_man] by wvgasguy May 16, 2009 (5:29 pm)
Replying to: Car_man (May 15, 2009 2:25 am) The dealership in Clarksburg WV quoted me the rate. I figured it was BS so I went home and called the dealership in Fairmont. Without me telling him what was said in Clarksburg he quoted me 24%. At least when I asked him how they could say that with a straight face, he sounded appologetic. It disturbed him as well. I could tell he was embarrased. He did mention his dealership was trying to work out something locally with a financial organization. He mentioned a dealership in PA he had talked with had something going but without GM.   The discounts are available for a lease, even if GM is not doing the lease according to the website. I just don't see why GM would offer all this money and then turn around and offer a rate no one in their right mind would accept. I would simply say we were not leasing.   When the first dealer told me this, face to face, I asked why would anyone lease a cadillac. He responded some people just have to lease. And I said well I wouldn't think it would be a Cadillac. I walked out.   Bob Trickett Cadillac, Clarksburg WV Anthony Cadillac, Fairmont WV   In all fairness to them, I don't see this as their fault. At least though Anthony showed some sort of embarassment.
#325 of 371 CTS lease by mixen May 21, 2009 (9:35 am)
There is a dealer on Long Island that is advertising a 60-month lease for the RWD CTS with auto for $289 per month. They want $2995 down plus bank fee plus first month's payment, plus tax. I figure that comes to about $6179 down, but I have $1000 GM points and a $500 special offer. So, it would be $4679 down and $289 per month. If you amortize the $4679 over the course of 60 months, that means that the actual monthly payment of $289 is around $367 per month. All in all, not a bad deal for a CTS, albeit the base model.   I have dealt with this dealer in the past and this is not a gimmick. However, it applies to only the advertised car, and if they have another car in stock with the same option, but a different color, then the monthly price jumps $100+. I just don't understand why they would be willing to lease one car at that price but not another similarly equipped car. Any thoughts?   Also, based on what I have seen in the postings above, GMAC lease factor is off the charts. However, does anyone know what a private bank would charge and does anyone know if the $7000 rebate (and other rebates) apply in a lease situation where you use an outside lender. Replies to this message: wvgasguy (May 22, 2009 5:19 pm) rackerman (May 25, 2009 2:15 pm) mixen (May 26, 2009 3:33 pm) mixen (Jun 23, 2009 9:23 am) sam_k (Jun 23, 2009 10:49 am) billmv (Jul 01, 2009 12:06 am) and 1 more... wvgasguy (Jun 26, 2009 8:17 am)
#326 of 371 Re: CTS lease [mixen] by wvgasguy May 22, 2009 (5:19 pm)
Replying to: mixen (May 21, 2009 9:35 am) What I have read and what I was told is that the $7000 is good regardless of who finances the lease for you.
#327 of 371 Re: CTS lease [mixen] by rackerman May 25, 2009 (2:15 pm)
Replying to: mixen (May 21, 2009 9:35 am) that seem like a great lease deal... can you disclose which dealership is offering that deal...i am in the market for lease a '09 CTS...i live in Miami and my local dealership is offering $439/mnth, plus sales tax and $1998 down for a new CTS(basic model). Replies to this message: mixen (May 26, 2009 3:33 pm)
#328 of 371 Lease Rebate Confusion by hoss411 May 25, 2009 (5:42 pm)
I'm considering leasing a CTS through US Bank. Edmunds currently lists 5 different rebates and I'm trying to figure out which ones I'm eligible for. I've asked a couple of dealers and I think they are either misleading me or they are absolutely clueless...   I currently lease an Infiniti and must turn it in on 9/20. I qualify for GMS employee pricing.   I know I get the $7000 rebate. I also believe I qualify for the additional $2000 rebate since I'm currently in a lease that ends before 10/31. Two dealers have told me "NO" to that - I only get up to $7000 total rebate. My gut tells me this is bogus, but I really don't know...   As for the other three rebates... I know I don't qualify for the $1000 owner loyalty rebate, but there is still a $1000 GM Bonus Cash and $1500 Customer Cash rebate. Perhaps these are only for a purchase though??   Any help is appreciated! Replies to this message: rackerman (May 26, 2009 7:15 am) rackerman (May 26, 2009 7:15 am)
#329 of 371 Re: Lease Rebate Confusion [hoss411] by rackerman May 26, 2009 (7:15 am)
Replying to: hoss411 (May 25, 2009 5:42 pm) I agree with you....very confusing...I tried to nego a lease on a CTS over the weekend (Miami, Florida) and they told me I am "only" eligible for the $7k rebate. I am currently leasing a CTS and it expired on May 19, 2009...on a month-to month lease.
#330 of 371 Re: Lease Rebate Confusion [hoss411] by rackerman May 26, 2009 (7:15 am)
Replying to: hoss411 (May 25, 2009 5:42 pm) I agree with you....very confusing...I tried to nego a lease on a CTS over the weekend (Miami, Florida) and they told me I am "only" eligible for the $7k rebate. I am currently leasing a CTS and it expired on May 19, 2009...on a month-to month lease.
#331 of 371 Re: CTS lease [rackerman] by mixen May 26, 2009 (3:33 pm)
Replying to: rackerman (May 25, 2009 2:15 pm) Atlantic Cadillac in Bayshore, NY (Long Island).

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