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Cadillac CTS Lease Questions

371 messages,  Last post on Nov 24, 2009 at 6:23 AM

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What is this discussion about? Cadillac CTS, Cadillac CTS-V, Car Leasing, Sedan

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#304 of 371 Lease Extension by toddbarfield Nov 18, 2008 (9:09 am)
Replying to: Car_man (Nov 04, 2008 4:14 am) Has anyone ever extended a lease for a yr? Is this even possible to do for the CTS? Thanks Replies to this message: traderj (Nov 20, 2008 2:31 am)
#305 of 371 Re: Lease Extension [toddbarfield] by traderj Nov 20, 2008 (2:31 am)
Replying to: toddbarfield (Nov 18, 2008 9:09 am) I had asked GMAC about this in the past, and I was told you could only extend lease if you have another Gm product on order and you are waiting for delivery. You might want to call GMAC to see if this policy has changed. I don't see any advantage to extending your lease for a full year as you will be paying more than if you had leased the car for the longer period to begin with. You might consider buying a new one as they are literally giving these cars away right now. My lease was recently up and I went to the dealer just to turn it in. I had no intention to buy. But, after realizing what I could buy an '09 for, I simply couldn't say no.
#306 of 371 Re: [jacalyker] by ndfan1996 Nov 25, 2008 (10:42 am)
Replying to: jacalyker (Nov 03, 2008 11:34 am) Your deal sounds AMAZING. How many miles per year? May I please have the email address of your salesperson? What state are you in?
#307 of 371 by gator5000e Nov 25, 2008 (12:17 pm)
I would be surprised if you got any type of favorable lease deal on a CTS. The two dealerships I have been dealing with have both been consistent in telling me that GMAC is not offering any type of a decent lease deal. I think jacalyker either got lucky or the dealership went through private financing. Please let us know. I had asked her earlier about this but I do not believe she ever responded - probably happy with her deal and doesn't come to the boards anymore.   I have a great deal offered on a 2009 CTS but I would have to finance it and I am concerned about GM's future status, the value that whatever happens to them may have on the car and the overall stability of the dealership network in the future.
#308 of 371 by gator5000e Dec 12, 2008 (11:21 am)
Car_Man, or anyone else, I have what I feel is a pretty good offer on a CTS that is being leased through US Bank. I am being quoted a Money Factor of .00275. A competing dealer told me MF or .00266. Not a huge difference, but how do I find out what the actual US Bank MF is? Does anyone here know it? Thanks for any information. Replies to this message: Car_man (Dec 18, 2008 2:48 am)
#309 of 371 by topgun7 Dec 12, 2008 (11:58 pm)
" I have what I feel is a pretty good offer on a CTS that is being leased through US Bank."   I assume that you do not get the lease directly from US bank (otherwise you would not ask what their true rate is...). I know leasecompare.com has a lease term that they are willing to provide for individual model. May be that will give you another data point of what the market offer from 3rd party lease. I think all you can do is to have mulitple offers and see what is the best monthly payment for you...
#310 of 371 by gator5000e Dec 13, 2008 (10:51 am)
Thanks, topgun. I have a US Bank Dealer lease calculation worksheet. it has the MF typed in so someone at the dealership typed it in. I just want to know that the dealership is not jacking up the MF - I have searched everywhere on the net for a place that tells me current lease rates. Nothing, nada. I can only assume it may be ok to compare the current bank MFs to auto loan rates. Most of them are in the 6.5% area so I guess teh lezse rate isn't totally awful. Replies to this message: kyfdx (Dec 14, 2008 5:04 am) northstar7 (Apr 04, 2009 8:54 pm)
#311 of 371 Re: [gator5000e] by kyfdx HOST Dec 14, 2008 (5:04 am)
Replying to: gator5000e (Dec 13, 2008 10:51 am) Since you can't get a lease directly from USBank, then you aren't ever going to know the buy rate. Unlike a captive financing company, USBank might have different rates for different dealers, depending on the amount of business.   If you go to leasecompare.com, you can get some idea of residuals and money factors that they are offering through their banking partners... but, you'll never know the markup on an independent bank lease.   regards, kyfdx Replies to this message: northstar7 (Apr 04, 2009 8:54 pm)
#312 of 371 2009 CTS Lease by jls80 Dec 17, 2008 (6:26 pm)
Vehicle Price: $41,520.00 White Diamond Paint + Sunroof   Preferred Customer Discount: - $4,725.24   Customer Rebate: - $6,000.00   Selling Price: $30,794.76           Sales Tax (estimate): + $2,272.67   Tag/Registration Fees (estimate): + $335.00   Tire/Battery/MVWEA: + $8.50   Dealer Service Fee: + $599.95   Balance Due (estimate): $34,010.88   LEASE OPTION Cash Due at Signing $1,855 36 Months $499/month 12,000 miles/year Rebates: $6,000   I also currently have a '07 CTS lease ending in Jan '08.   Is this a good deal or could I do better?   Thanks for any info and help?
#313 of 371 Re: [gator5000e] by Car_man HOST Dec 18, 2008 (2:48 am)
Replying to: gator5000e (Dec 12, 2008 11:21 am) Hi gator5000e. A money factor of .00275 isn't bad for an unsupported lease. It's equivalent to an interest rate of 6.6%. I wonder how bad the residual value is. Did the dealer reveal it to you? Unfortunately, I do not personally keep tabs on the lease programs that are being offered by independent banks so I cannot confirm that this is U.S. Bank's buy rate. Sorry that I could not be of more help.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum

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