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Cadillac CTS Lease Questions

372 messages,  Last post on Dec 04, 2009 at 3:48 AM

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What is this discussion about? Cadillac CTS, Cadillac CTS-V, Car Leasing, Sedan

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#31 of 372 Re: How is this lease? [waltkan] by Car_man HOST May 18, 2006 (2:24 am)
Replying to: waltkan (Apr 25, 2006 7:56 am) Hi waltkan. The only thing that dealers "get" is what you let them get. GM dealers are allowed to mark cars' lease rates up, but smart shoppers who know what the base lease rate should be for the car that you want can avoid this. Make sure that your lease is calculated using the 3.95%. GM dealers need all the business that they can get, so this dealer will probably back down if given the choice between using the base rate and losing the sale. GMAC's lease rate is the same for both 36 and 48 month leases, so it doesn't really matter which term you choose. Generally speaking, longer leases tend to have lower monthly payments than short ones, but you are locked into your car for a longer period of time.   Car_man Host Smart Shopper / Prices Paid Forums
#32 of 372 Re: 2006 CTS 2.8L Money Factors and Residual [mgro] by Car_man HOST May 18, 2006 (2:28 am)
Replying to: mgro (May 02, 2006 7:51 pm) Hello mgro. The lease money factor and residual value that you posted are still available in May. They are currently scheduled to run all the way through July 5th. General Motors is currently providing $1,800 lease cash on CTS 2.8L models.   Car_man Host Smart Shopper / Prices Paid Forums
#33 of 372 Re: 06 CTS-V Lease Rates? [mywave] by Car_man HOST May 18, 2006 (2:31 am)
Replying to: mywave (May 04, 2006 3:19 pm) Hi mywave. If you were to lease a 2006 Cadillac CTS-V through GMAC right now for 24 months with 15,000 miles per year, its base lease rate and residual value should be 3.95% and 63%, respectively. When negotiating your lease on this car, make sure to take the $1,600 lease cash that General Motors is currently providing on it into account. It will help you to negotiate an attractive capitalized cost.   Car_man Host Smart Shopper / Prices Paid Forums
#34 of 372 Thanks Car_man by waltkan May 22, 2006 (5:43 am)
Thanks for the info re: base rates. I'm glad I waited to hear from you before signing anything. Replies to this message: Car_man (Jun 08, 2006 3:10 am)
#35 of 372 CTS Lease Help by taylormade2 May 23, 2006 (5:47 am)
I'm currently looking at a base 2.8L at $31,190. We qualify for GM employing pricing that is 4% below invoice. This brings the car down to about $28,290.   We have the $1800 GM rebate and another $1000 for GM employee certificate.   The negative side is negative equity from our current car of $6000.   With 12,000 miles for 39months, the payment would be $446 before taxes with $3000 down. 4.95%. 53% Residual.   The current lease offer is $299/mo for 39mo with $3400 down.   I believe that the $446 with $3000 down is higher that it should be even with the negative equity. It seems that with the GM discount, we should be able to do $299/mo with $500 down (-$2900). Then in regards to the $6000 negative equity, that would be $5000 with the certificate. As I understand it, about every $1000 adds about $30 per month to the payment, therefore, should we be at about $450/mo. with $500 down?   Thanks!
#36 of 372 Manufacturer to Dealer Incentives by claden May 30, 2006 (12:13 am)
Car Man,   I am considering leasing a 2006 CTS and wanted to know, if the $2000 lease cash is in lieu of or on top of the $3000 Manufacturer to Dealer Incentive (Marketing Support) that is utilized to determine the TMV on Edmunds.com? Also, could you please indicate what the current lease rates and residuals are for the CTS 3.6L for both 36 and 39 month at both 15,000 and 18,000 miles. Thanks in advance for your help. Replies to this message: waltkan (Jun 01, 2006 7:43 am) claden (Jun 01, 2006 8:45 am) Car_man (Jun 08, 2006 3:19 am) and 4 more... Car_man (Jun 08, 2006 3:16 am)
#37 of 372 Re: Manufacturer to Dealer Incentives [claden] by waltkan Jun 01, 2006 (7:43 am)
Replying to: claden (May 30, 2006 12:13 am) Not sure if this helps but the dealer I'm working with told me the 3k is only available on purchases. The 2k cap reduction is what is available on leases. Now whether or not they are telling me the truth maybe Car Man can verify.   Walter Replies to this message: claden (Jun 01, 2006 8:45 am) Car_man (Jun 08, 2006 3:19 am) cpbnb (Jun 28, 2006 7:51 am) and 3 more...
#38 of 372 Re: Manufacturer to Dealer Incentives [waltkan] by claden Jun 01, 2006 (8:45 am)
Replying to: waltkan (Jun 01, 2006 7:43 am) Walter - Thanks for the input, that is what the dealer told me as well, but as you I was skeptical as whether that was an accurate statement.   Since my last post, here is the deal I currently have in works for a CTS 3.6L automatic with Luxury Package, Sunroof, and 17 inch Sport Package:   MSRP: 38,280 Sale Price: 35,500 Lease Cash: 2,000 Add'l Rebate: 1,000 (some sort of employee certificate) Term: 39 mths Miles: 15,000 per year Residual: 50% (pushing for 51% waiting for CarMan to verify) Lease Rate: 3.95% Based on my calculations: $495.52 mth including TTL. I have a trade-in worth $6,500 which based on Car Man's advice I am going to put in a money market account and draw on for my payments. Total payment 316.06 mth including TTL,after $179.46 per mth payment from trade-in account.   How do these numbers look? Does anyone, including Car Man, think I can a better deal or should I take this? Thanks in advance for any input.   Christian Replies to this message: Car_man (Jun 08, 2006 3:19 am) cpbnb (Jun 28, 2006 7:51 am) Car_man (Jul 02, 2006 7:09 am) and 2 more...
#39 of 372 Re: 2006 CTS 2.8L, How are they getting to 299/month [Car_man] by rtimm Jun 03, 2006 (5:03 pm)
Replying to: Car_man (Apr 06, 2006 2:50 am) Qutoing Car_man   Let's use GM's current lease program to estimate what this car's lease payment should be. According to my calculations, if you were to lease a 2006 Cadillac CTS 2.8 with an MSRP of $31,190 and a selling price of $28,500 through GMAC right now for 36 months with 10,000 miles per year, your zero down, pre-tax monthly payment should be around $360 or so. The payment that you were quoted looks a little high to me. Make sure that the dealer you are working with is taking the $1,800 lease cash into account and is using GMAC's current base lease rate of 3.95% to calculate your car's lease payment.    Car_man Host Smart Shopper / Prices Paid Forums   Can anyone tell me if this quote above includes GM discount? I qualify for GMS and retiree certificate can someone give me a 12,000 mile 36 or 39 month lease quote with 0 down (Just the retiree certificate and any incentives)   My Goal which may not be possible is to walk into a dealership with 0 cash in hand and leave with a CTS for <350 p/month Thanks Replies to this message: Car_man (Jun 08, 2006 3:22 am)
#40 of 372 Re: Thanks Car_man [waltkan] by Car_man HOST Jun 08, 2006 (3:10 am)
Replying to: waltkan (May 22, 2006 5:43 am) You're very welcome, waltkan.   Car_man Host Smart Shopper / Prices Paid Forums

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