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Prices Paid: Buying & Leasing Experiences Cadillac CTS Lease Questions
372 messages, Last post on Dec 04, 2009 at 3:48 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: kyfdx (May 23, 2008 5:06 pm) |
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Replying to: Car_man (May 06, 2008 2:23 am) I am working under the assumption that the residual for a 24 month/15k mile lease is 69% with an interest rate of 6.1% (MF 0.00254). The MSRP of the car is $50,285 My GMS (thank you Mom and Dad) price is $44,259.23 My tax rate is 5.5% The dealer is quoting me $700 per month with tax and my calculations have me at $631.90. I could be missing a fee or two, but not by that much. Am I screwed up? Any help would be appreciated
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Can you get a CTS lease with zero down?
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Replying to: pokeyrai (Jun 22, 2008 5:13 am) If you do $0 at signing, your lease payment will be $700. ZERO down is not the same thing as ZERO drive-off. |
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Replying to: gregcts (Jun 23, 2008 7:06 pm) Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: pokeyrai (Jun 22, 2008 5:13 am) Zero cap cost dollars down (rolled the $595 acquisition fee in) Paid the usual upfronts of 1st month and TT&L With tax (5.5%), I am paing $665 on a 24mth/15K mile lease MSRP $50,285 Love my new CTS!!
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Replying to: pokeyrai (Jul 02, 2008 5:06 am)  ! Car_man Host Prices Paid: Buying & Leasing Experiences Forum
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Replying to: Car_man (Jul 07, 2008 1:33 am)
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Replying to: kyfdx (May 23, 2008 5:06 pm) 1. How is Residual Value calculated ? what does it include ? 2. What is MF ? lease rate ? 3. Tax rate ? I am considering an option from the following scenarios, from the information the dealer has given me : Facts : 2009 CTS : MSRP 51850; GMS 45878 Residual value = 32596 Lease 24 mths/12K per yr : $ 798/mth; Onetime payment of $ 18400 Purchase : 4.9% for 36 mths ( $ 1439/mth) Basically, I am trying to determine the net cost to me if I Lease first, and then Buy this car, if I decide to keep it, VS buying it up front and taking a chance that it is the one I want to keep for a longer period of time. Your assistance and advice is greatly appreciated. |
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