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Cadillac CTS Lease Questions

295 messages, Last post on Sep 05, 2008 at 3:07 AM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Cadillac CTS, Cadillac CTS-V, Car Leasing, Sedan

Outline

Messages Page 29 of 30: 1; ...; 24; 25; 26; 27; 28; 29; 30; Prev; Next; Last

#276 of 295 reply to post 275 by cadillacmanaz May 17, 2008 (3:50 pm)
May CTS residuals are 24m=69 , 30m=64 , 36m=59 , 48m=50. Money Factor is 6.1% or .002984. I dont have the formula to use a percentage but take the percentage and divide it by 2044 to get the money factor. Replies to this message: gforce11 (May 23, 2008 2:22 pm) kyfdx (May 23, 2008 6:06 pm) gforce11 (May 29, 2008 9:34 am) nijhscc (Jul 18, 2008 8:54 am) and 6 more...
#277 of 295 Re: reply to post 275 [cadillacmanaz] by gforce11 May 23, 2008 (2:22 pm)
Replying to: cadillacmanaz (May 17, 2008 3:50 pm) div by 2400 to get the % multiply by 2400 to get the MF Replies to this message: kyfdx (May 23, 2008 6:06 pm) gforce11 (May 29, 2008 9:34 am) nijhscc (Jul 18, 2008 8:54 am) sryn (Jul 20, 2008 7:25 am) Car_man (Jul 21, 2008 3:49 am) and 4 more...
#278 of 295 Re: reply to post 275 [gforce11] by kyfdx HOST May 23, 2008 (6:06 pm)
Replying to: gforce11 (May 23, 2008 2:22 pm) Other way around, I think... Multiply the MF by 2400 to get the % Divide the % by 2400 to get the MF regards, kyfdx Replies to this message: gforce11 (May 29, 2008 9:34 am) nijhscc (Jul 18, 2008 8:54 am) sryn (Jul 20, 2008 7:25 am) Car_man (Jul 21, 2008 3:49 am) nijhscc (Jul 22, 2008 7:25 am) and 1 more... 1stacura (Sep 04, 2008 9:14 am) and 1 more...
#279 of 295 Re: reply to post 275 [kyfdx] by gforce11 May 29, 2008 (9:34 am)
Replying to: kyfdx (May 23, 2008 6:06 pm) ROFL. You're right kyfdx. I think I was on crack that day. LOL
#280 of 295 Re: Car_man I'm looking for residuals on CTS ... [Car_man] by pokeyrai Jun 22, 2008 (6:13 am)
Replying to: Car_man (May 06, 2008 3:23 am) Well, after a quick test drive, I'm in love with the CTS. I am frustrated though with the lease dollar amount the dealer gave me today vs the calculations I've done at home. I am working under the assumption that the residual for a 24 month/15k mile lease is 69% with an interest rate of 6.1% (MF 0.00254). The MSRP of the car is $50,285 My GMS (thank you Mom and Dad) price is $44,259.23 My tax rate is 5.5% The dealer is quoting me $700 per month with tax and my calculations have me at $631.90. I could be missing a fee or two, but not by that much. Am I screwed up? Any help would be appreciated Replies to this message: gforce11 (Jun 25, 2008 11:31 am) pokeyrai (Jul 02, 2008 6:06 am) Car_man (Jul 07, 2008 2:33 am) pokeyrai (Jul 09, 2008 6:11 am) and 1 more...
#281 of 295 Zero down by gregcts Jun 23, 2008 (8:06 pm)
Can you get a CTS lease with zero down? Replies to this message: Car_man (Jul 02, 2008 2:22 am)
#282 of 295 Re: Car_man I'm looking for residuals on CTS ... [pokeyrai] by gforce11 Jun 25, 2008 (11:31 am)
Replying to: pokeyrai (Jun 22, 2008 6:13 am) 631.90 would be if you pay all of your inception fees upfront...around $1550. I would advice you to do so since your interest rate is rather high. If you do $0 at signing, your lease payment will be $700. ZERO down is not the same thing as ZERO drive-off.
#283 of 295 Re: Zero down [gregcts] by Car_man HOST Jul 02, 2008 (2:22 am)
Replying to: gregcts (Jun 23, 2008 8:06 pm) Hi gregcts. One can lease basically any vehicle that they want without making any sort of down payment aka capitalized cost reduction. Having said this, even with a zero down lease consumers still have to pay their vehicle's first month's payment, security deposit, and GMAC's $595 acquisition fee at signing. Most of these fees can be rolled into the vehicle's capitalized cost rather than paid at signing, making them part of the monthly payment if the lessee wants. Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#284 of 295 Re: Car_man I'm looking for residuals on CTS ... [pokeyrai] by pokeyrai Jul 02, 2008 (6:06 am)
Replying to: pokeyrai (Jun 22, 2008 6:13 am) Here is what I finally was able to get from the dealer: Zero cap cost dollars down (rolled the $595 acquisition fee in) Paid the usual upfronts of 1st month and TT&L With tax (5.5%), I am paing $665 on a 24mth/15K mile lease MSRP $50,285 Love my new CTS!! Replies to this message: Car_man (Jul 07, 2008 2:33 am) pokeyrai (Jul 09, 2008 6:11 am) Car_man (Jul 21, 2008 3:43 am)
#285 of 295 Re: Car_man I'm looking for residuals on CTS ... [pokeyrai] by Car_man HOST Jul 07, 2008 (2:33 am)
Replying to: pokeyrai (Jul 02, 2008 6:06 am) Congratulations on getting your new CTS, pokeyrai. Thanks for taking the time to share the details of your lease with everyone. Make sure to stop by the Dealer Ratings & Reviews section of Edmunds.com to share your thoughts on your recent dealer experience as well. Enjoy your new ride ! Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: pokeyrai (Jul 09, 2008 6:11 am) Car_man (Jul 21, 2008 3:43 am)

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