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Cadillac CTS Lease Questions

284 messages,  Last post on Jul 02, 2008 at 6:06 AM

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What is this discussion about? Cadillac CTS, Cadillac CTS-V, Car Leasing, Sedan

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#256 of 284 need info to buy/lease CTS by asteinberg Mar 21, 2008 (7:18 am)
Still must decide between three DIFFERENT 2008 cars -- all that I like Lexus GS350, Cadillac CTS (with blue tooth added, giving me separate screen), or Infiniti G35. Then, must decide whether to buy or lease. Incidentally, Lexus has best mileage, but Cadillac uses regular gas. I currently have BMW 530i expiring lease which, with Edmunds help, I had leased for net MF, and much less, with multiple security deposits. Anyway, for GS350, G35, and CTS, could you please provide: (1) Target deal relative to invoice+destination (and any rebate) (2) If buy, available finance rates (3) If lease, money factor or interest for 24mo, 36 mo for 12K, 15K annually Any better MF or interest rate for multiple security deposits? Thank you for this information. I'll also put on other forums, in case you guys see that first. Thank you! Replies to this message: Car_man (Apr 04, 2008 4:15 am)
#257 of 284 ReVehicle arrived,need advice on when to contract my car by nacho2 Mar 24, 2008 (7:35 pm)
Replying to: nacho2 (Feb 16, 2008 1:11 pm) The rep from Cadillac called me and told me that my car has arrived. My question is do you thing that the lease rates will drop in April? Do you think it is worth waiting till April to contract my new car. Because if I go this Saturday-March 29th to contract the car my lease rate is 6.1%, is it worth it? Thanks in advance. Replies to this message: Car_man (Apr 04, 2008 4:17 am) pellepelle_10 (Apr 20, 2008 5:33 pm) ddelise (Apr 20, 2008 5:55 pm) and 3 more...
#258 of 284 Re: CTS Lease - Residusal % and quote [saturn9] by Car_man HOST Apr 04, 2008 (2:39 am)
Replying to: saturn9 (Mar 04, 2008 4:53 pm) Hi saturn9. General Motors' lease rate and residual value for the 2008 Cadillac CTS are the same across the country. If two dealerships that are 20 miles apart are quoting you different residual values for identical leases, then one is wrong. I can't calculate a sample lease payment on the car that you are interested in without knowing both its selling price and full MSRP, but I can tell you that if you are getting your car at dealer invoice then you are getting a very good deal. I don't know if you are a current GM owner or lessee, but if you are you are in luck because GM just introduced a $500 loyalty incentive on 2008 CTS leases.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#259 of 284 Re: CTS Lease - Residusal % and quote [saturn9] by Car_man HOST Apr 04, 2008 (2:49 am)
Replying to: saturn9 (Mar 04, 2008 5:52 pm) Hi again saturn9. I see that you mentioned that you are being charged a lease rate of 7.1% on the Cadillac CTS that you want to lease. GMAC's current base rate for this car is only 6.1%. The dealer that you are working with may be trying to mark your car's rate up to add additional profit to your deal. Have sure that they use the 6.1% rate to calculate your monthly payment.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#260 of 284 Re: '08 CTS LEASE HELP [tmasjr] by Car_man HOST Apr 04, 2008 (3:17 am)
Replying to: tmasjr (Mar 14, 2008 2:39 pm) Hi tmasjr. If I was in the market for a CTS I absolutely would tell the dealer that I was going to walk away from the deal if they don't use the base lease rate. There are tons of GM dealers out there. You shouldn't have much trouble finding one that is willing to let you use the supplier purchase program and the 6.1% rate, especially given how slow auto sales have been lately.   Let's see what the difference in lease payment would be between the jacked up 7.1% rate and the base 6.1% rate. According to my calculations, if you were to lease a 2008 Cadillac CTS that has an MSRP of $42,430 and a selling price of $39,370 through GMAC right now for 39 months with 10,000 miles per year using the 6.1% rate, your zero down, pre-tax monthly payment should be around $493. Using the 7.1% rate the payment for an otherwise identical lease rises to around $520. So the higher rate is costing you approximately $27 per month.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: tmasjr (Apr 07, 2008 9:00 pm)
#261 of 284 Re: Lease rates [asteinberg] by Car_man HOST Apr 04, 2008 (3:34 am)
Replying to: asteinberg (Mar 15, 2008 12:14 pm) Hi asteinberg. Given the current depressed state of the auto industry in the U.S. right now, if I was in the market for a Cadillac CTS in an area that has a decent level of competition I personally would shoot for a selling price of around $500 over dealer invoice. GM introduced a new loyalty cash incentive on the CTS for current owners of GM vehicles this month, but I am not aware of any conquest cash offers on it right now. GM has offered this sort of incentive on the CTS in the past, so make sure to check with your dealer to find out if there is one.   If you choose to finance your car through GMAC, you can do so at 1.9% for 3 years, 2.9% for 4 years, 3.9% for 5 years, or 4.9% for 6 years. If you decide to lease, you will have to use GMAC's base lease rate of 6.1%. I do not believe that GMAC offers a multiple security deposit program like a number of the European manufacturers do.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#262 of 284 Re: need info to buy/lease CTS [asteinberg] by Car_man HOST Apr 04, 2008 (4:15 am)
Replying to: asteinberg (Mar 21, 2008 7:18 am) Hi asteinberg. Please see my previous post for answers to your questions. Thanks and good luck in your quest for a new car.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#263 of 284 Re: ReVehicle arrived,need advice on when to contract my car [nacho2] by Car_man HOST Apr 04, 2008 (4:17 am)
Replying to: nacho2 (Mar 24, 2008 7:35 pm) Hi nacho2. GMAC's April lease program for the Cadillac CTS is exactly the same as its March program was. The only new incentive that General Motors introduced on the 2008 Cadillac CTS is an owner loyalty offer that provides $1,000 on purchases and $500 on leases of this car to current owners and lessees of GM vehicles.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: pellepelle_10 (Apr 20, 2008 5:33 pm) ddelise (Apr 20, 2008 5:55 pm) pellepelle_10 (Apr 20, 2008 6:01 pm) ddelise (Apr 20, 2008 6:10 pm) and 1 more...
#264 of 284 Residuals by spike1282 Apr 07, 2008 (3:07 pm)
Car_man,   Can you post current residual values for the CTS? I am interested in a 27, 26, and 39 month lease terms at 10k miles a year. I searched through past threads and could not find this information.   Thanks! -Spike Replies to this message: Car_man (May 05, 2008 4:11 am)
#265 of 284 Re: '08 CTS LEASE HELP [Car_man] by tmasjr Apr 07, 2008 (9:00 pm)
Replying to: Car_man (Apr 04, 2008 3:17 am) If they want $1500 for first month and plates, fees, etc.   Is this still a good deal?

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