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BMW X5 Lease Questions

1109 messages,  Last post on Nov 28, 2009 at 9:39 PM

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What is this discussion about? BMW X5, Car Leasing, SUV

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#989 of 1109 Leasing 09 BMW X5 by rahulskh Jun 26, 2009 (7:14 pm)
Hello: I am trying to lease 09 BMW X5 30i, had couple of things would like to find out. Options I am looking are: Cold Weather Pkg, Rear Climate Pkg, Tech Pkg, Prem Pkg, iPod USB Connector, 3rd Row Seat and Trailer Hitch. Total MSRP is coming out to be $59270 with dest charge included. I am asking dealer for 48k and the best he is willing to do is around 53k including june 09 lease incentive. Am I asking too much? Besides tax, tags and title what will be the acquisition fee? I am a Virginia Resident trying to make a deal in MD as MD has a state wide that dealers cannot charge buyer a processing more than $99.00. Anyone, please let me know if 48k is the right amount I am negotiating or shall I increase my offer a little bit. Thanks alot! Replies to this message: Car_man (Jun 29, 2009 4:35 am) rahulskh (Jul 05, 2009 8:01 am) Car_man (Jul 06, 2009 1:58 am)
#990 of 1109 Is this a good deal? by mensah007 Jun 27, 2009 (5:36 am)
I got the following offer from my BMW sales person in Maryland on a 2009 BMW X5 3.0 w/ Technology Package (includes Rear View Camera, Navigation and Park Distance Control), Running Boards & Heated Seats:   Lease is for 10,000 miles per year with $3500 cap reduction plus applicable tax, tags, 1st payment, security deposit & acquisition fee. Lease calculaltion already includes $1750 Loyalty/Conquest Cash Incentive.   $5,000 down $539/month   Thanks Replies to this message: norcalsuv (Jun 27, 2009 6:47 am) Car_man (Jun 29, 2009 4:38 am)
#991 of 1109 Re: Is this a good deal? [mensah007] by norcalsuv Jun 27, 2009 (6:47 am)
Replying to: mensah007 (Jun 27, 2009 5:36 am) i am certainly not an expert but experts here and elsewhere advised strongly against putting any money down on lease. if there is a total loss (accident, theft, loss, etc.) i don't think your insurance pays for it.
#992 of 1109 Looking for a 2009 X5 lease in NY by chinomonkey Jun 27, 2009 (6:29 pm)
Has anyone succeeded in getting a 2009 X5 at invoice minus $1750? Looking for 36 months lease 12K miles per year. What is the published MF and RV? I do not want to pay security deposit? Is it possible? I just want to pay 1st payment and plate fee when picking up. All taxes roll into lease payment. The X5 Lease special $539 is pretty good if we can forego the $4000 down and security deposit.   chinomonkey
#993 of 1109 Re: $1,750 Lease Cash Offer Vs Loyalty Cash? [x5fan10] by Car_man HOST Jun 29, 2009 (4:10 am)
Replying to: x5fan10 (Jun 09, 2009 9:57 am) Hi x5fan10. Here's the information that you're looking for. BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 X5 3.0 with 12,000 miles per year are .00180 and 57%, respectively. When negotiating your lease on this truck, make sure to take advantage of the $1,750 cash incentive that is currently available on leases of it.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: x5fan10 (Jun 30, 2009 7:43 pm) kyfdx (Jul 01, 2009 3:05 am)
#994 of 1109 Re: $1,750 Lease Cash Offer Vs Loyalty Cash? [sleepie28] by Car_man HOST Jun 29, 2009 (4:14 am)
Replying to: sleepie28 (Jun 09, 2009 3:38 pm) Hello sleepie28. BMW does have a multiple security deposit program. The last time that I checked, it allowed lessees to provide up to seven additional security deposits on leases, with each extra deposit reducing the money factor that is used to calculate their monthly payment by .00007.   If you have extra money laying around and you want a lower monthly payment, multiple security deposits are a better way to go about getting it than making a capitalized cost reduction. Unlike down payments, assuming that your truck is in good shape and under its mileage allowance you will actually get your extra deposits back at lease-end.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#995 of 1109 Re: Decisions Decisions [teck2u2] by Car_man HOST Jun 29, 2009 (4:27 am)
Replying to: teck2u2 (Jun 22, 2009 7:40 pm) Hi teck2u2. Let's take a look at this deal. The .00180 money factor that you were quoted is right in line with BMW FS' buy rate for this model. That's a good thing.   Now let's take a look at the other important factor, the selling price. The BMW X5 that you are interested in has a spread of around $4,400 between its full MSRP and its dealer invoice price. You were quoted a dealer discount of $2,921. That's probably around $1,500 over dealer invoice. That's not terrible, but if I was in the market for this truck I personally would try to shave another $500 to $1,000 off of this vehicle's selling price.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: ccarrill (Aug 31, 2009 8:22 am) Car_man (Sep 03, 2009 2:28 am)
#996 of 1109 Re: taxes?? [x5fan10] by Car_man HOST Jun 29, 2009 (4:31 am)
Replying to: x5fan10 (Jun 25, 2009 8:56 am) Hi x5fan10. I personally don't know how sales tax is calculated on leased vehicles in Maryland, but you may be able to find out by visiting one of the following sites:   Maryland Department of Motor Vehicles   or   Comptroller of Maryland   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#997 of 1109 Re: Leasing 09 BMW X5 [rahulskh] by Car_man HOST Jun 29, 2009 (4:35 am)
Replying to: rahulskh (Jun 26, 2009 7:14 pm) Hi rahulskh. The X5 that you're interested in probably has a spread of around $4,800 between its full MSRP and its dealer invoice price. Plus BMW is providing a cash incentive of $1,750 on it right now. That gives you a total of around $6,550 to play with during your negotiations. The $53,000 selling price that you were quoted is actually a really good deal. The $48,000 price that you want is probably not attainable.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: rahulskh (Jul 05, 2009 8:01 am) Car_man (Jul 06, 2009 1:58 am)
#998 of 1109 Re: Is this a good deal? [mensah007] by Car_man HOST Jun 29, 2009 (4:38 am)
Replying to: mensah007 (Jun 27, 2009 5:36 am) Hey mensah007. The best way for me to evaluate this deal is for me to take a look at this truck's selling price in relation to its MSRP. Let us know what these numbers are and I'm sure that either myself or another knowledgeable community member will let you know what we think.   One thing that I notice about this deal right off the bat is the large $5,000 down payment that you are considering making. I always advise consumers not to make large down payments on leased vehicles. Lessees who make big down payments risk losing part or all of them if their vehicle is totaled in an accident or stolen and never recovered.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum

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