Sign In Join 



BMW X5 Lease Questions

1100 messages,  Last post on Nov 09, 2009 at 8:49 AM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? BMW X5, Car Leasing, SUV


Messages Page 75 of 111
1
...
72
73
74
75
76
77
78
...
111
Prev
Next
Last
Go To Msg #
Search This Discussion

#737 of 1100
X5 lease by postermike
Jun 11, 2008 (9:14 am)
Reply
I'm just checking out the X5 so I have no specific vehcile in sight but I don't see any recent postings about 24 months so here goes.
 
2008 X5 3.0i
24 Month Lease at 10k/yr.
Returning BMW FS customer
Money Factor?
Residual?
 
Also, on my current lease I paid the entire lease up front and never really got a sense of how much that saved me (if any). With BMW, what are the advantages (cost) of paying up front?
 
Thanks,
#738 of 1100
Re: X5 lease [postermike] by tidester HOST
Jun 11, 2008 (9:59 am)
Reply

Replying to: postermike (Jun 11, 2008 9:14 am)

what are the advantages (cost) of paying up front?
 
It would seem that you are entitled to a refund of the interest you would have paid had you elected to make all the payments on time. Anyone know for sure?
 
tidester, host
SUVs and Smart Shopper
#739 of 1100
Re: X5 lease [tidester] by kyfdx HOST
Jun 11, 2008 (10:25 am)
Reply

Replying to: tidester (Jun 11, 2008 9:59 am)

Generally, BMWFS pre-paid leases get a .0008 reduction in the money factor vs. a normal lease.. However, that deduction is only from the standard lease rate.. If the rates are subvented, then the reduction may be smaller or none at all...
 
Example:
Assume standard lease rate is .0028, and no subvented rates are available. The prepaid lease is figured with a discounted rate of .0020, just as if you were making the payments monthly.. then, the total of payments is added to get the pre-paid amount.... On a typical 36 month X5 lease, this might save you around $2000-$2500 in finance charges...
 
However, the X5 usually has a somewhat subvented lease rate... so, the savings would probably be lower than that, in a real-world example. For example.. right now the X5 has a MF of .0024, while the standard BMWFS rate is .00263.. The rate for a pre-paid lease would be .00183.. Making the savings about 2/3 of the generic example above...
 
regards,
kyfdx
Host-Prices Paid Forums
#740 of 1100
Re: X5 lease [kyfdx] by tidester HOST
Jun 11, 2008 (6:48 pm)
Reply

Replying to: kyfdx (Jun 11, 2008 10:25 am)

Thank you! That's very helpful.
 
tidester, host
SUVs and Smart Shopper
#741 of 1100
Re: X5 lease [kyfdx] by postermike
Jun 12, 2008 (6:42 am)
Reply

Replying to: kyfdx (Jun 11, 2008 10:25 am)

Thanks. Since I always do 2 year leases, I'm sure it would be a bit less. However the savings would be much more than I'm making in interest from the bank and, even in investments these days.
 
Any numbers (residual % and mf) for a 2 year lease on a 3.0 in Atlanta, GA?
#742 of 1100
Re: X5 lease [postermike] by kyfdx HOST
Jun 12, 2008 (7:13 am)
Reply

Replying to: postermike (Jun 12, 2008 6:42 am)

.0024 and 63% for 15K/yr.. 24 month
 
Add 2% for 12K
Add 3% for 10K
 
There may be some dealer incentives or lower MFs for returning BMWFS customers, but I'm not certain what those might be...
 
regards,
kyfdx
#743 of 1100
Re: X5 lease [kyfdx] by ckm1515
Jun 13, 2008 (11:04 am)
Reply

Replying to: kyfdx (Jun 12, 2008 7:13 am)

.00025 MF reduction for returning customers which equates to .00215. I should know, that is what I got.
#744 of 1100
Advice: 2 vs 3 year lease by innajl
Jun 13, 2008 (3:39 pm)
Reply
I need an advice on 2 vs 3 years lease. I was leaning toward 3 years but then someone brought up the fact that I might have to replace tires. On the other hand the lease price will go up in 2 years, and having it for 3 years would let me pay less for one extra year.
So what do people think ? It seems like 3 years is the most popular option for this forum members.
#745 of 1100
Re: Advice: 2 vs 3 year lease [innajl] by Car_man HOST
Jun 23, 2008 (1:26 am)
Reply

Replying to: innajl (Jun 13, 2008 3:39 pm)

Hi innajl. I personally almost always go with 36 month leases instead of 24 month leases, unless the manufacturer has some sort of special promotion that makes the 2 year lease more attractive...which BMW does not right now. Your monthly payment will be much more attractive on a 3 year lease of this truck. As far as the tires go, just make sure to have them rotated on a regular basis and there's a good chance that you won't have to replace them, provided your mileage is not outrageous.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
#746 of 1100
X5 lease deal by lamark72
Jun 30, 2008 (10:38 pm)
Reply
Does anyone know if the "option credit" for the premium package is still available?
  
What's the money factor and residual value for 36M/12K lease on X5?
  
Thanks

Messages Page 75 of 111
1
...
72
73
74
75
76
77
78
...
111
Prev
Next
Last
Go To Msg #
Search This Discussion
To POST a message, please Sign In.

New? Join Now!

Forum Tools

Please sign in.
Email Address:

Password:

Forgot Password?

Search Forums

Enter Keyword(s)

Advanced Search

Browse by Vehicle



View All Vehicles
Advertisement
Ask the Community
See What People Are Asking

Browse by Board

Browse by Topic


View All Topics

Today's Chats

Advertisement