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Prices Paid: Buying & Leasing Experiences BMW X5 Lease Questions
1109 messages, Last post on Nov 28, 2009 at 9:39 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Just got offered deal on 07 x5 3.0, cold weather/premium/rear climate/runningboards/3rd row/satellite/ipod/park distance/comfort access msrp 57370, price 53215, cap red 2500, 32 months, 10K/year, MF .0025, resid .64 $4188down including taxes/fees and $653/month with tax inc good deal? |
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Replying to: voldermort (Jan 19, 2008 8:26 am)
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Replying to: eights38 (Jan 22, 2008 3:00 pm)
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Replying to: jaser (Jan 24, 2008 6:26 pm) 2008 BMW X5 3.0si 4WD SUV 24 Month – Residual 70% of MSRP – .00270 Base Rate 36 Month – Residual 60% of MSRP – .00270 Base Rate |
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I have a dealer in Manhattan that is giving me the "selling price" of $52,225/( with options of comfort access, premium package, cold weather package, rear climate). the 58% residual and 0.00270 MF.(my lease on my x5 ends next month). Total of 750.25 monthly. I told him that I wld pay 625 up front with taxes. MV fee, and 1st mth pymt. He quoted this as having to pay out of pocket $4006.17. BTW he said that in all his "upteenth" years working he has never heard of anyone paying the bank fee upfront! Is this a sound deal? AND he said there is no previous owner loyalty MF on this. AND he did not use the refundable monies that will be coming back to me from BMWFS as 'security deposits". IS THIS A GREAT DEAL? He said this was $1000.00 over invoice. Yet - he sold me the X5 (36 months ago) that I have right now at $750 over invoice - and now the numbers are so high and different. I have the same options with the exception of the comfort access & pay right now $559 monthly!!!! WHY IS THAT  Here's another question - how would I know if the money factor and residuals are going to change for February expecially since the rates are down now 'cause of news of 'recession'?????  Please let me know asap. Thanks
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Replying to: voldermort (Jan 25, 2008 7:57 am) Are you dealing with BMW of Manhattan? There is no way of telling the direction of residuals and money factors month-to-month. A rule of thumb is residuals decline during the course of the year as a new car becomes old. If you need more help, please feel free to email me or reply.
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Just starting to research leasing an X5 with only the cold weather option...making the MSRP of the car around $47,500...anyone have any lease deals to share? I am currently leasing a BMW.... thanks so much! 
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Replying to: eights38 (Jan 25, 2008 9:29 am) I am trying to keep the payments about equal to what I am paying now (mid 5's), and for some reason it just doesn't match up. Also, I have a $600 refundable security deposit coming back, can I roll that back in so that I get a lower MF? Does anyone know any of the above answers? How about the Owner Loyalty MF for the X5? Also, you did not tell me if I was getting a good deal from previous thread. Thanks!  So do you think I am getting a great deal?
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Replying to: novalauren (Jan 25, 2008 10:36 am)  Maybe we should do it together to get a really good deal from a willing, ready and able Manager from a good dealership!!  Two for the price of 1/1/2 lol 
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Replying to: voldermort (Jan 25, 2008 10:47 am) Do you live in NJ or NY? I'm not sure how it works if you live in NJ and purchase in NY State, but you may have the option to either pay the tax as part of the monthly payment or pay it all up front. For my last NJ-purchased lease, signed 34 months ago, I pay the taxes as part of the payment. For the car I just ordered last week, the taxes were due up front. Ask the dealer as to what the flexibility is and, if you buy from BMW of Manhattan, remind him if you are a NJ resident (residency may make a difference, not where you buy it...I'm not sure about this). Up front, you will typically need to pay 1st month, bank fee, any type of acquisition fee, document fees, and any applicable taxes (as mentioned above). I'm not sure what your deal was on your existing X5, but let me tell you that it will be incredibly difficult to get the payments into the mid 500's per month, even with an owner loyalty money factor, unless you drop a large cap cost reduction up front. Speaking of owner loyalty, per your question, there is no Owner Loyalty available on the X5 this month. The last BMW OLP for the X5 expired on January 2. You would have had to put in a credit app before then and take deliver of the car within 90 days to secure the OLP money factor and other benefits. Refer to the deal that I posted here: chrisjur, "BMW X5 Prices Paid and Buying Experience" #776, 22 Dec 2007 9:24 am which is about average for what I got from most dealers in the NYC area last month. (I found a deal a tiny bit cheaper, but not enough to make me jump dealers)
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