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BMW X5 Lease Questions

2262 messages,  Last post on May 19, 2013 at 9:01 AM

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What is this discussion about? BMW X5, Car Leasing, SUV

Messages Page 178 of 227

#1767 of 2262 Re: Dec. X5 MF and residual [robprivi] by Car_man HOST

Dec 13, 2011 (6:19 pm)

Replying to: robprivi (Dec 06, 2011 8:53 pm)
I'd be happy to help you out robprivi. BMW Financial Services' current buy rate lease money factor and residual value for a 36-month lease of a base 2012 X5 35i with 15,000 miles per year are .00195 and 51%, respectively for consumers who qualify for its top credit tier.
 
As a current BMW FS customer, you are eligible for a .00030 money factor reduction. If you have a BMW lease that is scheduled to expire over the next couple of months that reduction jumps to .00105.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#1768 of 2262 Re: Dec. X5 MF and residual [robprivi] by Car_man HOST

Dec 13, 2011 (6:21 pm)

Replying to: robprivi (Dec 07, 2011 4:00 am)
Ahhh, robprivi, I see that you only wanted 12,000 miles per year. In that case, this truck's residual values would be 2% higher.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#1769 of 2262 Re: BMW lease [ashko] by Car_man HOST

Dec 13, 2011 (6:24 pm)

Replying to: ashko (Dec 07, 2011 8:18 pm)
Hi ashko. Savvy consumers who are in an area that has a decent level of competition are usually able to negotiate lower selling prices than the ones that were used to arrive ay manufacturers' official advertised payments. If you shoot for $500 to $1,000 over dealer invoice minus the cash incentives that you mentioned you should be able to do better than the $589 per month on an equivalent vehicle.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#1770 of 2262 Re: TIRE change before lease expires?? [abmwfan] by Car_man HOST

Dec 13, 2011 (6:27 pm)

Replying to: abmwfan (Dec 10, 2011 9:02 pm)
HA. Great answer abmwfan. Thanks for the detailed information!
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum

#1771 of 2262 Help with my Lease for a X35d by shapappy

Dec 14, 2011 (10:29 pm)

Trying to complete a deal, but something feels off.
 
Msrp: $66895
Sale price: 58795 ($1k over invoice)
Incentives I received: $2500, $1730, $1000
36 months, 12k miles (53%) MF .00195
$2600 due at signing
Monthly payment $ 921.20 including tax (7.00 FL tax)
 
One thing to note. I added a BMW tow hitch which upped the sale price to $60,295. Now, should I add the $1500 tow hitch to the msrp price also. That would raise the residual value. By my estimates, the payment should be below $900. Any help would be great!

#1772 of 2262 Lease first and Buy After the lease by realgeni

Dec 19, 2011 (11:52 am)

I need some suggestions from you all.
 
I want to know if it is good financially, If I lease first for 36 months and then buy at the end of lease or shoudl I just buy at once for all.
 
Thank you

#1773 of 2262 Re: Lease first and Buy After the lease [realgeni] by kyfdx HOST

Dec 19, 2011 (5:02 pm)

Replying to: realgeni (Dec 19, 2011 11:52 am)
If you lease first, you'll pay an acquisition fee that isn't present in a straight purchase.... ($725-$925)....
 
Not only that, interest rates on finance are dirt cheap, right now... Even if you found a lease that has a good interest rate, the rates might not be so good to finance a used car in three years...
 
If you know you want to purchase, eventually, you are better off doing it upfront...

#1774 of 2262 Re: Lease first and Buy After the lease [kyfdx] by realgeni

Dec 20, 2011 (4:21 pm)

Replying to: kyfdx (Dec 19, 2011 5:02 pm)
Thank you.
 
I agree with your point about interest rate.
 
I am little concerned about mainteance issue after 3 years.

#1775 of 2262 Re: Lease first and Buy After the lease [realgeni] by abmwfan

Dec 20, 2011 (4:32 pm)

Replying to: realgeni (Dec 20, 2011 4:21 pm)
Why are you concerned about maintenance after 3 years? The full warranty is 4 years / 50,000 miles.

#1776 of 2262 Re: Help with my Lease for a X35d [shapappy] by abmwfan

Dec 20, 2011 (5:06 pm)

Replying to: shapappy (Dec 14, 2011 10:29 pm)
Your starting point should be $1k over dealer invoice and THEN subtract all incentives. Was that the deal? If not, you're paying too much.
 
The lease rate looks right.
 
Assuming this is a dealer installed towing hitch, discount the price of the hitch by 5%. Then add the discounted part cost and the dealer's installation charge to the dealer invoice price (not the MSRP). Then subtract all incentives.

Messages Page 178 of 227

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