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Prices Paid: Buying & Leasing Experiences BMW X5 Lease Questions
806 messages, Last post on Sep 05, 2008 at 8:50 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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WHAT I AM ATTEMPTING TO ACCOMPLISH IS TO GET A $70K++ AUTO FOR NO MONEY DOWN... EVEN GET $$( LESSOR PAYING DOWN 3 PAYMENTS). WHAT I'M NOT SURE OF IS THE VALUE OF $37,791. IN 20 MOS... IS THERE A FORMULA TO DETERMINE ? GETTING A LOAN FOR $60K WOULD RUN ABOUT $1172. BUT REQUIRE $6500. DOWN.. PLUS IF YOU DIVIDE OUT THE BAL OF THE THE LEASE PAYMENTS $19870.(LESS THE PAY DOWN) PLUS THE RESIDUAIL OF $37791 COMES OUT TO LESS THAN $60K....AND I WOULDN'T BE UPSIDE DOWN IN 20 MOS IF I WANTED TO SELL, NOT TO MENTION LAYING OUT $6500. & BEING MORE INDEBITED... I DON'T RUN MORE THAN 7TO800 MI PER MO. DO'T KNOW IF YOU RECED THIS REPLY B4, DON'T MEAN TO PESTER. BOB
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Replying to: exp48 (Jan 31, 2006 4:36 pm) Now.. let me adjust my bi-focals...  Okay... I see your point.. I don't know of any way to know for sure what the car will be worth in 20 months.. If you think you might want to ditch the car at that time, then by all means, assuming the lease has a lot less risk than buying the car... Not sure who quoted you the loan payment... but, you should be able to get an $1150 payment on a loan with no money down... It sounds like they might be quoting a 9% APR loan... This is still a lot of money.. even for a $70K MSRP vehicle.. You'll be making 17 payments net, after getting the security deposit back.. Even dividing that over 20 months is close to $1000/mo.. So.. not the deal of the century.. But, if you want a nice ride for a short time at $1K/mo., you could do worse.. regards, kyfdx Host-Prices Paid Forums |
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Replying to: kyfdx (Jan 21, 2006 6:15 am)
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Replying to: h2fan (Feb 10, 2006 7:22 pm) Base money factor is .0010 regards, kyfdx Host-Prices Paid Forums |
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Replying to: kyfdx (Jan 22, 2006 8:16 pm) |
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| Does anyone have the February details for a 4.4i X5? Probably doing 10k miles for 36 months. Thanks. | |
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I am considering a lease on a 2006 X5 3.0. Historically I purchase them so leasing is new to me. Following are the details: 06 X5 3.0, black sapphire,cold, premium, rear climate, auto, heated steering, rear airbags, self dimming, xenon. MSRP (including dest) 50,905 Now the deal: 24 mos, 15k miles per year (upgraded from 10k), money factor .0015, residual 72%,i believe cap cost is msrp (if that makes sense). I am told that this is a deal the dealership is subsidizing with BMWFS and that nobody can touch it. They want $2500 down (TTL), no sec deposit, and payments of $550.00 per month. I would greatly appreciate any help you can provide. Also I am in no hurry. My guess is that SAV/SUV sales will continue to be soft resulting in more incentives. Anybody heard anything?
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Replying to: andrews11 (Feb 25, 2006 8:06 pm) Hello. May I ask what dealer (what state do you live) gave you those lease rates? I was recently quoted on a 36 mo. 12k mile per yr. lease a residual of 59%, money fact .00115 on a similar priced '06 X5. Does the $550 per mo. include tax? Just curious about the differences. Thanks!
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Replying to: x5girl (Feb 25, 2006 10:43 pm) |
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Hi everyone. BMW is scheduled to publish its new March lease program late today. I should have an opportunity to take a look over within the next couple of days. I would appreciate it if those of you who still have questions about leasing one post a note for me in this discussion later on this week. I'll be happy to answer any questions that you have on the new program then. Thanks. Car_man Host Smart Shopper / Prices Paid Forums
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