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BMW X5 Lease Questions

807 messages,  Last post on Sep 07, 2008 at 7:40 PM

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What is this discussion about? BMW X5, Car Leasing, SUV

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#166 of 807 X5 LEASE ASSUMTION by exp48 Jan 27, 2006 (3:56 pm)
GOOD... AVERAGE... POOR DEAL ? I'M CONSIDERING ASSUMING A LEASE ON A 2004 X5 4.8 LESSOR PURCHASED 10/04 3YR/36,000 MI, $.20 OVER PURCHASE PRICE $71,307. PAYOFF $60,458. RESIDUAL $37,791. 20 MOS. LEFT $1241.93 19,000 MI, NEW TIRES, EXCELLENT COND., MOST OPTIONS LESSOR WIIL PAY 2 MOS. & I P/U SECURITY DEPOSIT $1350. WILL THIS AUTO BE WORTH $37,791. IN 20 MOS? Replies to this message: kyfdx (Jan 27, 2006 8:31 pm)
#167 of 807 Re: X5 LEASE ASSUMTION [exp48] by kyfdx HOST Jan 27, 2006 (8:31 pm)
Replying to: exp48 (Jan 27, 2006 3:56 pm) Why not just buy the car for the payoff of $60,500?   60 payments at 5% interest would only be $1142/mo..   I'm assuming that if you are worried about it being worth the residual, that you intend to buy it, anyway?   If you buy it, you won't have to worry about mileage restrictions... only 17K miles left for 20 months.   regards, kyfdx Host-Prices Paid Forums
#168 of 807 X5 LEASE ASSUMPTION by exp48 Jan 31, 2006 (4:36 pm)
WHAT I AM ATTEMPTING TO ACCOMPLISH IS TO GET A $70K++ AUTO FOR NO MONEY DOWN... EVEN GET $$( LESSOR PAYING DOWN 3 PAYMENTS). WHAT I'M NOT SURE OF IS THE VALUE OF $37,791. IN 20 MOS... IS THERE A FORMULA TO DETERMINE ? GETTING A LOAN FOR $60K WOULD RUN ABOUT $1172. BUT REQUIRE $6500. DOWN.. PLUS IF YOU DIVIDE OUT THE BAL OF THE THE LEASE PAYMENTS $19870.(LESS THE PAY DOWN) PLUS THE RESIDUAIL OF $37791 COMES OUT TO LESS THAN $60K....AND I WOULDN'T BE UPSIDE DOWN IN 20 MOS IF I WANTED TO SELL, NOT TO MENTION LAYING OUT $6500. & BEING MORE INDEBITED... I DON'T RUN MORE THAN 7TO800 MI PER MO. DO'T KNOW IF YOU RECED THIS REPLY B4, DON'T MEAN TO PESTER. BOB Replies to this message: kyfdx (Jan 31, 2006 5:58 pm)
#169 of 807 Re: X5 LEASE ASSUMPTION [exp48] by kyfdx HOST Jan 31, 2006 (5:58 pm)
Replying to: exp48 (Jan 31, 2006 4:36 pm) First... turn off the CAPS.. that is the message board equivalent of shouting, and makes it hard to read..   Now.. let me adjust my bi-focals...   Okay... I see your point.. I don't know of any way to know for sure what the car will be worth in 20 months.. If you think you might want to ditch the car at that time, then by all means, assuming the lease has a lot less risk than buying the car...   Not sure who quoted you the loan payment... but, you should be able to get an $1150 payment on a loan with no money down... It sounds like they might be quoting a 9% APR loan...   This is still a lot of money.. even for a $70K MSRP vehicle.. You'll be making 17 payments net, after getting the security deposit back.. Even dividing that over 20 months is close to $1000/mo..   So.. not the deal of the century.. But, if you want a nice ride for a short time at $1K/mo., you could do worse..   regards, kyfdx Host-Prices Paid Forums
#170 of 807 Lease rates for Feb for X5 3.0? by h2fan Feb 10, 2006 (7:22 pm)
Replying to: kyfdx (Jan 21, 2006 6:15 am) Does anyone have the February residuals and money factors for X5 3.0 model? Replies to this message: kyfdx (Feb 11, 2006 4:29 am)
#171 of 807 Re: Lease rates for Feb for X5 3.0? [h2fan] by kyfdx HOST Feb 11, 2006 (4:29 am)
Replying to: h2fan (Feb 10, 2006 7:22 pm) Residual for 36mo/45K mile lease is 57%   Base money factor is .0010   regards, kyfdx Host-Prices Paid Forums
#172 of 807 Re: lease rates [kyfdx] by willythewestie Feb 13, 2006 (8:41 am)
Replying to: kyfdx (Jan 22, 2006 8:16 pm) my lease on G35 is due 6/06. I want a X5. Should wait for deals in the spring time and summer? I know there's a new X5 for 07'. So there should be good lease deals? right? I prefer a 4.4 instead of the 3.0, what should I look for a month. I'm seeing 24 months leases now. Assuming nothing down but 1st month and MV fees, Bank fee and 15k. Thanks for your input!
#173 of 807 February factor and residual for 4.4i X5 by brendan627 Feb 18, 2006 (3:11 pm)
Does anyone have the February details for a 4.4i X5? Probably doing 10k miles for 36 months. Thanks.
#174 of 807 Yet another lease question... by andrews11 Feb 25, 2006 (8:06 pm)
I am considering a lease on a 2006 X5 3.0. Historically I purchase them so leasing is new to me. Following are the details:   06 X5 3.0, black sapphire,cold, premium, rear climate, auto, heated steering, rear airbags, self dimming, xenon. MSRP (including dest) 50,905 Now the deal: 24 mos, 15k miles per year (upgraded from 10k), money factor .0015, residual 72%,i believe cap cost is msrp (if that makes sense).   I am told that this is a deal the dealership is subsidizing with BMWFS and that nobody can touch it. They want $2500 down (TTL), no sec deposit, and payments of $550.00 per month.   I would greatly appreciate any help you can provide. Also I am in no hurry. My guess is that SAV/SUV sales will continue to be soft resulting in more incentives. Anybody heard anything? Replies to this message: x5girl (Feb 25, 2006 10:43 pm) andrews11 (Feb 26, 2006 11:34 am)
#175 of 807 Re: Yet another lease question... [andrews11] by x5girl Feb 25, 2006 (10:43 pm)
Replying to: andrews11 (Feb 25, 2006 8:06 pm) Andrews11,   Hello. May I ask what dealer (what state do you live) gave you those lease rates? I was recently quoted on a 36 mo. 12k mile per yr. lease a residual of 59%, money fact .00115 on a similar priced '06 X5. Does the $550 per mo. include tax?   Just curious about the differences.   Thanks! Replies to this message: andrews11 (Feb 26, 2006 11:34 am)

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