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BMW X3 Lease Questions

723 messages,  Last post on Oct 26, 2009 at 8:06 AM

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What is this discussion about? BMW X3, Car Leasing, SUV

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#126 of 723 What do you think? by chmcmm Mar 24, 2006 (7:56 pm)
I saw an ad today in the local paper. 2006 X3 auto/AWD 36 months/10K miles per year for $399 month + taxes/tags with nothing down but a $400 security deposit. It doesn't list all the options or the MSRP so I emailed the dealer for more details. Even without all the details it seems like a pretty good offer. What do you think? Replies to this message: bdr127 (Mar 25, 2006 7:08 am)
#127 of 723 Re: What do you think? [chmcmm] by bdr127 Mar 25, 2006 (7:08 am)
Replying to: chmcmm (Mar 24, 2006 7:56 pm) Check all the details....   Does that price include tax, tags, bank acquisition fee, doc fee, etc? (You indictate "+ taxes/tags", so I presume not?) What is your state tax rate? Are you in Texas or Illinois? Usually those ads leave all that extra stuff out....   Interesting, though, that it says no money down other than a $400 deposit. Chances are that you'll also need to make the first month payment up front (as almost all leases require), so total out of pocket at delivery would be more like $800.   Regardless, this X3 probably has automatic transmission as its only option. I'd check to see if it even has a sunroof....
#128 of 723 New 2006 X3 Residuals by jverg Mar 25, 2006 (2:17 pm)
In California......   3 years, 12,000 miles   67%
#129 of 723 Re: Hello Car_man!!!!! March X3 Lease info yet!?!? [Car_man] by rich1122 Mar 26, 2006 (12:13 am)
Replying to: Car_man (Mar 07, 2006 4:57 am) "If you were to lease a 2006 BMW X3 through BMW Financial Services right now for 36 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00125 and 60%, respectively."   Hi, this is pretty much the exact lease that I am interested in, does anyone know if waiting until April would be beneficial or am I better off leasing in March?   Thank You! Replies to this message: kyfdx (Mar 26, 2006 8:56 am) tominnva (Mar 26, 2006 10:35 am)
#130 of 723 Re: Hello Car_man!!!!! March X3 Lease info yet!?!? [rich1122] by kyfdx HOST Mar 26, 2006 (8:56 am)
Replying to: rich1122 (Mar 26, 2006 12:13 am) I don't know the exact details... but, BMW has just come out with a special lease on the X3.. Basically raising the residual by 5%..   I don't know if it is regional or not... But, in my local paper today, they were quoting the residual as 65% for 3yr/45K..   If I were contemplating an X3 lease, I wouldn't wait for a better deal..   regards, kyfdx Host-Prices Paid Forums Replies to this message: tominnva (Mar 26, 2006 10:35 am)
#131 of 723 Re: Hello Car_man!!!!! March X3 Lease info yet!?!? [kyfdx] by tominnva Mar 26, 2006 (10:35 am)
Replying to: kyfdx (Mar 26, 2006 8:56 am) I bought my X3 in the Washington DC area 10 days ago. They indicated that BMW finance had just increased the residual to 65% for 3yr/45K, but the money factor was .0017 rather than .00125. Just for comparison, the residual was 68% for 3yr/30K, and (I think) 67% for 3yr/36K.   Good luck with your ride! I'm really enjoying mine.
#132 of 723 Re: Hello Car_man!!!!! March X3 Lease info yet!?!? [jverg] by Car_man HOST Mar 31, 2006 (5:03 am)
Replying to: jverg (Mar 07, 2006 11:47 pm) You're very welcome, jverg. Dealers really don't make any profit by leasing vehicles to consumers at banks' buy rates. Some banks kick dealers a couple hundred dollars, like $100 or $200, but given the paperwork involved I would hardly consider that profit. Like most banks, BMW does place a cap on how much dealers can mark-up vehicles money factors. I don't remember how high BMW FS' cap is, probably .00040 to .00050. It doesn't really matter though because given the market for the X3 right now, you should not let the dealer that you are working with mark up your truck's money factor at all.   Car_man Host Smart Shopper / Prices Paid Forums
#133 of 723 Just leased a X3 in SCAL by diye Apr 02, 2006 (6:46 pm)
After reading the forum, I realized there can not be a better time to lease a X3. So I went shopping today.   My initial plan is: (1). 2300 off MSRP; (2). Get the 67% residua for 36 MO, 12k/year; (3). Get 0.00125 money factor; (4). Pay only $625 ( not $825 as dealers usually charge ) bank fee;   What I ended up getting is: MSRP: $40995 Purchase Price: $39000 Residual: 39 MO, total 39k Miles at 67%! (instead of 36 MO) Money Factor: 0.00155 Down Payment: $900 Bank Fee: $625 Security Deposit: $450 Monthly Payment: $372   The $372 monthly payment is very close to my initial plan, but with the following factors: (1). On purchase price, deal got $300 more; (2). On money factor, deal got 0.0003 more, translate to $770 more in total payments; (3). I got a big surprise by getting 67% residual on a 39 month lease, I would imagine the residua for 39 month should be 64-65%; That translates to about $1000 to my favor;   Overall, I spent total of 3 hours to get the car. I probably could have saved several hundred dollars by going to more dealers and irritate most of them. But this deal sounds very sweet to me, thanks mainly to BMW for their incredible lease program to start with. Replies to this message: pgeters (Apr 02, 2006 8:47 pm) Car_man (Apr 04, 2006 2:00 am) virginiacar (Apr 05, 2006 8:52 am) Car_man (Apr 16, 2006 4:00 am)
#134 of 723 Re: Just leased a X3 in SCAL [diye] by pgeters Apr 02, 2006 (8:47 pm)
Replying to: diye (Apr 02, 2006 6:46 pm) Excellent! I am going to take your stats and use them during negotiations. I would be happy to come away with a deal like yours. Thanks Diye!
#135 of 723 X3 MF/Residuals by jzack24 Apr 03, 2006 (7:34 pm)
Hello. Does anyone know the money factors and residuals for the X3? I'm interested in 15K/yr programs for 24 and 36 months (also 27 and/or 39 if they exist). Thanks for your help! Replies to this message: Car_man (Apr 04, 2006 2:03 am)

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