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BMW X3 Lease Questions

723 messages,  Last post on Oct 26, 2009 at 8:06 AM

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What is this discussion about? BMW X3, Car Leasing, SUV

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#11 of 723 Urgent Assistance needed on 2005 X3 3.0i lease by bra Sep 01, 2005 (5:34 am)
brd127...you are correct there are about $1000 in various fee's...bank fee's, etc.. I'm just not totally comfortable w/the fact I'm trading in my vehicle and still hvae a pmt. of $454.. Although I must keep into consideration that it has an MSRP of $45.7K....your thoughs..   Thx again, B
#12 of 723 Re: 2005 X3 3.0i lease [bdr127] by kyfdx HOST Sep 01, 2005 (5:35 am)
Replying to: bdr127 (Sep 01, 2005 5:27 am) Agreed... the mileage is probably adding $1000 to the cap cost...   It is hard to know the exact breakout, and staying away from the recommendation that you not put that amount of money down on a lease..... I would insist on them using the base rate of .0010.... That alone would drop the payment by around $30/mo...   If your trade-in of $5800 encompasses all of your upfront charges.. including first payment, security, etc... Then getting the base rate would make it a decent deal... at least from the information we have..   regards, kyfdx
#13 of 723 Urgent Assistance needed on 2005 X3 3.0i lease by bra Sep 01, 2005 (5:40 am)
kyfdx.... thx...yes the $5,800 includes all upfront charges...i walk in w/the car...trade it in and leave w/a car...no cash outlay. So you feel that the Aug. 05' money factor should be .0010? If so, I'll push that fact and I could also have them drop the mileage to 16K/yr....would that drop the payment another approx. $20/month?   Thx. B Replies to this message: kyfdx (Sep 01, 2005 5:59 am)
#14 of 723 Re: Urgent Assistance needed on 2005 X3 3.0i lease [bra] by kyfdx HOST Sep 01, 2005 (5:59 am)
Replying to: bra (Sep 01, 2005 5:40 am) I am sure of the money factor.. Just dropping that to .0010 will save $30/mo.. I'm not sure of the mileage hit.. But dropping 1K miles per year should save another $13-$14 per month..   Don't count on them agreeing to this... Dealers that mark up the money factor like to stick to it... But, it is getting late in the '05 model year, and that is a loaded up car... Hopefully, they'll be motivated to move it...   regards, kyfdx
#15 of 723 Urgent Assistance needed on 2005 X3 3.0i lease by bra Sep 01, 2005 (6:04 am)
KYFDX, even at .0014 is this a reasonable deal...considering that it's nearly max'ed w/options 17,000miles/yr..... $454/month for 39mnths. If it's way out of the ball park then i'll walk. Other non BWM (i.e. VM, Land Rover) dealers are only going to give me approx. $2,500 for the trade in. The trade in is probably only worth $4,000 due to the fact I need to drop about 2K in A/C compressor, bearings, and brakes all around. Your thoughts on the walk or accept on this current deal....while most likely having to stick to the .0014. I have about 15min. b/f I need to head up there. I greatly appreciate your insight. Regards, B Replies to this message: kyfdx (Sep 01, 2005 6:09 am)
#16 of 723 Re: Urgent Assistance needed on 2005 X3 3.0i lease [bra] by kyfdx HOST Sep 01, 2005 (6:09 am)
Replying to: bra (Sep 01, 2005 6:04 am) Well... your upfront costs would normally run about $1800...   So, you are putting $4000 down... Add that back into the lease, and your payment is about $560/mo.. I guess that is not a bad deal on a $47K car... with a 17K/yr mileage allowance...   And, if you feel like you are coming out ahead on your trade-in, and this is the car you want, you aren't being taken advantage of, I don't think...   I'd give it a try.. ask for the base rate... ask for a $500 check back from your trade to make the next payment... beg for floomats... lol..   If it doesn't work, take it as is.... Life is short...   regards, kyfdx
#17 of 723 Urgent Assistance needed on 2005 X3 3.0i lease by bra Sep 01, 2005 (6:18 am)
KYFDX, ha...good stuff.. FYI...i did get the floormats...now i'm going to ask for an internal bike rack!!! I negotiated over a two week time frame and this deal has come down over $125/month from initial until now. I feel fairly comfortable...and I do agree w/you....I'm young and I only live once. This is my first lease and I'm now much wiser...that's for sure! I also agree It won't hurt to question the rate of .0014.   Thank you very much for the insight! I'm off to p/u my new vehicle..   Have a great weekend! B
#18 of 723 Urgent Assistance needed on 2005 X3 3.0i lease by bra Sep 01, 2005 (10:58 am)
KYFDX, well I ended up signing the lease, but I did one last run through on the numbers w/the deals and I backed off the mileage to 15K and ended up getting a $430/month paymt. w/the trade in. First pmt and security deposit of $450 will be taken car off w/the trade in. I couldn't get them to back off the .0014...oh well can't win them all. All in all I feel pretty comfortable w/the deal. Once again...thx for providing your expect opinion.   B Replies to this message: kyfdx (Sep 01, 2005 11:10 am)
#19 of 723 Re: Urgent Assistance needed on 2005 X3 3.0i lease [bra] by kyfdx HOST Sep 01, 2005 (11:10 am)
Replying to: bra (Sep 01, 2005 10:58 am) That sounds like a really nice vehicle...   One more note.... about 9-12 months before lease end, you can purchase additional miles from BMWFS for $0.16 each.. At that time, you might have a good idea of what you need, and won't overpay for miles that you won't use...   Alternatively.... keep that mileage down, and you'll stay in warranty for the entire lease term.   regards, kyfdx
#20 of 723 Looks like BMW canceled the 39 mo deal by sponge_worthy Sep 01, 2005 (5:05 pm)
Congrats to all who got in on it....

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