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BMW 5-Series Lease Questions

2607 messages,  Last post on Dec 08, 2009 at 4:21 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? BMW 5 Series, Car Leasing, Sedan, Wagon

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#61 of 2607 Re: New 530i Lease -- Gurus, please help! by Car_man HOST Oct 16, 2005 (8:32 am)
Welcome Harry. I'm glad that you enjoy this discussion so much. $1,000 over invoice sounds like a reasonable selling price for a 2006 BMW 530i to me, but for additional feedback on the price that you were quoted you should stop by the following discussion: "BMW 5-Series: Prices Paid & Buying Experience".   As far as making a down payment when leasing goes, I always advise consumers against making any sort of capitalized cost reduction when leasing. I do so for two main reasons. The first is if your vehicle is totaled in an accident or stolen during your lease, your insurance company pays off the bank that you were leasing it through and your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So your lease-end purchase option price for your 530i would be exactly the same, regardless of whether you had put several thousand dollars down, or had made absolutely no down payment at all.   BMW Financial Services' current buy rate lease money factor for leases of the 2006 530i up to 42 months in length is .00140 with the payment of a security deposit. BMW FS does not deal directly with the general public, so you will have to go through a BMW dealer to lease your car. At lease signing, consumers who lease BMWs normally have to pay their vehicle's first month's payment, a security deposit equivalent to that payment rounded up to the nearest $50 increment, BMW FS' acquisition fee of $625, and any required state taxes or fees.   Car_man Host Smart Shopper / Prices Paid Forums Replies to this message: bimmerdude (Oct 16, 2005 9:20 am)
#62 of 2607 Re: New 530i Lease -- Gurus, please help! [Car_man] by bimmerdude Oct 16, 2005 (9:20 am)
Replying to: Car_man (Oct 16, 2005 8:32 am) Thanks very much, Car man! One more question: What is the best time to buy from now? Around Christmas? End of October or November, if I can't wait until New Year Is that true that you usually got a better deal for the car on their lot rather than ordering? Thanks!
#63 of 2607 Re: lease transfers??? [cpanag] by tcoz Oct 16, 2005 (4:17 pm)
Replying to: cpanag (Oct 15, 2005 8:38 am) As far as lease transfers, I just transferred my X3 lease using swapalease.com. Entire process went smoothly and took about 4 weeks with BMWFS. The lease transfer fee is usually paid by the person assuming the lease as BMWFS requires a check to accompany the lease transfer documents at the beginning of the process, BUT you can negotiate this with the person "selling" the lease and possibly get them to split it with you or even pay it all.   As for this specific car, you'll have to do all the math and compare it with deals available on an equivalent new car at this time. Just be sure the remaining miles fits with your needs. Replies to this message: cpanag (Oct 16, 2005 4:26 pm)
#64 of 2607 Re: lease transfers??? [tcoz] by cpanag Oct 16, 2005 (4:26 pm)
Replying to: tcoz (Oct 16, 2005 4:17 pm) euxapisto T Coz. That's helpful. I'm checking out the same site and process. Hope you don't mind if I have a few more questions.
#65 of 2607 Please help! by bimmerdude Oct 17, 2005 (1:07 pm)
Hi Car Man (or any other gurus), The dealer does not have the car I am looking for. My question is that if I order a car now and have it delivered in 8 weeks, does this car count as a sale for this month or as a sale at the time of delivery? I understand the best time to buy a car is around Xmas, so should I order the car now or wait until Xmas to order? What is the best time to order a new car? Please help, Thanks very much!
#66 of 2607 When is the best time to lease? by dasbmw Oct 17, 2005 (5:29 pm)
I am in the market for a new BMW. I am interested in the 525i. I have some flexibility on the purchase date. From now until the end of December is fine. Is there a pattern to the residuals, price increases and money factors? Right now I can lease a 525i with a money factor of .0016. What is it likely to be in December or November? The money factor plays a huge role in the lease price. If I can get a pre price increase car now for the $1000 over invoice plus the .0016 money factor should I do that or wait until December, take the $800 hit on the price increase (that already happened) and hope for a better selection and lower money factor?   Thanks,   David
#67 of 2607 Re: Help on a 530xi lease...please? [Car_man] by rockymtn_e36 Oct 17, 2005 (8:56 pm)
Replying to: Car_man (Oct 16, 2005 8:25 am) Thanks so much Car_man. I did actually go back into the dealership and negotiate the price down a bit, got the dealer to drop the acq. fee to $625 and they also dropped the lease MF to .0014. ( I took notes with me and actually wrote what I wanted to get from them on their original quote...my sales guy took that sheet "into the manager's office", and came back with a lease price that was right on the money with what you have said).   Thanks for all the advice! Looks like I'll be driving a new 530xi come December 14th...
#69 of 2607 530i lease by grnfish Oct 18, 2005 (9:58 am)
I am ready to lease a 06 530i with premium, cold weather package, satellite and Septronic. MSRP $51,915 quoted price $48,867 I am looking at a 36 month lease with 20,000 miles. What is the Money Factor and the Residual Value through BMW Finance for this lease. I currently have an 325xi that the lease ends the first week in November so they have my security deposit from my current lease. Is there anything else that I need to consider or am forgetting? My tax rate is 6%. What should I expect my monthly payment to be? Thank you. I have thoroughly enjoyed this forum. Replies to this message: bdr127 (Oct 18, 2005 7:18 pm)
#70 of 2607 Re: 530i lease [grnfish] by bdr127 Oct 18, 2005 (7:18 pm)
Replying to: grnfish (Oct 18, 2005 9:58 am) That's a great discount on that car... almost 6% off the price.

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