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BMW 5-Series Lease Questions

2605 messages, Last post on Dec 06, 2009 at 5:24 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
Anyone know what the April Lease rates are or will look like? thx...
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Replying to: talei123 (Apr 03, 2006 6:50 am) |
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In general, it is always good not to put any money down to buy down the capitalized cost of the lease. Apart from losing the down payment if the car is totalled, you can typically earn better returns on your investment if you have a special Money Factor (like what BMWFS is offering on the 5 series). For many people putting multiple security deposits is a great deal. You can buy down the MF to up to 0.0049 by putting seven deposits and that is equivalent to a reduction in the interest rate of almost 1.2%. On most deals this translates to an ROI of greater than 10%. And this is in post-tax money. |
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Great post! Can you provide more detail, i.e. how much is each deposit, and I assume the total amount is then multiplied by seven to get the maximum discount? Do you get these deposits back at the end of your lease, or are they used to pay off the final payments of your lease? Could you put together an example scenerio, and is this figured in with the current inflation rate? |
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Replying to: lloyd5 (Mar 31, 2006 3:58 am) Car_man Host Smart Shopper / Prices Paid Forums |
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Replying to: yaya1 (Mar 31, 2006 3:31 pm) Car_man Host Smart Shopper / Prices Paid Forums
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Replying to: xspectg (Apr 01, 2006 10:31 am) I estimate that you could use your $4,000 to make your car's first security deposit plus 5 additional. Since BMW reduces vehicles' monty factors by .00007 for each additional deposit, 5 additional would drop this car's money factor to around .00190. Car_man Host Smart Shopper / Prices Paid Forums |
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Replying to: alboogie7 (Apr 03, 2006 6:50 am) Car_man Host Smart Shopper / Prices Paid Forums
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Replying to: Car_man (Apr 04, 2006 1:57 am) Im looking at either the 525xi or 530xi with 10k/per year on a 3 yr lease...thx for your help
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First time BMW (potential) owner. Trying to lease a 06 525xi. Here are the specs: Black on Black Premium Nav Cold weather package Automatic MSRP : 51220 DP : 47500 With the new April lease rates : 0.0016 for 36 months/10k The final price is 560/month plus tax. 0 down Thanks
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