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BMW 5-Series Lease Questions

2605 messages,  Last post on Dec 06, 2009 at 5:24 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? BMW 5 Series, Car Leasing, Sedan, Wagon


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#554 of 2605
April Lease rates? by alboogie7
Apr 03, 2006 (6:50 am)
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Anyone know what the April Lease rates are or will look like? thx...
#555 of 2605
Re: 2006 530I LEASE [talei123] by bdr127
Apr 03, 2006 (7:11 am)
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Replying to: talei123 (Apr 03, 2006 6:50 am)

I don't know about the details on the lease, in particular.... but as far as the selling price of the car, it's very good. The dealer is making less than a thousand bucks at that price....
#556 of 2605
Put zero cap down; buy down the rate with MSD by vsaxena
Apr 03, 2006 (11:38 am)
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In general, it is always good not to put any money down to buy down the capitalized cost of the lease. Apart from losing the down payment if the car is totalled, you can typically earn better returns on your investment if you have a special Money Factor (like what BMWFS is offering on the 5 series).
For many people putting multiple security deposits is a great deal. You can buy down the MF to up to 0.0049 by putting seven deposits and that is equivalent to a reduction in the interest rate of almost 1.2%. On most deals this translates to an ROI of greater than 10%. And this is in post-tax money.
#557 of 2605
Buying down the MF with multiple deposits by omeganet
Apr 03, 2006 (9:48 pm)
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Great post! Can you provide more detail, i.e. how much is each deposit, and I assume the total amount is then multiplied by seven to get the maximum discount? Do you get these deposits back at the end of your lease, or are they used to pay off the final payments of your lease?
 
Could you put together an example scenerio, and is this figured in with the current inflation rate?
#558 of 2605
Re: 530xi wagon lease deal [lloyd5] by Car_man HOST
Apr 04, 2006 (1:45 am)
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Replying to: lloyd5 (Mar 31, 2006 3:58 am)

You're very welcome, lloyd5. Enjoy your new car .
 
Car_man
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Smart Shopper / Prices Paid Forums
#559 of 2605
Re: bmw 530xi lease [yaya1] by Car_man HOST
Apr 04, 2006 (1:48 am)
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Replying to: yaya1 (Mar 31, 2006 3:31 pm)

Hi yaya1. You never mentioned the selling price of the car that you are interested in leasing. This is an important number for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the price of the car that you want to lease you don't know how good a price you are getting it for. The second reason is that one needs the selling price of a vehicle that they want to lease is that it is necessary to calculate its lease payment. I would be more than happy to give you my opinion on this deal if you let me know what its selling price is.
 
Car_man
Host
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#560 of 2605
Re: 2007 525i lease package - Car_man please advise [xspectg] by Car_man HOST
Apr 04, 2006 (1:55 am)
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Replying to: xspectg (Apr 01, 2006 10:31 am)

Hello xspectg. You would be much better off using the proceeds from your trade to make multiple security deposits than as a down payment. I always advise consumers against making any sort of down payment when leasing. I do so for two main reasons. The first is if your vehicle is totaled in an accident or stolen during your lease, your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So your lease-end purchase option price for your BMW would be exactly the same, regardless of whether you had put $4,000 down, or had made absolutely no down payment at all.
 
I estimate that you could use your $4,000 to make your car's first security deposit plus 5 additional. Since BMW reduces vehicles' monty factors by .00007 for each additional deposit, 5 additional would drop this car's money factor to around .00190.
 
Car_man
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#561 of 2605
Re: April Lease rates? [alboogie7] by Car_man HOST
Apr 04, 2006 (1:57 am)
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Replying to: alboogie7 (Apr 03, 2006 6:50 am)

Hi alboogie7. I can give you an idea of what BMW's new April lease program is like. What car do you want, how long do you want to lease it for, and how many miles per year do you need to be able to drive it. Let me know and I will give you the details.
 
Car_man
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#562 of 2605
Re: April Lease rates? [Car_man] by alboogie7
Apr 04, 2006 (4:58 am)
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Replying to: Car_man (Apr 04, 2006 1:57 am)

Hi Carman,
 
Im looking at either the 525xi or 530xi with 10k/per year on a 3 yr lease...thx for your help
#563 of 2605
Car Man is this a good Lease deal on 525xi ? by bon_bon
Apr 04, 2006 (10:58 am)
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First time BMW (potential) owner. Trying to lease a 06 525xi. Here are the specs:
Black on Black
Premium
Nav
Cold weather package
Automatic
 
MSRP : 51220
DP : 47500
 
With the new April lease rates : 0.0016 for 36 months/10k
The final price is 560/month plus tax.
0 down
 
Thanks

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