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BMW 5-Series Lease Questions

3911 messages,  Last post on May 22, 2013 at 5:18 PM

You are in the Prices Paid - Buying & Leasing Experiences Forum.

What is this discussion about? BMW 5 Series, Car Leasing, Sedan, Wagon

Messages Page 365 of 392

#3635 of 3911 Re: Residual and Money Factor on 2012 and 2013 528xi [armitagemike] by Car_man HOST

Sep 24, 2012 (4:25 pm)

Replying to: armitagemike (Sep 20, 2012 12:09 pm)
Hello armitagemike. BMW Financial Services' September buy rate lease money factor and residual value for a 36-month lease of a 2013 528xi with 12,000 miles per year are .00145 and 60%, respectively for consumers who qualify for its top credit tier.
 
The numbers for an otherwise identical lease of a 2012 model are .00145 and 58%.
 
If you were to lease with only 10,000 miles per year, these cars' residual values would be 1% higher.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#3636 of 3911 HELP!!! by amanda0

Sep 24, 2012 (11:11 pm)

I am need of major help. I am to leasing and have been really do my research but I am still lost. I am going to look into a 2012 528i. I emailed a dealer and this is what he sent me:
 
(I do have the perfect car for you with the color combination you want. It’s actually a Factory Demo which has only 1,666 miles on it but the lease comes out to be better. It’s got the basic packages you need.
 
The MSRP is $56,095
 
We have it advertised for $50,981 (discount of $5100). If you are a current BMW customer you also get an additional $1,250 from BMW!!!!
 
Rates and programs have never been better on the 528i.
 
Let’s say that with 2,000 total drive off / 36 month lease. Difference in payment between 10k and 12k is $15.00
 
Average Monthly is $615 + tax (on approved credit) and this is for 10k miles per year. Residual is 59%
 
I really need help on what I should ask next. He did not give me the details and break down on the car yet. If this has the so called basic options than why would the msrp so high? The invoice on a basic is about 43,330. Since this has some miles on it would I be able to negotiate an extra discount because I would have to pay for it? They are also offering a $2500 option allowance am I able to apply that to MSD? I have a crappy credit score of 570. Another dealership is also offering a $1000 dealer cash on the same car, would I be able to ask for it here also? Thanks in advance.

#3637 of 3911 Re: Residual and Money Factor on 2012 and 2013 528xi [Car_man] by repete81

Sep 25, 2012 (9:36 am)

Replying to: Car_man (Sep 24, 2012 4:25 pm)
Car Man can you tell me what the residual would be on a 2013 BMW 535xi with 15000 miles is?

#3638 of 3911 535 lease by friedcfood

Sep 29, 2012 (8:56 am)

Car_man-
 
Lease offer for 535i 2012 manager demo car with 5kmiles
Msrp 63k
Cap 54200
MF 0.00125
RV 57% 10K miles
Monthly 668 tax inc
Down would be about 2k to include first month, bank fee, registration.
 
Problem is I have a BMW lease 2009 model with 2 payments left costing 950.
They're not willing to pay off my current lease. If I eat the 950 will this be a good deal? Or is there something else I can do? I checked the buy off on my current lease and its less than the current trade in value. So buying my current lease and then selling it is not an option.
 
Thnka for your help. Cheers.

#3639 of 3911 Re: 535 lease [friedcfood] by dv5990

Sep 29, 2012 (9:19 am)

Replying to: friedcfood (Sep 29, 2012 8:56 am)
This isn't carman but it seems like you could do better.
 
I just leased a 2012 with an msrp of 65,745 for 670 with 3500 all in.
 
Brand new 12k per year including tax.
 
Hope this helps.

#3640 of 3911 is this a good deal by drofnats

Sep 29, 2012 (10:26 am)

2012 535i
 
10K/36 mo
MSRP 55745
RV 57%
MF .00145
Prem/XM Sat
$3500 BMW, $750 loyalty, $2500 dealer discount
$1k due at signing inc 1st mo payment/$625 inc tax
 
Is this a good deal?

#3641 of 3911 Re: BMW 528Xi - Is this a good deal? [sshenoy] by kssod1

Sep 30, 2012 (8:06 am)

Replying to: sshenoy (Aug 14, 2012 1:55 pm)
The only way to evaluate a lease is to know:
 
1 MSRP
2 Negotiated sale price
3 Money factor
4 residual
 
It is highly advised on this board and others that one does not put money down to lower payment.
state taxes vary so independent of lease

#3642 of 3911 Re: BMW 528Xi - Is this a good deal? [kssod1] by SergeyM

Sep 30, 2012 (9:09 pm)

Replying to: kssod1 (Sep 30, 2012 8:06 am)
Not really. You use these four numbers to calculate a lease payment, but the only number that actually counts is the monthly payment, I assume $0 OOP. MSRP is only important to specify how much car you getting.
 
E.g $63K BMW 535 for $600 per month for 36 month, 12K miles per year is a great value, $750 per month for the same car and terms - not so much.

#3643 of 3911 How much should I put down with monthly lease for 535i by kaz12

Oct 01, 2012 (2:20 pm)

Hi,
I need some help here. I was wondering what is the right amount of money to put down with monthly lease for this http://www.motorwerksbmw.com/detail-2012-bmw-5_series-4dr_sdn_535i_xdrive_awd-ne- - w-9135769.html
 
I was thinking in terms of $3500 down with $600 monthly lease. Is it still high or is it a good deal if it works out?
 
Thanks.

#3644 of 3911 Re: Residual and Money Factor on 2012 and 2013 528xi [repete81] by Car_man HOST

Oct 01, 2012 (3:19 pm)

Replying to: repete81 (Sep 25, 2012 9:36 am)
Hi repete81. BMW Financial Services' current buy rate lease money factor and residual value for a 36-month lease of a 2013 535xi with 15,000 miles per year are .00145 and 58%, respectively for consumers who qualify for its top credit tier.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

Messages Page 365 of 392

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