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BMW 5-Series Lease Questions

3910 messages,  Last post on May 18, 2013 at 11:25 PM

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What is this discussion about? BMW 5 Series, Car Leasing, Sedan, Wagon

Messages Page 338 of 391

#3371 of 3910 Re: 2011 550 GT res + MF please [macdad] by Car_man HOST

Jan 25, 2012 (6:41 pm)

Replying to: macdad (Jan 10, 2012 10:33 am)
Oh, sorry about the confusion, Macdad. BMW Financial Services' January buy rate lease money factor and residual value for a 36-month lease of a 2011 550i GT with 12,000 miles per year are .00195 and 41%, respectively for consumers who qualify for its top credit tiers.
 
That's right, 41. Ouch. If you really want to lease, you're much better off going with a 2012 model.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#3372 of 3910 Re: 535i xdrive [ap75] by Car_man HOST

Jan 25, 2012 (6:44 pm)

Replying to: ap75 (Jan 12, 2012 3:06 pm)
Greetings ap75. BMW Financial Services' January buy rate lease money factor and residual value for a 36-month lease of a 2012 535i xDrive Sedan with 12,000 miles per year are .00185 and 58%, respectively for consumers who qualify for its top credit tier.
 
Don't worry about not being a loyal customer, the loyalty program went away anyhow.
 
You definitely want to put as little money down as possible when leasing. Consumers who make large down payments on leased vehicles risk losing part or all of the money that they put down if their vehicle is totaled in an accident or stolen and never recovered.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#3373 of 3910 Re: Advice on 2012 528i xdrive lease [justplanenutty] by Car_man HOST

Jan 25, 2012 (6:47 pm)

Replying to: justplanenutty (Jan 20, 2012 2:44 pm)
Hi justplanenutty. According to the latest information that I have seen, if you were to lease a 2012 BMW 528i xDrive Sedan through BMW Financial Services right now for 36-months with 10,000 miles per year, its buy rate lease money factor and residual value would be .00190 and 62%, respectively for consumers who qualify for its top credit tier.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#3374 of 3910 Re: Lease 36 or 48 months? [greencarleaser] by Car_man HOST

Jan 25, 2012 (7:00 pm)

Replying to: greencarleaser (Jan 23, 2012 11:42 am)
Hi greencarleaser. You're getting your husband a 5-Series? Too bad you're already taken .
 
For some reason, the way BMW's lease program is structured right now it appears as though a 36-month lease would actually be cheaper than a 42- or 48-month lease of this car.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#3375 of 3910 Re: 2012 535i xdrive lease [rvcbmw] by gti329

Jan 26, 2012 (10:30 am)

Replying to: rvcbmw (Jan 12, 2012 7:09 am)
Hey Rocky725,
 
I'm looking to pull the trigger on a similar vehicle and i'm in NY. Can you email me the name of the dealer you used? gti329gmail.com
 
Thanks,
XOGRADY

#3376 of 3910 Re: 2012 550i xDrive and 535i xDrive Rates [benzpassion] by Car_man HOST

Jan 26, 2012 (5:41 pm)

Replying to: benzpassion (Jan 23, 2012 5:12 pm)
Hi benzpassion. BMW Financial Services' current buy rate lease money factor and residual value for a 36-month lease of a 2012 550i xDrive Sedan with 15,000 miles per year are .00190 and 56%, respectively for consumers who qualify for its top credit tier.
 
The numbers for an otherwise identical lease of a '12 535i xDrive are .00185 and 56%.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#3377 of 3910 Handshake deal until 1-30 by mackengr

Jan 28, 2012 (5:53 pm)

Wife works for dealership for many years, but have never purchased BMW. We have always received dealer cost with no doc fees, prep fees, etc., but this deal feels different. Worked on deal today for 2011 528i which was used as a service loaner. Car has 9200 miles and offered to me at $38,700, MF of .00205, acquisition fee of $725, and a residual of 46%. The MSRP is $48,775. The taxes are $3,340.77, which I do not understand how they are so high when the state rate is 6%. The final payment is $659.56. Deal is to be finalized Monday so any help is appreciated.

#3378 of 3910 Re: Handshake deal until 1-30 [mackengr] by sas12

Jan 29, 2012 (1:28 pm)

Replying to: mackengr (Jan 28, 2012 5:53 pm)
A couple of suggestions and facts.
1. Ask them to eliminate or lower the Acquisition fee.
2. Does the residual value include the $2760(reduction in RV because car has 9200 miles on it) which is deducted from the RV to calculate the real RV.? Existing miles are deducted from the RV at .30 cents per mile.
3. In most states the taxes on leased auto are levied and collected on the monthly payment each month. It is unusual to collect a sales tax upfront on leased vehicle. Sounds like a cap cost reduction.
4. THE MF on this car should be .00195.

#3379 of 3910 Re: Handshake deal until 1-30 [sas12] by mackengr

Jan 29, 2012 (6:16 pm)

Replying to: sas12 (Jan 29, 2012 1:28 pm)
1. I was not aware the Acquisition fee was a negotiable fee. I was under the impression the fee was set by BMW and was not negotiable. Is this an incorrect assumption?
2. When you say "Does the RV include the $2760.." are you implying the 46% could already have that $2760 included, therefore reducing from "x" to the now 46%?
3. The sales tax on leases should be captured on the monthly lease payment correct? If your tax rate is 6% and your lease payment is $500 per month then your final payment would be $500 + $30 (tax) = $530.
4. The Money Factor will depend on your credit rating I believe. If my credit score is near 800 then I should receive the best MF??
 
Thank you for your assistance.

#3380 of 3910 newbie 528i xdrive - cost of options in lease, wait for february or march? by iamgarygnu

Jan 31, 2012 (3:26 pm)

Hi All,
This is my first post after a long time lurking. I am ¡§this close¡¨ (fingers really close) to pulling the trigger on my first Bimmer. I¡¦ve targeted the 528i xdrive pretty much loaded to the hilt. I¡¦m in New Jersey, and the salesman mentioned in January that the programs right now are disappointing and to wait until around February 3 or so. My current lease (quasi economy car) is up mid-May, so I figure I¡¦m on target, or can even wait until very early March to order my new creampuff.
By my calculations, with the residual, etc. each thousand dollars of options should cost APPROXIMATELY $13 or so per month. I¡¦ve been struggling with whether to get the heads up display (I decided to go for it) and MAYBE the night vision (sure, toys, but once you¡¦re in for $60k for a car, what¡¦s another $4k?)
Is my math essentially correct, bearing in mind it depends on credit and money factor? While at it, any opinions on what options to just plain not get?
Many thanks ¡V I have not seriously looked at the Benz, and although most of the reviews I¡¦ve read seem to like the Audi A6 more than the BMW, well, it still is a BMW ƒº
Thanks again!

Messages Page 338 of 391

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