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BMW 5-Series Lease Questions

3911 messages,  Last post on May 22, 2013 at 5:18 PM

You are in the Prices Paid - Buying & Leasing Experiences Forum.

What is this discussion about? BMW 5 Series, Car Leasing, Sedan, Wagon

Messages Page 320 of 392

#3187 of 3911 Re: Carman please provide sept # for 528 and 535 [pitbull666] by Car_man HOST

Sep 08, 2011 (4:54 pm)

Replying to: pitbull666 (Sep 07, 2011 1:44 pm)
Hello pitbull666. BMW Financial Services' September buy rate lease money factor and residual value for a 36 month lease of a 2011 528i with 15,000 miles per year are .00195 and 55%, respectively for consumers who qualify for its top credit tiers.
 
The numbers for an otherwise identical lease of a 2011 535i are .00195 and 56%.
 
If you are a loyal customer these cars' money factors are .00030 lower.
 
BMW is currently providing a $1,730 cash incentive on 528 and 535 models that have navigation and $1,000 on cars without it.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#3188 of 3911 2011 528i Sedan w/ Navigation Lease by bluguys

Sep 08, 2011 (5:18 pm)

2011 528i, Navigation MSRP: $45,050, 15K miles per year for 36months
Selling price $42500
MF 0.0185
Residual 55%
 $1900 due at signing
Monthly $620
 
Is it a good deal?

#3189 of 3911 Re: Carman please provide sept # for 528 and 535 [Car_man] by jagg

Sep 09, 2011 (12:47 pm)

Replying to: Car_man (Sep 08, 2011 4:54 pm)
Thanks Carman. So they extended the Nav program that expired on 9/6? I need to lease a new 535 this month and wasn't sure what program they would put in for Sept.

#3190 of 3911 lease on 2011 550i demo by docgary1

Sep 09, 2011 (8:24 pm)

General question:
 
Looking at 2011 550i demo, 15,000 miles.
 
selling 62,000 (?original MSRP)
 
3500 DP, 10kmiles/yr
 
$649 +taxes /month x 36 m.
 
Warranty effectively 4 years/35,000 miles.
 
How much $ or percent off MSRP is reasonable with 15,000 miles on a loaner.?
 
$649 + tax/ month reasonable for above?
 
with the 2012 coming out in October, can i expect better deals on the 2011s?

#3191 of 3911 Re: lease on 2011 550i demo [docgary1] by kyfdx HOST

Sep 10, 2011 (6:23 am)

Replying to: docgary1 (Sep 09, 2011 8:24 pm)
Why do you care about the warranty, if you are only driving it 30,000 more miles during the lease period? Won't it be under warranty the entire time?
 
Also, while we are on that subject... the time period on the warranty started when it was put in service... So, there isn't four years left on it..
 
Which might be something to check. If you are leasing for three years, make sure that demo isn't over a year old... then, you might have an issue.
 
regards,
kyfdx

#3192 of 3911 Re: lease on 2011 550i demo [kyfdx] by docgary1

Sep 10, 2011 (9:37 am)

Replying to: kyfdx (Sep 10, 2011 6:23 am)
There is no question i will go over 30,000 miles...
hell, I'll probably do 50k ...
I'm deciding to either by more miles up front or wait...
 
At any rate, the chintzy 50k/4 year warranty reduced to 35k
will affect me (car is 2011)
(FWIW, MB and lexus, my recent cars, have 4-5 yr/100k)
 
More important to me is the question of a one time lease payment.
 
As per your prior response, i also believe BMW offers this option.
 
Yet, my salesguy says no - only up to 7 monthly security payments are allowed.
 
Could it be a dealer decision vs a USABMW policy?
 
Im collected all info ( Sticker price, asking price, packages, factor, residual)
 
to determine what discount is applied re: used /demo status.
 
Your feedback is appreciated.

#3193 of 3911 Re: lease on 2011 550i demo [docgary1] by kyfdx HOST

Sep 10, 2011 (10:03 am)

Replying to: docgary1 (Sep 10, 2011 9:37 am)
The one-pay lease only makes sense if BMWFS is not offering a subsidized rate... as the discounted money factor is only from the standard rate..
 
Since BMWFS subsidizes rates on almost all models, then I wouldn't do a one-pay lease, and would take advantage of the Multiple Security Deposit program, instead..
 
If you are going to drive 12K or 15K per year, then it makes no sense to do a 10K lease... It is much cheaper to get the miles with the higher 15K/year program.. Also, if you are driving that much, the savings from leasing a demo may prove to be false, as you'll be out of warranty for a good portion of the lease.. If your driving fits the parameters of the 3yr/30K lease, then that demo might be a very good deal..
 
Another thing to keep in mind... The residual on a demo is reduced by (the current mileage - 500 miles) X $0.30/mile..
 
So, a vehicle with 14,500 miles would have a residual of $4200 less than a zero mile new model.
 
regards,
kyfdx

#3194 of 3911 2011 550i loaner - by docgary1

Sep 10, 2011 (10:31 am)

The issue of one time pay lease is not a choice for me.
 
Unfortunately, I have an issue with credit which will not be cleared up until end of year.
 
This situation precludes me from any monies loaned by BMW, or any other institution.
 
The one pay lease garantees BMW full payment - and costs me interest ...
 
My only criteria is that any monies not paid if the car is total loss (fire, theft, accident)
 
is returned...Effectively, its like pre-paid monthly payments x 36 months.
 
I will have more info on this since Im going to another BMW dealer this PM
 
thx again

#3195 of 3911 Re: lease on 2011 550i [kyfdx] by docgary1

Sep 10, 2011 (3:04 pm)

Replying to: kyfdx (Sep 10, 2011 10:03 am)
lease on NEW BMW
 
2011 550i (premium 2, integrated phone)
 
Sticker - $66,350
 
sales price $63,442
 
12,000 miles/yr 36k x 3 yrs
 
residual 60%
 
factor .00115 (based on one time lease pay)
 
$758/ month ( plus 7% tax $53 =$810)
 
one time payment:
 
$758 x 36 = $27,288
 
tax 53x36 = $ 1,908
 
bank,docs,prep 1872
 
total = $31,068
 
not the best deal but .....
 
all feedback appreciated

#3196 of 3911 MF, Residual, Incentives on 2012 550xi ? by hirisc

Sep 12, 2011 (7:23 am)

I can find 2011 MF/Residual, but nothing concrete on 2012.
 
Any help appreciated.
 
15k miles, 36 months.

Messages Page 320 of 392

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