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BMW 5-Series Lease Questions

2610 messages,  Last post on Dec 09, 2009 at 10:58 AM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? BMW 5 Series, Car Leasing, Sedan, Wagon

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#2547 of 2610 Urgent Response Needed!! by sjbarrister Oct 19, 2009 (8:34 pm)
I negotiated with a dealer a sale price on a 528i for $45,000 with MF of .00145. The dealer agreed, but wants to lower the price to $43,981.00 but raise the MF to .00185. For both scenarios, the monthly payment is the same. But is there something I am not seeing? Is there any disadvantage or advantage to agreeing to the dealer's offer?   Thank you. Replies to this message: Car_man (Oct 21, 2009 1:30 am) sjbarrister (Oct 22, 2009 7:30 pm) Car_man (Nov 06, 2009 3:22 am)
#2548 of 2610 Re: Lease Question on 2010 BMW 528i [sjbarrister] by Car_man HOST Oct 20, 2009 (2:11 am)
Replying to: sjbarrister (Oct 09, 2009 12:34 pm) Hi sjbarrister. Let's take a look at the deal that you were quoted. The car that you are interested in, a 2010 528i Sedan, probably has a spread of around $3,800 between its full MSRP and its dealer invoice price. That puts the selling price that you were quoted at around $1,800 over dealer invoice. That's enough meat left on the bone that if you have the time and are so inclined it wouldn't hurt to comparison shop a little to see if you can beat this offer.   Once you arrive at a selling price that you are comfortable with, have the dealer calculate your car's monthly payment using its buy rate lease money factor of .00145 (.00160 for non-loyal customers who wish to have their security deposit waived).   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: sjbarrister (Oct 20, 2009 6:30 pm)
#2549 of 2610 Re: 528xi Money Factor and Residual [ed4040] by Car_man HOST Oct 20, 2009 (2:15 am)
Replying to: ed4040 (Oct 09, 2009 4:00 pm) Hi ed4040. Using the numbers in the post that you referenced, but increasing the mileage allowance to 15,000 miles per year would cause the payment to rise to around $647.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#2550 of 2610 Re: 550i MF & Residual - October 2009 [amgrouchy1] by Car_man HOST Oct 20, 2009 (2:27 am)
Replying to: amgrouchy1 (Oct 18, 2009 11:03 am) You don't sound that grouchy to me, amgrouchy1. BMW Financial Services' October buy rate lease money factor and residual value for a 36 month lease of a 2010 550i with 15,000 miles per year are .00155 and 57%, respectively.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#2551 of 2610 Re: Lease Question on 2010 BMW 528i [Car_man] by sjbarrister Oct 20, 2009 (6:30 pm)
Replying to: Car_man (Oct 20, 2009 2:11 am) Thank you Car_Man. I have negotiated a sale price and MF as described in my post #2547. What you you think?   Your response is greatly appreciated.   Thank you.
#2552 of 2610 Re: Urgent Response Needed!! [sjbarrister] by Car_man HOST Oct 21, 2009 (1:30 am)
Replying to: sjbarrister (Oct 19, 2009 8:34 pm) You're welcome sjbarrister. The $45,000 selling price that you negotiated is an excellent deal. I guess that somehow the dealer is making more profit on this deal by marking up the money factor. As long as none of the other terms of you lease have changed and the monthly payment is exactly the same, I don't see any harm in letting them reduce the price further and mark the factor up.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: sjbarrister (Oct 22, 2009 7:30 pm) Car_man (Nov 06, 2009 3:22 am)
#2553 of 2610 Re: Urgent Response Needed!! [Car_man] by sjbarrister Oct 22, 2009 (7:30 pm)
Replying to: Car_man (Oct 21, 2009 1:30 am) Thanks again Car_Man. I just consummated the deal today, and I am elated!! The car looks so beautiful in my garage!! Replies to this message: Car_man (Nov 06, 2009 3:22 am)
#2554 of 2610 Leasing a 2009 BMW 550i by dday1 Nov 01, 2009 (6:10 pm)
I am interested in leasing a 2009 BMW 550i with 7000 miles. Interested in leasing for 3 to 4 years, 15k per year. In negotiating the lease, what residual values and MF would you use? BTW, MSRP was $74k and current price is $62k. Thanks, Replies to this message: SergeyM (Nov 02, 2009 9:23 pm) Car_man (Nov 06, 2009 3:38 am)
#2555 of 2610 Re: Leasing a 2009 BMW 550i [dday1] by SergeyM Nov 02, 2009 (9:23 pm)
Replying to: dday1 (Nov 01, 2009 6:10 pm) Leasing a used car seldom makes sense. With you mleage requirements you should go with a new car 3 year lease just to stay within new car warranty. Good deal for a 2010 550 with similar options and $72K MSRP (no-charge value pack) should be around $900, maybe a little higher.
#2556 of 2610 Leasing '09s.. by kyfdx HOST Nov 03, 2009 (6:25 am)
If the car is a demo or a factory official model, and qualifies for the new car leasing program, it could be a very good deal.. (We leased an '08 with 10K miles last year at this time, and saved a lot of money).   But, if the car is truly used... then it most likely won't work.   If leasing through BMWFS, you'll have to stick with 36 months... they don't support 48 month leases.. Replies to this message: dday1 (Nov 03, 2009 4:34 pm) kyfdx (Nov 04, 2009 3:59 am) dday1 (Nov 04, 2009 7:02 am) SergeyM (Nov 04, 2009 9:26 pm) kyfdx (Nov 05, 2009 4:19 am)

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