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BMW 5-Series Lease Questions

2605 messages,  Last post on Dec 06, 2009 at 5:24 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? BMW 5 Series, Car Leasing, Sedan, Wagon


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#2434 of 2605
Re: TST Protection 528xi [capa2] by sanasr
Jul 23, 2009 (12:48 pm)
Reply

Replying to: capa2 (Jul 21, 2009 8:47 am)

where and which dealer did you buy your car.
#2435 of 2605
528xi Lease Signed...Car-Man what ya think? by cliffturn9
Jul 27, 2009 (4:55 pm)
Reply
So here is the deal that I just signed for a:
2010 BMW 528xi.
MSRP: 50,775
Discounted Price: 48,100
Residual Value: 57%
Money Factor: .00155
36 months
12k/year
Due at Delivery: 2,520 nothing else
Premium Package
Value Package
Xenon Lights
Monthly payment: $618
 
What do you guys think of this deal? I know I can't change anything now but just wanted to know your guys and Car-Man's opinion
#2436 of 2605
Re: 528xi Lease Signed...Car-Man what ya think? [cliffturn9] by monkeyshift
Jul 30, 2009 (4:51 pm)
Reply

Replying to: cliffturn9 (Jul 27, 2009 4:55 pm)

Is 618 with or without tax?
#2437 of 2605
Re: 528xi Lease Signed...Car-Man what ya think? [monkeyshift] by cliffturn9
Aug 03, 2009 (4:29 am)
Reply

Replying to: monkeyshift (Jul 30, 2009 4:51 pm)

yes 618 includes tax. good deal?
#2438 of 2605
Re: MF and Residual Rates [jsmduke] by Car_man HOST
Aug 04, 2009 (2:09 am)
Reply

Replying to: jsmduke (Jul 15, 2009 9:05 am)

You're very welcome, jsmduke.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
#2439 of 2605
Re: MF and Residual Rates [destifan] by Car_man HOST
Aug 04, 2009 (2:13 am)
Reply

Replying to: destifan (Jul 15, 2009 1:42 pm)

Hi destifan. According to the latest information that I have seen, the .00155 buy rate that you mentioned is correct. BMW FS uses a pass / fail system rather than a tiered system for leasing. That means either you qualify for its best available money factor, or you can't lease through them. If the factor that you are being quoted is higher than .00155, chances are that the dealer that you are working with is marking your car's factor up to add additional hidden, back-end profit to your deal. BMW dealers are notorious for doing this. If you are in an area that has a decent level of competition, there's a good chance that you will be able to find a dealer that will use BMW FS' buy rate to calculate your car's payment.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
#2440 of 2605
Re: 528xi Lease Signed...Car-Man what ya think? [cliffturn9] by Car_man HOST
Aug 04, 2009 (2:20 am)
Reply

Replying to: cliffturn9 (Jul 27, 2009 4:55 pm)

Hi cliffturn9. The money factor that you were quoted looks good. It's right in line with the latest BMW FS buy rate that I have seen for this model.
 
Let's look at the other important factor when negotiating a lease, the selling price. The car that you described probably has a spread of just under $4,000 between its full MSRP and its dealer invoice price. That means that the $2,600 dealer discount that you were quoted is probably around $1,300 over invoice. That's not bad, but if you are in an area that has a decent level of competition it would not shock me if you were able to find a dealer that was willing to knock another $500 or so off of this car's price. If you can't or aren't willing to do the legwork for that little, then don't worry...this is a decent deal.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
#2441 of 2605
2010 5 series August lease rates by alex_msu
Aug 07, 2009 (11:15 am)
Reply
Hi,
 
what are the August lease rates for 2010 5 series
 
Thanks
#2442 of 2605
BMW 5 Series lease by dazzling
Aug 14, 2009 (6:35 am)
Reply
We have been leasing with BMW for quite some years now. We just leased a 2009 X 5 4.8i. Now i wasn't to lease a 2009 BMW 535i. Loaded with the M package body kit and wheels. The payments they quoted me is 840 with no money down, 12K miles / 36 month lease. Is this a good deal????/ Thanks
 
 1050 535i
 USD 51,100.00
  
416 Carbon Black Metallic
 N/C
  
LCSW Black Dakota Leather
 N/C
  
ZCW Cold Weather Package
 750
  
            248 Heated Steering Wheel
 N/C
  
            494 Heated front seats
 N/C
  
            502 Retractable headlight washers
 N/C
  
ZMP M Sport Package
 4,500.00
  
            229 Active Roll Stabilization (ARS)
 N/C
  
            300 Space-saver spare
 N/C
  
ZPP Premium Package
 750
  
            319 Universal garage-door opener
 N/C
  
            430 Auto-dimming interior and exterior mirrors
 N/C
  
            431 Auto-dimming rearview mirror
 N/C
  
            563 Ambiance lighting
 N/C
  
ZVP Value Package
 N/C
  
            6FL iPod and USB adapter
 N/C
  
2TB Sport automatic transmission with shift paddles
 500
  
322 Comfort Access keyless entry
 1,000.00
  
337 M Sport Package
 N/C
  
            2NP 18" Light-Alloy Double Spoke wheels (Style ...
 N/C
  
            339 Shadowline exterior trim
 N/C
  
            438†Dark Poplar Wood
 N/C
  
            456†Comfort seats with lumbar support
 N/C
  
            704 Sport suspension
 N/C
  
            710 M steering wheel
 N/C
  
            715 Aerodynamic kit
 N/C
  
            775 Anthracite headliner
 N/C
  
609 Navigation system
 1,900.00
  
615 Online Information Services
 N/C
  
620 Voice-command
 N/C
  
653 HD Radio
 N/C
  
655 Satellite radio with 1 year subscription
 595
  
6AA BMW TeleServices
 N/C
  
6AB Steering Teleservices
 N/C
  
6UH Real Time Traffic Information
 N/C
  
         Net Total
 61,095.00
  
         Destination Charge
 825
  
         Gas Guzzler Tax
 N/C
  
         Total Suggested Price
 61,920.00
#2443 of 2605
Re: BMW 5 Series lease [dazzling] by dulnev
Aug 14, 2009 (1:52 pm)
Reply

Replying to: dazzling (Aug 14, 2009 6:35 am)

You didn't mention what state you're in -- the tax rate included in the payment can be significant in some places. You also did not mention what your negotiated price is. But $840 a month is what one should pay for a 550i fairly well loaded. You should not pay more than $500- $1,000 over invoice for a 535i, and you certainly shouldn't be paying more than $750 a month.

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