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BMW 5-Series Lease Questions

2595 messages,  Last post on Nov 24, 2009 at 6:51 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? BMW 5 Series, Car Leasing, Sedan, Wagon

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#2147 of 2595 Re: 2009 535xi Lease [thrawn1] by rocky725 Jan 28, 2009 (8:07 am)
Replying to: thrawn1 (Jan 27, 2009 7:32 pm) That sounds like a good deal compared to what I've been seeing. Other than the $2,500 rebate I have not been offered any additional reductions off msrp (from multiple dealers in the NYC and surrounding areas).
#2148 of 2595 Re: 08 535 lease Prem\Nav Get out [regissa1] by thunder10 Jan 28, 2009 (12:58 pm)
Replying to: regissa1 (Jan 27, 2009 8:04 am) I paid $3000 down ..Options include Premium Package/ Navigation/ Cold Weather/Xenon/XM
#2149 of 2595 '09 528 Lease - Bay Area by Jenn Jan 29, 2009 (11:54 am)
I'm looking at a '09 528 36 mo, 10K miles/yr.   $500 over invoice - $2500 stimulus package, total $46,910. (MSRP is $52,525) The dealer is including $825 destination fee, $400 MACO and $180 Training/service fee. I'm trying to get him to drop the MACO and T/S fees. Is this a good price?   I'm assuming I can lease for 60% residual, .001 MF and w/8.25% tax, payment will be $ 547.81   Am I missing any other fees they might throw in when I tell them I want to lease?   Is this a good deal? I don't need the car unitl mid March but the $2500 stimulus discount might make it better to buy before Feb 2nd.   Thanks for any help!
#2150 of 2595 Re: good deal?/newbie [abuck] by Car_man HOST Jan 30, 2009 (2:46 am)
Replying to: abuck (Jan 07, 2009 6:51 am) Congratulations on getting your new car, abuck. The lower your selling price is, the lower your payment will be. If you could have shaved a little more off of this car's selling price you would have been better off. Also, you never mentioned what money factor the dealer used to calculate your monthly payment. If you didn't ask, there is a good chance that the dealer marked it up to add additional back-end profit to your deal. BMW dealers are notorious for doing this.   Those are the two areas to focus on the next time around. For now, enjoy your sweet new ride !   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#2151 of 2595 Re: 528 I lease. [regissa1] by Car_man HOST Jan 30, 2009 (2:55 am)
Replying to: regissa1 (Jan 10, 2009 8:41 am) Hello regissa1. BMW Financial Services' current buy rate lease money factor for the 2009 528i is .00175. This money factor is for returning BMW FS customers or new ones who pay a security deposit equivalent to their vehicle's monthly payment rounded up to the nearest $50 increment at lease signing. It will waive its security deposit requirement for non-returning customers in exchange for a .00015 month factor increase. That probably explains why you were quoted .00190.   If you haven't finalized this deal yet, you're in luck. BMW recently introduced a special $2,500 cash incentive on leases of the 5-Series. Make sure to take this cash into account when renegotiating your deal. It will help you to get a much lower selling price.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: regissa1 (Feb 02, 2009 11:52 am) Car_man (Feb 23, 2009 2:59 am)
#2152 of 2595 Re: 535i lease [romer] by Car_man HOST Jan 30, 2009 (2:58 am)
Replying to: romer (Jan 11, 2009 7:30 am) Here you go, romer. BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 535i with 12,000 miles per year are .00175 and 60%, respectively. The numbers for an otherwise identical lease of an '08 535i are .00120 and 55%.   When negotiating your deal on either of these cars, make sure to take the $2,500 cash incentive that BMW recently introduced on them into account.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#2153 of 2595 Re: Leasing help [sellmyhome55] by Car_man HOST Jan 30, 2009 (3:03 am)
Replying to: sellmyhome55 (Jan 17, 2009 12:09 pm) Hi sellmyhome55. There's no need to be intimidated when negotiating a lease. Doing so is actually fairly simple if you just focus on two numbers, the selling price of the car that you want and the money factor that the dealer is using to calculate its payment. These are the two main profit centers for dealers on leases.   Shop around and negotiate the lowest possible selling price on the car that you're interested in. You can do some research first on how much you should pay by visiting the "BMW 5-Series Prices Paid and Buying Experience" discussion. Make sure to take the $2,500 cash incentive that BMW just introduced on this car into account during your negotiations.   Once you have arrived at a selling price that you are comfortable with, have the dealer calculate your car's monthly payment using BMW Financial Services' buy rate lease money factor for it, .00175. This money factor will be slightly higher, .00190, if you are a non-returning BMW FS lessee who wants to have their car's security deposit waived. Make sure that the dealer doesn't charge you a higher money factor than this. BMW dealers are notorious for marking car's factors up to add additional, hidden back-end profit to deals.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#2154 of 2595 528xi 2009 deal by berrisj1 Jan 30, 2009 (8:07 pm)
Car man.... what do you think?   2009 528xi premium / cold weather / ipod adaptor 1st month, tax, title $1008 at signing Monthly $619 including tax
#2155 of 2595 Negotiating Cap Cost by seank Jan 30, 2009 (9:09 pm)
Am I correct that dealers have just as much ability to negotiate the "cap cost" of a lease as they do the "sale price" of a cash or financed deal? I have been lead to believe that the lease components are all "set" by the finance company. I guess I just want to be sure I can walk in and negotiate off of invoice as easily if I lease vs buy.   Are there any lease components that can not be negotiated?? Residual would seem to be one.   Much thanks!
#2156 of 2595 Re: yatze re bmw [yatze] by yatze Feb 02, 2009 (5:03 am)
Replying to: yatze (Jan 03, 2009 1:05 pm) Hello, Jayrider.  Checking back in with you on latest auction prices and any other advice you might have re purchasing my leased '06 BMW530xi wagon. Lease is up first week in March. Car currently has 20,700 miles    BMW Financial called and offered $6000 off the residual which brings it down to 29K and 2.9% financing. This matches the price for the CPO at the local dealer except the dealer has .9% financing.     I think I can do better with your help. Dealer tried forcing the deal because he didn't know how long .9% financing would be available, but I told him I would wait.   Thanks for all your help and everyone else who responded.

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