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BMW 5-Series Lease Questions

2604 messages,  Last post on Dec 04, 2009 at 7:18 AM

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What is this discussion about? BMW 5 Series, Car Leasing, Sedan, Wagon

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#1468 of 2604 want to lease bmw 525i by 525i Oct 12, 2007 (9:32 am)
Im interesting to lease 07bmw 525i this month or november MSRP $44.195 36 months 0 down,I will pay just first payment and SD(Do I need to pay acq fee?) 15m/year Do not know what is money factor,can somebody help me cause see here is a lot people they did lease before and this is my first time to to this. What is gonna be my mnt pmnt based on 36mnt,15miles/year,0 down,just 1st payment and SD(acq if need to pay that).I m not sure what is residual value,it should be around 60% Thank you guys very much Appreciate it Replies to this message: denver_bmw (Oct 13, 2007 7:47 pm)
#1469 of 2604 Re: want to lease bmw 525i [525i] by denver_bmw Oct 13, 2007 (7:47 pm)
Replying to: 525i (Oct 12, 2007 9:32 am) Hi,   I didn't think that BMW still offered the 525i - probably the 528i now. Money factor is equivalent to an interest rate essentially. When you are leasing you are paying both to rent the car and also to pay interest.   One bit of advice is you might check out swapalease.com   I have a 530xi I picked up there - quite a bit more horsepower than the 528 and probably cheaper.
#1470 of 2604 hmmm by 525i Oct 14, 2007 (2:51 am)
Just got a message from internet department and the guy told me that they do not have no more 525i.Just 08 528i He said lease is based 1000 over INVOICE.Offer me this numbers 36mnt 15.000miles/year 1750 down(did not say what is this,but probably first mnt pmnt and SD,dmv feez) 698$ monthly payment? IS this good.What do u guys think.Where is CAR MAN now... Replies to this message: dark_katana (Oct 16, 2007 6:47 am)
#1471 of 2604 Re: hmmm [525i] by dark_katana Oct 16, 2007 (6:47 am)
Replying to: 525i (Oct 14, 2007 2:51 am) You have to tell us what options you are getting with the 528i in order for us to advise you as to whether or not its a good deal.   To review, in order to compute the true cost of a lease you need three numbers: (1) the Net Capitalized Cost (i.e. purchase price including options and fees less any down payment); (2) residual value (value of car at end of lease term); (3) money factor (interest).   Some dealers will add the lease acquisition fee (bank fee for originating lease) into the Capitalized Cost, others will break the fee out as a separate charge. Regardless, most will include that fee in the initial down payment.   Any security deposit is an additional amount which will also be included in the initial down payment.   Sales tax on the vehicle (usually only on the amount of your depreciation depending on state) can be separately paid or rolled into your lease payment.   To convert a lease money factor into a rough approximation of APR Interest Rate, multiply the money factor by 2400 (even if your lease term is longer than 24 months.)   You can figure out what your Capitalized Cost should be by pricing your car with options using Edmunds TMV. A previous poster posted this site http://forums.roadfly.com/forums/financing/8651672-1.html from which you can obtain the money factor and residual values for BMW Financial Services leases for October.   Once you have all your numbers, it's time to whip out your calculator and use the following formulas(refer to http://www.leaseguide.com/lease08.htm):   Depreciation Fee = ( Net Capitalized Cost – Residual Value) ÷ Term Finance Fee = ( Net Cap Cost + Residual Value ) × Money Factor   Total Monthly Lease Payment (assuming taxes paid separately) = Depreciation Fee + Finance Fee   How'd I do CAR MAN?
#1472 of 2604 528i by 525i Oct 17, 2007 (7:22 pm)
It makes a point. Just calculate and it is right. Thnks Car man is not here still:)
#1473 of 2604 Texas ...and sales tax credit by mermarky Oct 20, 2007 (12:50 pm)
If I trade-in my car with dealer that I'm going to lease my new car. And assuming that they give me trade-in value equal to pay-off amount, do I get any sales tax credit on that? ... in state of Texas of course
#1475 of 2604 loyalty program discount by richardga73 Oct 20, 2007 (6:08 pm)
Guys, does the bmw loyalty program mean someone who is leasing now or can it be someone who purchased a bmw in the past? Replies to this message: jmcmbz (Nov 01, 2007 8:41 am) jmcbmw (Nov 01, 2007 8:43 am) Car_man (Nov 06, 2007 2:45 am)
#1476 of 2604 2008 bmw 535 lease by camil Oct 24, 2007 (4:25 pm)
Car man-   I am currently leasing a 2005 BMW 530, and would like to get into a 2008 535. Dealer has offered a price on the 535 of 56638 versus MSRP of 59270. What lease payment based on 36 month, 15K annual miles, should I be looking for? My $700 security deposit on existing lease would carry over.   Camil Replies to this message: Car_man (Nov 06, 2007 2:50 am) camil (Nov 07, 2007 4:43 pm)
#1477 of 2604 Re: BMW 5-Series: Lease Questions [Car_man] by carrerah Oct 25, 2007 (9:17 pm)
Replying to: Car_man (Aug 31, 2005 2:12 am) First time using this site and have seen your posts regarding lease rates. Could you please provide the buy rate money factor and resdiual for a 535i:   36 month 15K miles delivery in Northern California. Top tier credit, not a current BMWFS customer.   Thanks for sharing your info! Replies to this message: Car_man (Nov 06, 2007 2:58 am)

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