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BMW 5-Series Lease Questions

2604 messages, Last post on Dec 04, 2009 at 7:18 AM
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I am in negotiations for leasing a 550i (fully loaded for $68'835 MSRP; after discounts and trade in for $60'780): my sweet spot is 36mo/10Kmiles with flexible money down to keep monthly below $700 for personal reasons. On discussion notes from dealer I saw 62% residual and a MF of .00205, no mention of acquisition fee or security deposit, and cannot reconcile BMW website monthly with first dealer proposals. Strange and evasive discussion without transparency on line items and terms. 1) was told that MF and residual are BMW set and fixed (non negotiable). doesn't sound that way from reading your discussions, where MF's are in a much lower range than .00205. 2) are the low rates i am seeing just specials and mine is just regular rate because 550i not covered under any lease special ? 3) any NC specifics i should be aware of? Thanks very much for any advice, lsmb
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Replying to: hba4 (Jan 07, 2007 8:45 am) Thx.
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Replying to: lsmb (Jan 08, 2007 2:45 pm) I don't know specifically about NC, but the BMWFS lease rates for Jan 2007 for 550i are: 2007 BMW 5 Series 550i / 24 mo/15k mi Residual Value 70% of MSRP .00150 Money Factor Buy Rate 36 mo/15k mi Residual Value 59% of MSRP .00150 Money Factor Buy Rate 48 mo/15k mi Residual Value 37% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 29% of MSRP .00322 Money Factor Buy Rate Add 2% to Residual Value for 12k mi/yr and 3% for 10k mi/yr on all terms. It appears your dealer is providing the correct residual value, but charging you more for the MF. Also, the MF quoted from BMWFS of .0015 assumes a security deposit. I am negotiating a similar lease in CA incase you wanted to know why I am up on these numbers. Good luck, George
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Replying to: corsche (Jan 08, 2007 3:31 pm) thanks - very helpful. Are those published rates or where can I find them? any link? Researching the topic of the BMW lease calculation a bit more I found a very useful excel calculator in another forum, creating total transparency around all the input elements. Thought you might enjoy this one for your negotiations: http://forums.e60.net/lofiversion/index.php/t19212.html Good luck to you too, lsmb
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Replying to: ekc (Jan 08, 2007 2:52 pm) |
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Replying to: lsmb (Jan 09, 2007 5:16 am) Those are published rates that come out once a month. I find them posted at the following location. http://forums.mbworld.org/forums/archive/index.php/f-73.html Scroll down to the bottom and click the link for BMW Lease Rates - January 2007. Thanks for the other link. George
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Replying to: corsche (Jan 09, 2007 11:39 am)
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Replying to: tayl0rd (Jan 09, 2007 11:55 am) http://forums.mbworld.org/forums/archive/index.php/t-176567.html I will try to cut and paste the January 2007 rates in this note for you. BMW Financial Services Lease Rates and Residuals Effective 1/5/07 These lease programs are provided by dealer partners of LeaseCompare.com (http://www.leasecompare.com). This data is for reference only and may vary by geographic region. Your dealer does not have to offer you these rates. Its always best to compare other lease programs through an independent leasing source such as LeaseCompare.com (http://www.leasecompare.com). Add 2% to Residual Value for 12k mi/yr and 3% for 10k mi/yr on all terms 2007 BMW 328Ci Coupe / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=120&StyleID=107) 24 mo/15k mi Residual Value 68% of MSRP .00125 Money Factor Buy Rate 36 mo/15k mi Residual Value 58% of MSRP .00125 Money Factor Buy Rate 48 mo/15k mi Residual Value 43% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 35% of MSRP .00322 Money Factor Buy Rate 2007 BMW 328 Series 328xi Coupe / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=120&StyleID=110) 24 mo/15k mi Residual Value 68% of MSRP .00100 Money Factor Buy Rate 36 mo/15k mi Residual Value 58% of MSRP .00100 Money Factor Buy Rate 48 mo/15k mi Residual Value 44% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 36% of MSRP .00322 Money Factor Buy Rate 2007 BMW 328 Series 328i Sedan / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=120&StyleID=112&vehicle=2007+BMW+328) 24 mo/15k mi Residual Value 71% of MSRP .00190 Money Factor Buy Rate 36 mo/15k mi Residual Value 61% of MSRP .00190 Money Factor Buy Rate 48 mo/15k mi Residual Value 44% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 35% of MSRP .00322 Money Factor Buy Rate 2007 BMW 328 Series 328xi Sedan / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=120&StyleID=113&vehicle=2007+BMW+328) 24 mo/15k mi Residual Value 71% of MSRP .00190 Money Factor Buy Rate 36 mo/15k mi Residual Value 61% of MSRP .00190 Money Factor Buy Rate 48 mo/15k mi Residual Value 44% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 35% of MSRP .00322 Money Factor Buy Rate 2007 BMW 328 Series 328i Wagon / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=120&StyleID=120&vehicle=2007+BMW+328) 24 mo/15k mi Residual Value 70% of MSRP .00225 Money Factor Buy Rate 36 mo/15k mi Residual Value 60% of MSRP .00225 Money Factor Buy Rate 48 mo/15k mi Residual Value 41% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 33% of MSRP .00322 Money Factor Buy Rate 2007 BMW 328 Series 328xi Wagon / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=120&StyleID=122&vehicle=2007+BMW+328) 24 mo/15k mi Residual Value 70% of MSRP .00225 Money Factor Buy Rate 36 mo/15k mi Residual Value 60% of MSRP .00225 Money Factor Buy Rate 48 mo/15k mi Residual Value 41% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 33% of MSRP .00322 Money Factor Buy Rate 2007 BMW 335 Series 335i Coupe / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=122&StyleID=105&vehicle=2007+BMW+335) 24 mo/15k mi Residual Value 68% of MSRP .00175 Money Factor Buy Rate 36 mo/15k mi Residual Value 58% of MSRP .00175 Money Factor Buy Rate 48 mo/15k mi Residual Value 43% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 35% of MSRP .00322 Money Factor Buy Rate 2007 BMW 335 Series 335i Sedan / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=122&StyleID=110&vehicle=2007+BMW+335) 24 mo/15k mi Residual Value 71% of MSRP .00150 Money Factor Buy Rate 36 mo/15k mi Residual Value 61% of MSRP .00150 Money Factor Buy Rate 48 mo/15k mi Residual Value 43% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 35% of MSRP .00322 Money Factor Buy Rate 2007 BMW 5 Series 525i / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=135&StyleID=105&vehicle=2007+BMW+525) 24 mo/15k mi Residual Value 70% of MSRP .00065 Money Factor Buy Rate 36 mo/15k mi Residual Value 60% of MSRP .00065 Money Factor Buy Rate 48 mo/15k mi Residual Value 39% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 31% of MSRP .00322 Money Factor Buy Rate 2007 BMW 5 Series 525xi / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=135&StyleID=108&vehicle=2007+BMW+525) 24 mo/15k mi Residual Value 70% of MSRP .00140 Money Factor Buy Rate 36 mo/15k mi Residual Value 60% of MSRP .00140 Money Factor Buy Rate 48 mo/15k mi Residual Value 40% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 32% of MSRP .00322 Money Factor Buy Rate 2007 BMW 5 Series 530i / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=135&StyleID=110&vehicle=2007+BMW+530) 24 mo/15k mi Residual Value 70% of MSRP .00090 Money Factor Buy Rate 36 mo/15k mi Residual Value 60% of MSRP .00090 Money Factor Buy Rate 48 mo/15k mi Residual Value 40% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 32% of MSRP .00322 Money Factor Buy Rate 2007 BMW 5 Series 530xi / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=135&StyleID=113&vehicle=2007+BMW+530) 24 mo/15k mi Residual Value 70% of MSRP .00160 Money Factor Buy Rate 36 mo/15k mi Residual Value 60% of MSRP .00160 Money Factor Buy Rate 48 mo/15k mi Residual Value 41% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 33% of MSRP .00322 Money Factor Buy Rate 2007 BMW 5 Series 530xiT / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=135&StyleID=116&vehicle=2007+BMW+530) 24 mo/15k mi Residual Value 70% of MSRP .00125 Money Factor Buy Rate 36 mo/15k mi Residual Value 60% of MSRP .00125 Money Factor Buy Rate 48 mo/15k mi Residua
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Replying to: corsche (Jan 09, 2007 12:20 pm) 24 mo/15k mi Residual Value 70% of MSRP .00125 Money Factor Buy Rate 36 mo/15k mi Residual Value 60% of MSRP .00125 Money Factor Buy Rate 48 mo/15k mi Residual Value 37% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 30% of MSRP .00322 Money Factor Buy Rate 2007 BMW 5 Series 550i / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=135&StyleID=130&vehicle=2007+BMW+550) 24 mo/15k mi Residual Value 70% of MSRP .00150 Money Factor Buy Rate 36 mo/15k mi Residual Value 59% of MSRP .00150 Money Factor Buy Rate 48 mo/15k mi Residual Value 37% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 29% of MSRP .00322 Money Factor Buy Rate 2007 BMW 5 Series M5 / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=135&StyleID=150&vehicle=2007+BMW+M5) 24 mo/15k mi Residual Value 69% of MSRP .00322 Money Factor Buy Rate 36 mo/15k mi Residual Value 57% of MSRP .00322 Money Factor Buy Rate 48 mo/15k mi Residual Value 45% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 35% of MSRP .00322 Money Factor Buy Rate 2007 BMW 6 Series 650CiC Convertible / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=145&StyleID=130&vehicle=2007+BMW+650) 24 mo/15k mi Residual Value 70% of MSRP .00322 Money Factor Buy Rate 36 mo/15k mi Residual Value 60% of MSRP .00322 Money Factor Buy Rate 48 mo/15k mi Residual Value 50% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 41% of MSRP .00322 Money Factor Buy Rate 2007 BMW 6 Series M6 Convertible / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=145&StyleID=155&vehicle=2007+BMW+M6) 24 mo/15k mi Residual Value 70% of MSRP .00322 Money Factor Buy Rate 36 mo/15k mi Residual Value 60% of MSRP .00322 Money Factor Buy Rate 48 mo/15k mi Residual Value 50% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 41% of MSRP .00322 Money Factor Buy Rate 2007 BMW 6 Series 650Ci Coupe / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=145&StyleID=110&vehicle=2007+BMW+650) 24 mo/15k mi Residual Value 64% of MSRP .00322 Money Factor Buy Rate 36 mo/15k mi Residual Value 53% of MSRP .00322 Money Factor Buy Rate 48 mo/15k mi Residual Value 44% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 36% of MSRP .00322 Money Factor Buy Rate 2007 BMW 6 Series M6 Coupe / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=145&StyleID=150&vehicle=2007+BMW+M6) 24 mo/15k mi Residual Value 70% of MSRP .00322 Money Factor Buy Rate 36 mo/15k mi Residual Value 59% of MSRP .00322 Money Factor Buy Rate 48 mo/15k mi Residual Value 48% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 40% of MSRP .00322 Money Factor Buy Rate 2007 BMW 7 Series 750i Sedan / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=160&StyleID=110&vehicle=2007+BMW+750) 24 mo/15k mi Residual Value 68% of MSRP .00200 Money Factor Buy Rate 36 mo/15k mi Residual Value 58% of MSRP .00200 Money Factor Buy Rate 48 mo/15k mi Residual Value 36% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 29% of MSRP .00322 Money Factor Buy Rate 2007 BMW 7 Series 750i Sedan w/Individual 24 mo/15k mi Residual Value 63% of MSRP .00322 Money Factor Buy Rate 36 mo/15k mi Residual Value 53% of MSRP .00322 Money Factor Buy Rate 48 mo/15k mi Residual Value 32% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 25% of MSRP .00322 Money Factor Buy Rate 2007 BMW 7 Series 750Li Sedan / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=160&StyleID=115&vehicle=2007+BMW+750) 24 mo/15k mi Residual Value 68% of MSRP .00200 Money Factor Buy Rate 36 mo/15k mi Residual Value 58% of MSRP .00200 Money Factor Buy Rate 48 mo/15k mi Residual Value 36% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 29% of MSRP .00322 Money Factor Buy Rate 2007 BMW 7 Series 750Li Sedan w/Individual 24 mo/15k mi Residual Value 63% of MSRP .00322 Money Factor Buy Rate 36 mo/15k mi Residual Value 53% of MSRP .00322 Money Factor Buy Rate 48 mo/15k mi Residual Value 32% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 25% of MSRP .00322 Money Factor Buy Rate 2007 BMW 7 Series 760Li Sedan / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=160&StyleID=120&vehicle=2007+BMW+760) 24 mo/15k mi Residual Value 57% of MSRP .00322 Money Factor Buy Rate 36 mo/15k mi Residual Value 47% of MSRP .00322 Money Factor Buy Rate 48 mo/15k mi Residual Value 35% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 29% of MSRP .00322 Money Factor Buy Rate 2007 BMW 7 Series 760Li Sedan w/Individual 24 mo/15k mi Residual Value 54% of MSRP .00322 Money Factor Buy Rate 36 mo/15k mi Residual Value 44% of MSRP .00322 Money Factor Buy Rate 48 mo/15k mi Residual Value 33% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 27% of MSRP .00322 Money Factor Buy Rate 2007 BMW 7 Series Alpina B7 Sedan / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=160&StyleID=130&vehicle=2007+BMW+Alpina) 24 mo/15k mi Residual Value 58% of MSRP .00322 Money Factor Buy Rate 36 mo/15k mi Residual Value 49% of MSRP .00322 Money Factor Buy Rate 48 mo/15k mi Residual Value 35% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 28% of MSRP .00322 Money Factor Buy Rate 2007 BMW X3 Wagon 3.0si 4WD / Instantly Compare Lease Payments HERE (http://www.leasecompare.com/quick_lease_quotes.php?ModelYear=2007&MakeID=100&Mo- delID=170&StyleID=120&vehicle=2007+BMW+X3) 24 mo/15k mi Residual Value 75% of MSRP .00200 Money Factor Buy Rate 36 mo/15k mi Residual Value 65% of MSRP .00200 Money Factor Buy Rate 48 mo/15k mi Residual Value 40% of MSRP .00322 Money Factor Buy Rate 60 mo/15k mi Residual Value 32% of MSRP .00322 Money Factor Buy Rate 2007 BMW X5 4dr Wagon 3.0 |
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| Please evaluate the following: We are in the NYC Metro Area. The car: '07 BMW 530xi. Options: Automatic, Premium Package, Cold Weather, Satellite Radio. MSRP: $54,815. Selling price: $52,970. 36 mos/12K mi. Tax paid upfront. $0 down payment. Total due at signing: $4,058 including sales tax, bank fee ($625), security deposit and 1st payment. Monthly lease payment: $666.00. They say that multiple security deposits are "not available in New York" and that they are using a money factor of .0016. Is this deal o.k.? Thank you very much. | |
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