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BMW 3-Series Lease Questions

3219 messages,  Last post on Dec 05, 2009 at 7:06 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? BMW, Car Leasing, Sedan, Wagon

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#72 of 3219 Re: Re: 325i in Chicago by Car_man HOST Oct 16, 2005 (7:57 am)
You're very welcome, ladya. Most states charge sales tax on leased vehicles. If your state has a usage tax you may have to pay that as well. As a result, unless you pay the tax at lease signing your monthly payment will be higher than any pre-tax payments that are mentioned in this discussion. Using the prices that you mentioned in your post, an MSRP of $36,795 and a selling price of $34,795, I estimate that this car should have a 42 month, 12,000 miles per year, zero down, pre-tax monthly payment of around $485. It is difficult for me to say how realistic the selling price that you are shooting for is though. You may want to stop by the following discussion for additional feedback on the selling price that you are aiming for: "BMW 3-Series: Prices Paid & Buying Experience".   Car_man Host Smart Shopper / Prices Paid Forums
#73 of 3219 Re: Re: bmw '06 325i Lease by Car_man HOST Oct 16, 2005 (8:08 am)
Flagatorfan, I used a BMW Financial Services buy rate lease money factor of .00250 and a residual value of 61% to calculate the 36 month, 15,000 miles per year lease payment that I quoted you earlier. While it is not great, technically this lease money factor is subsidized because it is lower than BMW Financial Services' standard lease money factor of .00280. The .00250 money factor is equivalent to an interest rate of around 6%. I don't know where the dealer that you are speaking with got the 4% that they mentioned from.   Car_man Host Smart Shopper / Prices Paid Forums
#74 of 3219 Re: 325xi october by Car_man HOST Oct 16, 2005 (8:10 am)
Hello sj233. If you were to lease a 2006 BMW 325xi through BMW Financial Services right now for 24 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00250 and 72%, respectively. BMW does not publish residual values for leases with more than 15,000 miles per year. If you need to drive more than this you will have to purchase additional miles on a per-mile basis. It is less expensive to do so at lease signing then it is to wait until lease-end and have to pay an excess mileage penalty.   Car_man Host Smart Shopper / Prices Paid Forums
#75 of 3219 rent charge by sj233 Oct 17, 2005 (7:08 am)
Thanks Car-man. Do you know how the rent charge is calculated on a lease? is it just the finance charge or there is more to it? Also how much do they charge to purchase additional miles on a per-mile basis? i know its .20 at the end for excess mileage. Thanks again. Replies to this message: kyfdx (Oct 17, 2005 7:10 am) sj233 (Oct 17, 2005 7:15 am)
#76 of 3219 Re: rent charge [sj233] by kyfdx HOST Oct 17, 2005 (7:10 am)
Replying to: sj233 (Oct 17, 2005 7:08 am) The rent charge is the finance portion of the monthly payment..   (Residual + Cap Cost) X money factor = Monthly rent charge.   Monthly rent charge X term of lease = Total rent charge   regards, kyfdx Host-Prices Paid Forums Replies to this message: sj233 (Oct 17, 2005 7:15 am)
#77 of 3219 Re: rent charge [kyfdx] by sj233 Oct 17, 2005 (7:15 am)
Replying to: kyfdx (Oct 17, 2005 7:10 am) Thanks kyfdx
#78 of 3219 325xi 12,000 by atfryar Oct 17, 2005 (10:56 am)
Hi car_man, I've seen a few posts addressing 15K mile leases on a 2006 325xi... I'm wondering what the residual and MF is for 12K miles/year (both 24 and 36 months). Thanks for you help!
#79 of 3219 Lease in CHicago by ladya Oct 17, 2005 (12:48 pm)
Car Man, you have been very helpful. I was able to get the negotiated price with the $2,000 off, but with the monthly payments, I felt as though the dealer was trying to pad somewhere. So, I shopped my price.   I know am looking for a deal with the folloiwing:   2006 325i   MSRP $35,745 Selling Price: $34,545 I am looking at what would the price be for a 42 mos lease. The sales tax in IL is 8% and I would be looking to do an Owners Choice Program. Can you please let me know what the post tax numbers should be?   Thanks   Lady A
#80 of 3219 330 xi lease help by zman9 Oct 17, 2005 (7:34 pm)
Hi Car_Man   Can you please help me with a deal that was offered by my dealer here in PA.   Model 330 xi 2006.   Base Price + Options + Dest = 44020 MSRP Discount 1220 Trade-in 5000 = 37800 + 60 Doc Fee = 37860 6% Sales tax on that = 2268 + 33.5 Tag Transfer + 35.45 online reg service Grand Total = 40, 196.95 on delivery   Lease details for 36 mos and 12K miles/annum   550 Deposit Monthly payment 518.15 Residual 27, 732.60 (was told it was 62%)   Does that look ok for this month?   Also could you please tell me what would be a good deal for 36 mos 15K miles?   Thanks in advance. Replies to this message: zman9 (Oct 18, 2005 8:23 am)
#81 of 3219 Re: 330 xi lease help [zman9] by zman9 Oct 18, 2005 (8:23 am)
Replying to: zman9 (Oct 17, 2005 7:34 pm) Plzz help!

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