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BMW 3-Series Lease Questions

2446 messages,  Last post on Aug 29, 2008 at 5:00 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? BMW, Car Leasing, Sedan, Wagon

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#59 of 2446 Naive questions by billwriter Oct 08, 2005 (7:34 pm)
I realize the following questions might sound naive, but what the heck, I need some advice.   Up until recently I figured I'd be a Honda driver for life, no complaints there at all, but then my economic reality changed radically for the better with a major book sale. I've incorporated as a S-corp here in NC and find myself looking now for a new car for my company and have pretty well centered in on a BMW 325xi I'm use to 4WD with my Honda and definitely need it up here in these mountains.   My questions. Tax wise, am I really better off leasing than buying. The reason I ask here, is that I'm getting conflicting views from my accountant versus financial advisor. Second, do you see the BMW 325 xi as a good three year lease value. I had a wonderful test experience with it today and the thought of going back to a camry or SR-V is well, well its rather depressing. Finally, any general advice points as I go in to lease would be appreciated especially how to calculate if I am getting a fair deal.   Thank you,   Bill near Asheville NC
#60 of 2446 Re: bmw '06 325i Lease [Car_man] by flagatorfan Oct 10, 2005 (11:54 am)
Replying to: Car_man (Oct 04, 2005 3:18 am) Hi Car-Man"   You stated thru BMW October lease program that the pe-tax pymt based on my MSRP would be $480/mo - WHAT were you basing the pymt on with regards to the Money factor rate, and residual value?   Is BMW running an October subsidized lease special?   I have since found a better deal with a different dealer(Global Imports, Atlanta, GA) - here is what he is offering me and tell me if this is good;   MSRP: 36,325 (which is for '06 BMW 325i, Metallic paint, sirius satellite, Premium Pkg, Gray Leather)   He is quoting me a lease payment based on 36 mos/15yr miles with taxes included of: $ 597.64/Mo with $1,640 due at signing- I live in FL- 7% sales tax-The dealer states his rate is 4% Is this true?
#61 of 2446 Oct 330i lease money factor by casio Oct 12, 2005 (11:23 am)
Does anyone know the Oct base money factor on a 2006 330i lease for 36 months for 10,000 and 12,000 miles/yr? Also what are the residual percentages for each?   Thanks in advance (this board is very helpful, by the way!). Replies to this message: petesamprs (Oct 12, 2005 11:45 am)
#62 of 2446 Re: Oct 330i lease money factor [casio] by petesamprs Oct 12, 2005 (11:45 am)
Replying to: casio (Oct 12, 2005 11:23 am) October lease rates improved over September for the 330i (not sure about 325).   Base money factor is 0.00225 Residuals are 61%/63%/64% for 15k/12k/10k miles per year.   September base MF was 0.0025 Residuals were 60%/62%/63%   No idea what November will be.
#63 of 2446 Locking in Rates/Keeping Flexible by casio Oct 12, 2005 (2:19 pm)
Thanks Petesamprs--that's good news.   My car does not arrive until mid-Dec--what can I do to lock in the Oct rate yet keep the flexibility to use Nov or Dec rates should they be even more favorable?   Thanks in advance. Replies to this message: kyfdx (Oct 12, 2005 7:11 pm) petesamprs (Oct 13, 2005 6:53 am)
#64 of 2446 Re: Locking in Rates/Keeping Flexible [casio] by kyfdx HOST Oct 12, 2005 (7:11 pm)
Replying to: casio (Oct 12, 2005 2:19 pm) If you have already ordered your car, you should be able to lock in the October rates now..for up to 60 days from the end of the current program (i.e. thru December 31st) Just call your CA, and tell him you want to...   Then, if you take delivery in December, you should be able to use whichever program is better... October or December.. (though, not November, unless you take delivery in November).   All of this is assuming your dealer will use the base money factor.... that might be something to ask your CA... and something you probably should have asked before ordering..   regards, kyfdx Host-Prices Paid Forums Replies to this message: petesamprs (Oct 13, 2005 6:53 am)
#65 of 2446 Re: Locking in Rates/Keeping Flexible [kyfdx] by petesamprs Oct 13, 2005 (6:53 am)
Replying to: kyfdx (Oct 12, 2005 7:11 pm) My dealer has let me adjust my program each month. For example, if Oct > Sept, I can get Oct rates, and if Nov > Oct, i get Nov. Then if I take delivery in December, and if Nov > Dec, I keep Nov.   So i'll basically get to choose the best month in between the time I'ver ordered and the time I took delivery.
#66 of 2446 Re:Locking in Rates/Keeping Flexible by casio Oct 14, 2005 (9:45 am)
thanks to both of you. My dealer is also letting me take the best rate each month and lock that in--he is offering .00245 on a 36 month/10k/zero down deal for $611/mo (with 8.25% tax) on the Oct numbers. That's down from closer to $650 on Sept numbers for same deal--one of the benefits of having to wait for the car! Replies to this message: casio (Oct 14, 2005 9:46 am)
#67 of 2446 Re:Locking in Rates/Keeping Flexible [casio] by casio Oct 14, 2005 (9:46 am)
Replying to: casio (Oct 14, 2005 9:45 am) ps the numbers above include the tax. Happy Friday!
#68 of 2446 325xi october by sj233 Oct 15, 2005 (1:38 pm)
Any has the october numbers on the new 325xi 24months/ 25k a year ?

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