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BMW 3-Series Lease Questions

3200 messages,  Last post on Nov 25, 2009 at 7:08 AM

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What is this discussion about? BMW, Car Leasing, Sedan, Wagon

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#3184 of 3200 2010 328i Convertible by bassholic Nov 10, 2009 (6:47 am)
Would you please let me know what the residual and MF is on a 2010 328i Convertible purchased/ordered in December?   3yr/15k 3yr/12k   If I have the car built what initial money must I put down and when do my recurring payments start? I intend to put no money down except for 1st month and all fees while possibly doing multiple security deposits.   Finally, if i want to only pay 500 over invoice (47550 invoice) would i settle at $48050 - $1500(holiday incentive) = $46550
#3185 of 3200 numbers by bassholic Nov 10, 2009 (8:28 am)
are these september numbers still good?   2010 BMW 328i Convertible 24-month | 15k miles | residual 65% | .00200 base money factor 36-month | 15k miles | residual 59% | .00200 base money factor 48-month | 15k miles | residual 42% | .00255 base money factor 60-month | 15k miles | residual 34% | .00255 base money factor   Upon further research i found   2010 BMW 328i Convertible 24 Month – Residual 65% of MSRP – .00180 Base Rate 36 Month – Residual 59% of MSRP – .00180 Base Rate 48 Month – Residual 41% of MSRP – .00245 Base Rate 60 Month – Residual 33% of MSRP – .00245 Base Rate
#3186 of 3200 Re: Current Money Factors [Car_man] by gundo Nov 11, 2009 (8:33 am)
Replying to: Car_man (Nov 06, 2009 3:20 am) Hey Car_man, How does the residual and/or MF change on the 2010 335xi if you go with 36 month but only 10,000 miles per year? Thanks for your help.
#3187 of 3200 2010 328i Money Factor and Residual by rdear Nov 16, 2009 (11:44 am)
Does anyone have current money factor/residual value for ordering (building) a 328i sedan? I've gotten different quotes from two different dealers. Have the MFs been stable? Any insight into trends/changes over the next few months? Are there any disadvantages to ordering besides a dealer's wish to reduce inventory?   Thanks in advance.
#3188 of 3200 Need to get a new lease in about a month !! by isamiami Nov 20, 2009 (11:27 pm)
Have to turn in my Saab 9-3 in a month and am planning to go for a 3-series this time around. There are two BMW dealers in the Miami area (Braman and South). Am wondering about the best strategy to negotiate a good lease. Should I start with email inquiries? Should I deal with a salesman at both places and pick the best deal?   Any thoughts on which model (between 328 and 335 models) is currently being most heavily promoted and discounted. Should I go for a 2009 model if any are available?   Looking forward to the dialogue and will share my experiences as they occur.     Replies to this message: bimmerhead (Nov 21, 2009 3:36 pm)
#3189 of 3200 2010 BMW M3 Sedan by 2010bmwm3 Nov 21, 2009 (2:37 am)
I have been waiting for this car for 2 months. My old 2007 335i was lemon lawed due to too many problems with the high pressure fuel pump BMW's are having on the turbo engines. So anyways, this beast just arrived at the port in Cali 11-20-2009. No clue on how long customs and getting it from Long Beach, CA to San Diego will take. Maybe 2 to 5 days is my guess considering I had the dealer put a priority 1 on the shipment from the preperation center. My question is I have a quote of $500 over invoice and a Money Factor of .00290. So if you times that by 2400 you would get 6.96% converted into an interest rate, That doesn't seem so bad. I am just wondering before I go pick up the car sometime next week....Should I be concerned about the money factor at all? This is a 2yr lease at 10K per year. Thank you for your time.
#3190 of 3200 Re: Need to get a new lease in about a month !! [isamiami] by bimmerhead Nov 21, 2009 (3:36 pm)
Replying to: isamiami (Nov 20, 2009 11:27 pm) I've leased 4 bmw's in the last few years, and here is what I suggest. First price out your car with the options you want on edmunds. You'll then know what the invoice is. Second, check out all available incentives and marketing support under incentives tab. You can use that to bring down the cost of the car below invoice. Next, look in this forum for the money factor and the residual for that specific model. It will be usually based on 36 months. Once all that is figured out, find a site that calculates lease payments based on the reduced cost of the car, zero down, and the rest of the pertinent info. You'll then know what the monthly payment should be. Call up both dealers, tell them what kind of car u want with what options, tell them you want to just pay drive off and tell them the payment you want to pay based on your research. Let them figure out everything else. I do all that over the phone . Once the deal is reached, have them run credit. You should only be in the dealership for no more than half an hour to pick up the car and sign the contract. Do not get sucked in without the deal and car worked out. I do this everytime I buy a car. I hope this helps. Let us know how it worked out.
#3191 of 3200 2009 328i - First Time Leasing by streetglyd Nov 21, 2009 (5:48 pm)
Went to the dealer today to look at leasing my first car. I have a couple of questions to make sure I am getting a good deal. The car is a 2009 328i executive car with about 6800 miles on it.   It has: Premium package Sport Package xeon headlights park distance sat. radio bluetooth heated seats   and maybe a few more options. The sticker is 45,295 and they are offering it for 38,895.   I think 38,895 for that car is a pretty fair deal. My questions come in on figuring out the lease...   Residual is .55 however they want to take off an additional $2000 for the millage that is already on it. Is this normal? Or can I get them to forget that? In other words residual value should be around $24,900 but they have it as $22,900.   Second is the money factor they offered was .0025 (I think). I should insist on .0021 right?   Also is there any benefit to the dealer if I put money down? If not, why do they care if I want to put 0, 2000, or 10,000 down? Should I be able to get it with 0 down as a first time leaser if my credit is pretty good?   Thanks is advance!
#3192 of 3200 CPO Lease by neil41487 Nov 23, 2009 (6:46 pm)
What kind of rates can one expect on a CPO lease?
#3193 of 3200 What is the Current Money Factor? by bmwleaser1 Nov 23, 2009 (6:58 pm)
I am trying to understand the advertised lease for a 2010 BMW 328i X-Drive Sedan that is listed on BMW's website. It states that the lease is $369/mo (no tax or title) based on a MSRP of $39,650, $1500 cap reduction, $3500 down, and $24,583 residual. In trying to figure out what the money factor is to produce this deal, I come up with something between .0014 and .0015. Does that sound right, or am I missing something? I have tried to contact BMW finance to ask, but they will not tell me (stating that one must speak with a dealer).

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